David Ramirez
$945,000$995,0003 bd2.5 ba3,304 sqft$286 /sqft$6,306 /mo all-in ↓

8838 WILD DUNES DRIVE, SARASOTA, FL, 34241

Active79 days on marketListed May 19, 2026MLS #A4692498

Reduced $50KWaterfrontPrivate poolSingle Family ResidenceMISTY CREEK

About this home

8838 WILD DUNES DRIVE

This is the one * Location, location, location * This EXQUISITE EXECUTIVE HOME features PANORAMIC VIEWS of a VERY LARGE LAKE with GOLF COURSE IN THE DISTANCE * These are MUST SEE VIEWS * No homes behind you! Very private setting on almost 1/2 acre * 3 Bedrooms & 2.5 Baths * PLUS Den/Office * NEW A/C JUST INSTALLED MAY 2026 * LARGE THOUGHTFULLY REMODELED Chef's Kitchen with granite counter-tops opens to Breakfast Nook & Family Room featuring a Fireplace * Formal Dining Room * Formal Living Room * RENOVATED BATHROOMS * Master Suite boasts Sitting Area, dual sinks, tub & separate walk-in shower * Split plan design * Volume ceilings * Crown molding * GORGEOUS Travertine Pool Deck * Pool & Spa * BIG Covered Lanai * Paver brick driveway * Home is ideal for entertaining or simply relaxing in your slice of paradise * Side load 2 car Garage & golf cart garage * Gated community * Misty Creek is including 1 month FREE golf membership with the sale of this home * If you have any questions, Listing Agent lives in Misty Creek * Golf membership is NOT mandatory * Low annual HOA fees * Country feel yet minutes to Siesta Key Beach, excellent schools, shopping & dining * Rothenbach Park & New Publix shopping plaza is 5 minutes away * One look & you'll fall in love! *

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

3,304

Sqft

0.43 ac

Lot size

2

Garage

1991

Year built

One

Levels

$286

Per sqft

Private poolWaterfrontFireplaceGolf Course & Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Zoned

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Trees/Woods · Water
FacesWest
ParkingDriveway · Garage Door Opener · Garage Faces Rear · Garage Faces Side · Golf Cart Garage · Golf Cart Parking · Parking Pad
ExteriorOther

Community & fees

HOA fee$183/mo
Taxes (2025)$6,115/yr
PetsYes
CommunityDeed Restrictions · Gated Community - Guard · Golf · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sprinkler Well · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,306 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,099
PMI (est., until 20% equity)$354
Property tax — 2025 actual bill$510
HOA fee — from the listing$183
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $94,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $94,500
Interest rate6.00%
Loan term

Estimated payment

$6,306/mo

Principal & interest$5,099
PMI (est., until 20% equity)$354
Property taxes (actual bill)$510
HOA / condo fee$183
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $945K
$858KedgeAI estimate $1,077,459 · range $893K$1.2M$1.3M

vs edgeAI estimate

−12.3%

$/sqft vs Sarasota actives

$286 vs $343

Days on market

79 vs 61 typical

Where $286/sqft sits among the 400 Sarasota actives

225 · this home
57
35
34
20
29
$157–384$384–611$611–838$838–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 8838 WILD DUNES DRIVE

Drive times from this address

Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34241 — neighborhood snapshot

Population

15,651

Median age

51

Median income

$113,114

Median home value

$479,700

Avg household

2.62

Households w/ children

1,633

For the school run

Sarasota County School District

ElementaryLakeview Elementary School★★★★★
MiddleSarasota Middle School★★★★
HighRiverview High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

159 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 50% above the SARASOTA 34241 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $945,000 $50K
May 19, 2026Listed at $995,000 · 79 days on market since
1991Built · MISTY CREEK

Reality check

What actually sold near 8838 WILD DUNES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8890 MISTY CREEK DRIVESold · Jul ’26

$875,000

8890 MISTY CREEK DRIVE · same community

3 bd · 2.5 ba · 3,321 sqft · $263/sqft · 106 DOM

8884 WILD DUNES DRIVESold · Jun ’26

$945,000

8884 WILD DUNES DRIVE · same community

4 bd · 3.5 ba · 3,185 sqft · $297/sqft · 0 DOM

8312 MISTY LAKE CIRCLESold · Jun ’26

$955,500

8312 MISTY LAKE CIRCLE · same community

4 bd · 3 ba · 3,449 sqft · $277/sqft · 338 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8838 WILD DUNES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8838 WILD DUNES DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8838 WILD DUNES DRIVE FAQs

What would the monthly payment be for 8838 WILD DUNES DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,306/mo — principal and interest, the actual property-tax bill, the $183/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8838 WILD DUNES DRIVE?+

The association fee works out to $183 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8838 WILD DUNES DRIVE?+

The most recent tax bill on record (2025) was $6,115. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8838 WILD DUNES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $945,000, this home is listed about 66% above the Sarasota median of $569,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8838 WILD DUNES DRIVE?+

Lakeview Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$945,000 runs 50% above the SARASOTA 34241 median — but at 3,304 sqft it's also nearly twice the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lakeview Elementary School, Sarasota Middle School, Riverview High School — Lakeview Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $995,000, now $945,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of RE/MAX ALLIANCE GROUP · Ryan Brown. MLS #A4692498.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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