David Ramirez
$574,900$624,9005 bd3.5 ba2,863 sqft$201 /sqft$4,425 /mo all-in ↓

12821 BALSAM TERRACE, BRADENTON, FL, 34212

Active89 days on marketListed May 7, 2026MLS #A4692317

Reduced $50KSingle Family ResidenceGREYHAWK LANDING WEST PH I

About this home

12821 BALSAM TERRACE

Positioned within the gates of Greyhawk Landing, this Ryland Homes built Inverness floor plan offers a spacious and flexible layout designed for everyday living and long-term comfort. With 5 bedrooms, 3.5 bathrooms, a dedicated den or study, and approximately 2,861 square feet, the home provides the kind of separation and functionality that works well for multi-generational living or anyone needing defined space to spread out. At the center of the home, the kitchen is designed to bring people together, featuring custom cabinetry, a large stone island, and stainless steel appliances including a gas range. It opens naturally to the main living areas, creating an easy flow for both daily routines and gatherings. Tile flooring runs throughout the main living spaces, with wood-look tile extending into the living room and all bedrooms, offering a consistent and low-maintenance interior. The primary suite is privately positioned at the rear of the home, complete with a walk-in closet, dual vanities, soaking tub, and walk-in shower. Sliding glass doors lead directly to the extended stone lanai, creating a seamless transition to outdoor living. The backyard is fully fenced and offers generous space on both sides of the home, providing flexibility for pets and play. Major systems have been addressed with the HVAC replaced in 2021, adding peace of mind for the next owner. Additional features include a 3-car tandem garage with electric vehicle charging capability, a dedicated laundry room with utility sink, and ample storage throughout. Greyhawk Landing is a guard-gated community known for its mature landscaping and established feel, offering two community pools, a fitness center, tennis, pickleball and basketball courts, fishing pier, and miles of walking trails. Conveniently located with access to top-rated schools, shopping, dining, and the Gulf Coast beaches, this home presents a solid opportunity within one of the area’s most established neighborhoods.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,863

Sqft

0.24 ac

Lot size

3

Garage

2014

Year built

One

Levels

$201

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Ice Maker · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · In Wall Pest System · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Electric Vehicle Charging Station(s) · Garage Door Opener · Tandem
ExteriorHurricane Shutters · Irrigation System · Rain Gutters · Sliding Doors

Community & fees

HOA fee$6/mo
Taxes (2025)$11,290/yr
PetsYes
CommunityFishing · Deed Restrictions · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,425 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,102
PMI (est., until 20% equity)$216
Property tax — 2025 actual bill$941
HOA fee — from the listing$6
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,490
Interest rate6.00%
Loan term

Estimated payment

$4,425/mo

Principal & interest$3,102
PMI (est., until 20% equity)$216
Property taxes (actual bill)$941
HOA / condo fee$6
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $575K
$552KedgeAI estimate $718,966 · range $609K$763K$793K

vs edgeAI estimate

−20%

$/sqft vs Bradenton actives

$201 vs $249

Days on market

89 vs 55 typical

Where $201/sqft sits among the 400 Bradenton actives

105
99 · this home
90
45
24
37
$126–189$189–252$252–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Greyhawk Landing

Map of 12821 BALSAM TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Greyhawk Landing — neighborhood snapshot

Population

4,176

Median age

41

Median income

$137,256

Median home value

$508,390

Avg household

3

Households w/ children

458

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleDr Mona Jain Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

200 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $574,900 $50K
May 7, 2026Listed at $624,900 · 89 days on market since
2014Built · GREYHAWK LANDING WEST PH I

Reality check

What actually sold near 12821 BALSAM TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12841 BALSAM TERRACESold · Dec ’25

$755,000

12841 BALSAM TERRACE · same community

4 bd · 3 ba · 2,630 sqft · $287/sqft · 167 DOM

3442 CHESTERTOWN LOOPSold · Mar ’26

$740,000

3442 CHESTERTOWN LOOP

4 bd · 3.5 ba · 2,859 sqft · $259/sqft · 298 DOM

3116 ANCHOR BAY TRAILSold · Apr ’26

$752,000

3116 ANCHOR BAY TRAIL

4 bd · 3.5 ba · 2,859 sqft · $263/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12821 BALSAM TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12821 BALSAM TERRACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

12821 BALSAM TERRACE FAQs

What would the monthly payment be for 12821 BALSAM TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,425/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12821 BALSAM TERRACE?+

The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12821 BALSAM TERRACE?+

The most recent tax bill on record (2025) was $11,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12821 BALSAM TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $574,900, this home is listed about 48% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Which schools are assigned to 12821 BALSAM TERRACE?+

Freedom Elementary School (elementary), Dr Mona Jain Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$574,900 runs 43% above the BRADENTON 34212 median — but at 2,863 sqft it's also nearly twice the size of the typical Bradenton listing.

02Strong assigned schools

Freedom Elementary School, Dr Mona Jain Middle School, Lakewood Ranch High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $624,900, now $574,900 — a $50K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Joe Suarez. MLS #A4692317.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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