David Ramirez
$650,000$660,0005 bd4.5 ba3,261 sqft$199 /sqft$4,507 /mo all-in ↓

5001 65TH TERRACE E, ELLENTON, FL, 34222

Active72 days on marketListed May 12, 2026MLS #A4692308

Reduced $10KPrivate poolSingle Family ResidenceOAKLEAF HAMMOCK PH IV

About this home

5001 65TH TERRACE E

Located on a private conservation lot with no rear neighbors, this stunning two-story pool home in Oakleaf Hammock offers the perfect combination of space, upgrades, and outdoor living. Backing to a wooded preserve for exceptional backyard privacy, this beautifully maintained residence features 5 bedrooms, 4.5 bathrooms, and an ideal layout for both everyday living and entertaining. From the moment you arrive, you’ll appreciate the impressive curb appeal with stone accents on the front elevation, paver driveway, and a NEW ROOF in 2025. Inside, the home showcases tile flooring throughout the main living areas of the first floor, engineered hardwood flooring in the formal dining room, elegant plantation shutters throughout, and trayed ceilings in both the family room and primary suite. The gourmet kitchen is designed to impress with stainless steel appliances, granite countertops, stacked cabinetry with decorative glass inserts, a large center island with abundant seating, and plenty of workspace and storage for the home chef. The spacious primary suite serves as a private retreat featuring a luxurious ensuite bath with granite countertops, dual sinks, upgraded cabinetry, Kohler jetted garden tub, walk-in shower, and an extra large walk-in closet with built-ins and generous storage space. Upstairs, you’ll find a large bonus/great room along with four additional bedrooms and two full bathrooms, offering ample room for family, guests, or multigenerational living. Step outside to your oversized screened lanai featuring a heated saltwater pool, private pool bath access, and peaceful wooded views that create the perfect Florida outdoor oasis. Additional features include reclaimed water for irrigation to help lower utility costs and aluminum corrugated impact shutters for windows and doors. Located in the vibrant community of Oakleaf Hammock with low HOA fees and NO CDD fees, residents enjoy playgrounds and convenient access to I-75, the Ellenton Premium Outlets, dining, sports facilities, Gulf beaches, and more. This exceptional home offers the ideal blend of privacy, functionality, and location. Don’t miss your opportunity to make it yours!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,261

Sqft

0.21 ac

Lot size

3

Garage

2015

Year built

Two

Levels

$199

Per sqft

Private poolPark/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range · Refrigerator · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stone · Stucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesEast
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorHurricane Shutters · Irrigation System · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$149/mo
Taxes (2025)$5,360/yr
PetsYes
CommunityDeed Restrictions · Gated Community - No Guard · Irrigation-Reclaimed Water · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Phone Available · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,507 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$447
HOA fee — from the listing$149
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,507/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$447
HOA / condo fee$149
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$566KedgeAI estimate $703,510 · range $590K$767K$798K

vs edgeAI estimate

−7.6%

Days on market

72 vs 68 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ellenton

Map of 5001 65TH TERRACE E

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

ELLENTON 34222 — neighborhood snapshot

Population

14,529

Median age

55.7

Median income

$66,105

Median home value

$194,300

Avg household

2.34

Households w/ children

1,253

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
MiddleLincoln Memorial Middle School★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$329K$415K

Ellenton median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 168% above the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $650,000 $10K
May 12, 2026Listed at $660,000 · 72 days on market since
2015Built · OAKLEAF HAMMOCK PH IV

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5001 65TH TERRACE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5001 65TH TERRACE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5001 65TH TERRACE E FAQs

What would the monthly payment be for 5001 65TH TERRACE E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,507/mo — principal and interest, the actual property-tax bill, the $149/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5001 65TH TERRACE E?+

The association fee works out to $149 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5001 65TH TERRACE E?+

The most recent tax bill on record (2025) was $5,360. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5001 65TH TERRACE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $650,000, this home is listed about 145% above the Ellenton median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5001 65TH TERRACE E?+

James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$650,000 runs 168% above the ELLENTON 34222 median — but at 3,261 sqft it's also nearly twice the size of the typical Ellenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $660,000, now $650,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of REGAL TOUCH REALTY INC · Chrissy Brahler. MLS #A4692308.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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