
5133 LATHAM TERRACE, PORT CHARLOTTE, FL, 33981
Active89 days on marketListed May 13, 2026MLS #A4692290
About this home
5133 LATHAM TERRACE
STUNNING MOVE-IN READY HOME WITH DIRECT SALT WATER ACCESS! WELCOME TO THIS AMAZING FULLY FURNISHED 3 BEDROOM, 2 BATHROOM HOME LOCATED IN THE PREMIER STREETS OF GULF COVE! This freshly renovated gem is an absolute treasure. From the moment you step foot on the property, you will be enlightened with all the attention to detail throughout the property. Starting with a Brand New Concrete Seawall in 2025' and a Brand New 10 x 21 Boat Dock in 2026' , to the Brand New Roof, New Added Insulation, New Gutters, & New Soffits in 2023' to Brand New High efficiency impact windows & doors in 2025' all the way down to the Fresh Landscaping out front. Stepping inside you will be instantly captivated by the thoughtful designing that took place, textures that were included, and the color palette that was applied. The spacious main living area, featuring Brand New Windows & Slider Doors that seamlessly connects to an incredibly generous screened lanai leads you to a path to the expansive outdoor space offering ample room for outdoor entertaining and a dedicated sitting area, overlooking the Canal allowing you to fully embrace the Florida Lifestyle. The Brand New Fully Remodeled Kitchen is a chef's dream, flaunting high-end appliances, matching backsplash to the flooring, a large center island with a breakfast bar, and water views. Statement lighting with warm color palettes help make the dining table a grounding centerpiece rather than just a utility. As if this were not all enough already, this amazing waterfront home offers a split floor plan, lending two guest bedrooms and a guest washroom on one side and the ever so elegant Primary Bedroom & Bathroom on the other. This layout provides peace an tranquility all day long. When it comes time to relax and retreat to the Primary Suite you will be captivated by a space designed to feel like a private sanctuary that prioritizes both style and deep restoration. It features eye gazing water views which immediately turns the space into a wellness- focused retreat with a spa-inspired washroom transforming a functional space into a serene retreat including details such as a sitting area, dual sinks , and a walk-in shower flooded with natural light & views, spa-inspired, cozy nooks, layered textures and ambient glow to appeal to your senses. A well-designed primary suite walk-in closet functions as both a high-capacity storage hub and a private dressing sanctuary with built in shelving to help maximize every inch. Place frequently used items at eye level and off-season storage on high shelves. Adding a full-length mirror for that complete dressing room feel. Venturing across to the other end of the this brilliant layout you are welcomed by a catch-all room that has been transformed into a functional office space perfect for decluttering, turning a chaotic room into an organized calm atmosphere using intentional design. Taking a few steps further you will have the convenience of two spacious guest bedrooms with each having their own built in closets, New Windows, New Doors, New Trim & New Floors and New Lighting, separated by a newly remodeled guest bath offering a blend of spa-inspired luxury and smart space-saving functionality. Practicality meets precision in the over-sized garage as well, featuring stacked washer & dryer, mini fridge, utility sink and electric Hot water Heater. Schedule your private showing today and experience a residence that truly appeals to all the senses.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,815
Sqft
0.23 ac
Lot size
2
Garage
1995
Year built
One
Levels
$377
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,743 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,743/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+140.4%
$/sqft vs PORT CHARLOTTE SEC 054
$377 vs $255
Days on market
89 vs 60 typical
Where $377/sqft sits among the 7 homes for sale in PORT CHARLOTTE SEC 054
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,064
Median age
62
Median income
$57,533
Median home value
$349,277
Avg household
2
Households w/ children
274
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
2 of 7
PORT CHARLOTTE SEC 054 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1632% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5133 LATHAM TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$520,000
5193 BOYLE TERRACE · same community
3 bd · 2 ba · 1,759 sqft · $296/sqft · 141 DOM
Sold · Mar ’26$595,000
5231 CONNER TERRACE · same community
3 bd · 2 ba · 1,876 sqft · $317/sqft · 179 DOM
Sold · Jul ’26$377,000
5314 NEVILLE TERRACE · same community
3 bd · 2 ba · 1,737 sqft · $217/sqft · 147 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5133 LATHAM TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5133 LATHAM TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5133 LATHAM TERRACE FAQs
What would the monthly payment be for 5133 LATHAM TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,743/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5133 LATHAM TERRACE?+
The most recent tax bill on record (2025) was $7,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $684,000, this home is listed about 107% above the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 5133 LATHAM TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$684,000 runs 1632% above the PORT CHARLOTTE 33981 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $750,000, now $684,000 — a $66K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TREND REALTY · Bryan Jones. MLS #A4692290.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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