David Ramirez
$345,000$349,9003 bd2 ba1,650 sqft$209 /sqft$2,676 /mo all-in ↓

7518 4TH AVENUE W, BRADENTON, FL, 34209

Active92 days on marketListed May 1, 2026MLS #A4692191

Priced 13% below the Bradenton medianReduced $5KVillaPINE BAY FOREST

About this home

7518 4TH AVENUE W

Offering soaring vaulted cedar ceilings, distinctive architectural character, modern updates, and a private tropical setting rarely found at this price point, this exceptional coastal villa delivers a lifestyle and atmosphere that feels worlds away from the ordinary. Located in one of West Bradenton's most desirable neighborhoods just minutes from Anna Maria Island, Bradenton Beach, and the Palma Sola Causeway, this beautifully updated residence combines timeless design with the relaxed elegance of Florida coastal living. A lush, mature tropical landscape creates an inviting approach to the home, while dramatic cedar plank ceilings and abundant natural light immediately capture your attention upon entering. The spacious open-concept floor plan showcases brand-new luxury vinyl plank flooring, fresh interior paint, updated lighting, and remote-controlled Minka ceiling fans, creating a bright and welcoming living environment. The fully renovated kitchen is designed for both everyday living and entertaining, featuring rich wood cabinetry, stunning granite countertops, generous storage, and a brand-new Whirlpool stainless steel appliance package. The kitchen flows seamlessly into the main living areas, allowing family and guests to gather comfortably beneath the home's stunning vaulted cedar ceilings. A striking floor-to-ceiling fireplace serves as the focal point of the expansive great room, while large windows and sliding glass doors bring the beauty of the surrounding tropical landscape indoors. The thoughtfully designed floor plan offers three bedrooms, two updated bathrooms, custom built-in closet systems, and an interior laundry room. One of the home's most unique features is its private interior atrium, creating a peaceful retreat ideal for gardening, morning coffee, reading, or simply enjoying the natural light. Outdoor living continues with an oversized covered lanai, screened entertaining area, and expansive paver patio surrounded by mature tropical landscaping that provides exceptional privacy and a true garden sanctuary atmosphere. Located within walking and biking distance of the Palma Sola Causeway, residents enjoy easy access to kayaking, paddleboarding, boating, fishing, and some of the area's most spectacular sunsets. Anna Maria Island, Bradenton Beach, Robinson Preserve, waterfront dining, marinas, golf courses, shopping, and everyday conveniences are all just minutes away. Meticulously maintained and completely move-in ready, this remarkable property offers an uncommon combination of architectural character, soaring cedar ceilings, tropical privacy, modern updates, and an exceptional coastal location—creating a home that feels far more expensive than its price suggests.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,650

Sqft

0 ac

Lot size

1982

Year built

One

Levels

$209

Per sqft

FireplaceGarden & Trees/Woods viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionCedar · Wood Siding
FoundationSlab
ViewGarden · Trees/Woods
FacesWest
ParkingCovered
ExteriorAwning(s) · Courtyard

Community & fees

Taxes (2025)$3,995/yr
PetsCats OK, Dogs OK, Yes
CommunityAssociation Recreation - Lease · Buyer Approval Required · Pool · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,676 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$333
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,075
Interest rate6.00%
Loan term

Estimated payment

$2,676/mo

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$333
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$331KedgeAI estimate $357,802 · range $358K$358K$373K

vs edgeAI estimate

−3.6%

$/sqft vs Bradenton actives

$209 vs $251

Days on market

92 vs 53 typical

Where $209/sqft sits among the 400 Bradenton actives

106
95 · this home
92
44
25
38
$125–188$188–251$251–315$315–378$378–441$441+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 7518 4TH AVENUE W

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

189 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $345,000 $5K
May 1, 2026Listed at $349,900 · 92 days on market since
1982Built · PINE BAY FOREST

Reality check

What actually sold near 7518 4TH AVENUE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7904 4TH AVENUE WSold · Apr ’26

$365,000

7904 4TH AVENUE W · same community

3 bd · 2 ba · 1,650 sqft · $221/sqft · 78 DOM

7503 4TH AVENUE WSold · Mar ’26

$290,000

7503 4TH AVENUE W · same community

3 bd · 2 ba · 1,650 sqft · $176/sqft · 204 DOM

7523 4TH AVENUE WSold · Mar ’26

$300,000

7523 4TH AVENUE W · same community

3 bd · 2 ba · 1,485 sqft · $202/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7518 4TH AVENUE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7518 4TH AVENUE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

7518 4TH AVENUE W FAQs

What would the monthly payment be for 7518 4TH AVENUE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,676/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7518 4TH AVENUE W?+

The most recent tax bill on record (2025) was $3,995. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7518 4TH AVENUE W?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $345,000, this home is listed about 13% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Bradenton market on paper

$345,000 is 13% below the Bradenton median of $395,740, and at $209/sqft it sits under the Bradenton average of $264.

02Garden & Trees/Woods views

The garden and trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $349,900, now $345,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of SUNREAL ESTATE INC · Karl Helbig. MLS #A4692191.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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