David Ramirez
$338,000$350,0003 bd2 ba1,848 sqft$183 /sqft$3,108 /mo all-in ↓

111 FLAME VINE WAY, GROVELAND, FL, 34736

Active90 days on marketListed May 1, 2026MLS #A4692131

Priced 15% below the Groveland medianReduced $12KSingle Family ResidenceGROVELAND CASCADES GROVELAND PH 01

About this home

111 FLAME VINE WAY

Welcome to your new home, where you'll find comfort, convenience, and timeless design. This original family-owned, generational property has been meticulously maintained and beautifully enhanced, offering a rare opportunity to own a home in one of Groveland’s most desirable 55+ communities. Inside, you’ll find rich Bruce hardwood flooring flowing throughout the main living areas, complemented by neutral tones and classic finishes that create a warm, inviting atmosphere. The kitchen is both stylish and functional, featuring 42” cabinetry with hickory doors and drawer fronts, durable Corian countertops, and a newly updated backsplash (2026) behind the range. Cooking is a dream with a brand-new induction range and microwave (2026), along with a newer stainless steel dishwasher and refrigerator. A washer and dryer (2023) are also included for added convenience. Both bathrooms have been thoughtfully renovated in 2026 with quartz countertops, new sinks, and elegant waterfall faucets. The main bath is a true retreat, complete with frameless glass shower enclosure and modern finishes. Enjoy Florida living at its finest in the extended enclosed lanai, featuring a stunning tongue-and-groove wood ceiling (2026), smart lighting, and a ceiling fan with remote. The space is wired for a TV and includes a 220 line ready for a future hot tub. Unique French doors connect the lanai directly to the main bedroom, creating a seamless indoor-outdoor experience. Additional highlights include: Smart lighting throughout (please note labeled switches); New smart thermostat (2026); Garage with extra 2 feet of depth and attic pull-down access; New exterior wall-mounted universal garage remote (2026); No stairs, including a sloped front entry for easy accessibility. Energy efficiency is enhanced with a 5.8kW solar system (leased, with buyout or assumption options available). The HOA offers exceptional value, including a staffed guard gatehouse, lawn care and landscaping, cable, telephone, alarm monitoring infrastructure, and full access to resort-style amenities: clubhouse, fitness center, pool, hot tub, and pickleball courts. Ideally located just 45 minutes from Orlando’s world-renowned theme parks, this home blends peaceful living with easy access to Central Florida’s top attractions. This is more than a home—it’s a legacy property ready for its next chapter.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,848

Sqft

0.15 ac

Lot size

2

Garage

2006

Year built

One

Levels

$183

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorthwest
ExteriorLighting · Sidewalk

Community & fees

HOA fee$587/mo
Taxes (2025)$2,666/yr
PetsNumber Limit, Yes
CommunityFishing · Lake · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,108 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,990
FHA mortgage insurance (est.)$149
Property tax — 2025 actual bill$222
HOA fee — from the listing$587
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,830Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,830
Interest rate6.00%
Loan term

Estimated payment

$3,108/mo

Principal & interest$1,990
FHA mortgage insurance (est.)$149
Property taxes (actual bill)$222
HOA / condo fee$587
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $338K
$309KedgeAI estimate $334,937 · range $322K$362K$376K

vs edgeAI estimate

+0.9%

$/sqft vs Groveland actives

$183 vs $201

Days on market

90 vs 43 typical

Where $183/sqft sits among the 224 Groveland actives

100 · this home
78
22
2
8
14
$153–192$192–232$232–272$272–312$312–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Map of 111 FLAME VINE WAY

Drive times from this address

Downtown Orlando37 min
Universal Orlando40 min
Walt Disney World45 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

The numbers that matter

The Groveland market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$381K$385K

Groveland median sold, yr/yr

98.3%

Sale-to-list ratio (12 mo)

110 of 224

Groveland actives have cut their price

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the Groveland median. See the full Groveland market guide →

Paper trail

This home's history

CurrentPrice reduced to $338,000 $12K
May 1, 2026Listed at $350,000 · 90 days on market since
2006Built · GROVELAND CASCADES GROVELAND PH 01

Reality check

What actually sold near 111 FLAME VINE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

103 CRESCENT MOON DRIVESold · Mar ’26

$302,000

103 CRESCENT MOON DRIVE · same community

3 bd · 2 ba · 1,671 sqft · $181/sqft · 30 DOM

252 BAYOU BEND ROADSold · Dec ’25

$585,000

252 BAYOU BEND ROAD · same community

3 bd · 2.5 ba · 2,532 sqft · $231/sqft · 240 DOM

1020 CALICO POINTE CIRCLESold · Apr ’26

$349,000

1020 CALICO POINTE CIRCLE

4 bd · 2 ba · 1,848 sqft · $189/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 111 FLAME VINE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 111 FLAME VINE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

111 FLAME VINE WAY FAQs

What would the monthly payment be for 111 FLAME VINE WAY?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,108/mo — principal and interest, the actual property-tax bill, the $587/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 111 FLAME VINE WAY?+

The association fee works out to $587 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 111 FLAME VINE WAY?+

The most recent tax bill on record (2025) was $2,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 111 FLAME VINE WAY?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $338,000, this home is listed about 15% below the Groveland median of $400,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the Groveland market on paper

$338,000 is 15% below the Groveland median of $400,000, and at $183/sqft it sits under the Groveland average of $222.

02Know the monthly fee

The association fee is $587/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

90 days on market against a Groveland median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $350,000, now $338,000 — a $12K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ON THE WATER · Miranda Oswald. MLS #A4692131.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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