David Ramirez
$795,0002 bd2 ba2,002 sqft$397 /sqft$5,428 /mo all-in ↓

229 SAPPHIRE LAKE DRIVE UNIT 201, BRADENTON, FL, 34209

Active99 days on marketListed Apr 29, 2026MLS #A4691681

Fully furnishedCondominiumMANGROVE WALK II ON HARBOUR ISLE PH 11&1

About this home

229 SAPPHIRE LAKE DRIVE UNIT 201

Wake up to sweeping preserve views and the serene beauty of Florida’s natural landscape in this stunning, fully furnished Harbour Isle condominium—ready for you to move in and start living the coastal dream. Perfectly positioned along the edge of a pristine preserve, this beautifully appointed residence offers privacy, tranquility, and breathtaking scenery right from your own home. Directly across the street, a large open grassy area provides the perfect space for kids to play or to enjoy a relaxing walk with your dog. The light-filled Bermuda floor plan features 2 spacious bedrooms, 2 full baths, plus a versatile den or office, along with the added convenience of your own private elevator. Designed with both comfort and entertaining in mind, the open-concept living area showcases a custom tongue-and-groove vaulted wood ceiling that adds warmth and architectural elegance. The chef’s kitchen is equally impressive, featuring granite countertops, stainless steel appliances, and an expansive walk-in pantry with built-in shelving. The great room has been thoughtfully designed to incorporate the dining space for effortless entertaining, while still offering the flexibility to reestablish a separate dining area adjacent to the kitchen if preferred. You’ll find upscale upgrades throughout, including plantation shutters, custom wood-trimmed windows, crown molding, built-in closet systems, oversized diagonal tile flooring, upgraded ceiling fans, and a custom stainless-steel sink in the laundry room. The oversized, side-entry two-car garage provides plenty of room for bikes, beach gear, and all your coastal essentials. Enjoy the exceptional Harbour Isle lifestyle with access to a private beach club offering spectacular sunset views over Anna Maria Sound from the Skybar and restaurant, a state-of-the-art fitness center, a resort-style pool and spa, three additional community pools, complimentary kayaks, and scenic walking trails throughout. And just across the bridge, the world-famous beaches of Anna Maria Island await. Experience the perfect blend of luxury, comfort, and coastal charm—this is Florida living at its finest.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

2,002

Sqft

0 ac

Lot size

2

Garage

2014

Year built

Two

Levels

$397

Per sqft

FurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Crown Molding · Elevator · In Wall Pest System · Open Floorplan · Solid Wood Cabinets · Stone Counters · Vaulted Ceiling(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal · Tile
ConstructionBlock
FoundationStem Wall
FacesSouthwest
ParkingGarage Door Opener · Garage Faces Side · Ground Level · Guest · Off Street · Under Building
ExteriorLighting · Sidewalk

Community & fees

Taxes (2025)$8,163/yr
PetsYes
CommunityWater Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Fitness Center · Golf Carts OK · Playground · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Public · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,428 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2025 actual bill$680
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,428/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$680
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $795K
$682KedgeAI estimate $786,412 · range $710K$975K$1.0M

vs edgeAI estimate

+1.1%

$/sqft vs Bradenton actives

$397 vs $246

Days on market

99 vs 55 typical

Where $397/sqft sits among the 400 Bradenton actives

107
107
84
48
21 · this home
33
$126–191$191–257$257–322$322–388$388–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Map of 229 SAPPHIRE LAKE DRIVE UNIT 201 inside its neighborhood boundary

Drive times from this address

Downtown Tampa66 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

214 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 200% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 29, 2026Listed at $795,000 · 99 days on market since
2014Built · MANGROVE WALK II ON HARBOUR ISLE PH 11&1

Reality check

What actually sold near 229 SAPPHIRE LAKE DRIVE UNIT 201

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

628 ESTUARY DRIVESold · Mar ’26

$325,000

628 ESTUARY DRIVE

3 bd · 2 ba · 1,985 sqft · $164/sqft · 7 DOM

10419 SPOONBILL ROAD WSold · Dec ’25

$1,150,000

10419 SPOONBILL ROAD W

3 bd · 3 ba · 1,969 sqft · $584/sqft · 104 DOM

10427 SPOONBILL ROAD WSold · Jan ’26

$735,000

10427 SPOONBILL ROAD W

2 bd · 2 ba · 2,100 sqft · $350/sqft · 103 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 229 SAPPHIRE LAKE DRIVE UNIT 201 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 229 SAPPHIRE LAKE DRIVE UNIT 201 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

229 SAPPHIRE LAKE DRIVE UNIT 201 FAQs

What would the monthly payment be for 229 SAPPHIRE LAKE DRIVE UNIT 201?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,428/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 229 SAPPHIRE LAKE DRIVE UNIT 201?+

The most recent tax bill on record (2025) was $8,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 229 SAPPHIRE LAKE DRIVE UNIT 201?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $795,000, this home is listed about 104% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 229 SAPPHIRE LAKE DRIVE UNIT 201?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$795,000 runs 200% above the BRADENTON 34209 median — but at 2,002 sqft it's also 28% larger than the typical Bradenton listing.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Charles Buky. MLS #A4691681.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Bradenton homes, in your inbox

Like 229 SAPPHIRE LAKE DRIVE UNIT 201 but not quite? A daily digest of every new listing in Bradenton — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 6, 2026 at 10:29 AM UTC. The listing information on this page last changed on August 6, 2026 at 10:29 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 6, 2026 at 10:29 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 6, 2026 at 10:29 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.