David Ramirez
$105,900$124,9002 bd2 ba960 sqft$110 /sqft$952 /mo all-in ↓

101 CAMBRIDGE TRAIL UNIT 196, SUN CITY CENTER, FL, 33573

Active102 days on marketListed Apr 27, 2026MLS #A4691613

Priced 57% below the SUN CITY CENTER 33573 medianReduced $19KFully furnishedCondominiumCAMBRIDGE I CONDO

About this home

101 CAMBRIDGE TRAIL UNIT 196

Amazingl Views from your new Condo in Kings Point – Enjoy this wonderful 55+ gated community. Move right in and start living the lifestyle you deserve! This well appointed TURN-KEY FURNISHED home is waiting for its new owner, an amazing blend of elegance with everyday comfort. All you'll need is your toothbrush to start living the dream in your new home. An incredible light open filled layout just makes you feel at home the movement you walk in the door. The chef’s Butcher Block kitchen counter design will impress any friends that come for dinner, abundent cabinetry, a breakfast bar will make your morning perfect. Enjoy the ease of both a formal living room and a separate family room—perfect for relaxing or entertaining. The primary suite is very well sized with amassive walk-in closet, the wonferly located corner lot is truly a rarefind with amazing views. Kings Point offers a resort-style, maintenance-free lifestyle with world-classamenities, including golf, pools, fitness centers, social clubs, dining, and endless activities. Priced to sell quickly Come and enjoy this wonderful opportunity and own an exceptional home in one of Florida’s most desirable active adult communities. Schedule your private showing today, its real easy to show. This home is priced right and will not last! Experience the Kings Point lifestyle featuring 2 exquisite clubhouses, 6 heated swimming pools, hot tubs, a spa, and 2 cutting-edge fitness centers. An 850-seat theater hosts live performances and events, alongside tennis, pickleball, billiards, and 3 golf courses. Numerous active clubs and social groups have so much entertainment throughout the year. The condo fees cover 24/7 gated security, complimentary ambulatory and paramedic services, as well as exterior maintenance and groundskeeping. Additionally, premium cable, high-speed Internet, water, sewer, trash, pest control, and irrigation are included. The building is also insured, which helps lower homeowners' insurance expenses, and property taxes in this maintenance-free community are quite minimal. With a hospital located just outside the main gate, your peace of mind is assured. Kings Point offers free transportation within Sun City Center's self-sufficient community, and there is golf cart-friendly access to medical facilities, shopping, dining, and all your needs and desires. Centrally situated near a variety of world-class beaches, Tampa’s convenient cruise port, and renowned attractions such as Disney World and Busch Gardens, the award-winning Kings Point stands out as one of Florida's premier living destinations. The HOA will allow emotional support animals.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.02 ac

Lot size

1973

Year built

One

Levels

$110

Per sqft

Furnished55+ community

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Other · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · L Dining · Living Room/Dining Room Combo · Open Floorplan · Other · Thermostat
LaundryElectric Dryer Hookup · Laundry Closet · Other · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofOther · Shingle
ConstructionStucco
FoundationBlock
FacesEast
ParkingCommon · Covered
ExteriorOther · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$1,464/yr
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Handicap Modified · Park · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Other · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$952 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$623
FHA mortgage insurance (est.)$47
Property tax — 2025 actual bill$122
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,707Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,707
Interest rate6.00%
Loan term

Estimated payment

$952/mo

Principal & interest$623
FHA mortgage insurance (est.)$47
Property taxes (actual bill)$122
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $106K
$90KedgeAI estimate $105,758 · range $94K$115K$120K

vs edgeAI estimate

+0.1%

$/sqft vs Sun City Center actives

$110 vs $163

Days on market

102 vs 55 typical

Where $110/sqft sits among the 300 Sun City Center actives

58 · this home
46
61
67
35
33
$104–126$126–148$148–170$170–192$192–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kings Point

Map of 101 CAMBRIDGE TRAIL UNIT 196 inside its neighborhood boundary

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sun City Center. See the full Sun City Center guide →

Kings Point — neighborhood snapshot

Population

7,309

Median age

75

Median income

$55,306

Median home value

$195,891

Avg household

2

Households w/ children

22%

For the school run

Hillsborough County School District

HighLennard High School★★★★★
MiddleShields Middle School★★★★
ElementaryCypress Creek Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sun City Center market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$255K$232K

Sun City Center median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

186 of 300

Sun City Center actives have cut their price

Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% below the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →

Paper trail

This home's history

CurrentPrice reduced to $105,900 $19K
Apr 27, 2026Listed at $124,900 · 102 days on market since
1973Built · CAMBRIDGE I CONDO

Reality check

What actually sold near 101 CAMBRIDGE TRAIL UNIT 196

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

101 CAMBRIDGE TRAIL UNIT 212Sold · Oct ’25

$78,000

101 CAMBRIDGE TRAIL UNIT 212 · same community

2 bd · 2 ba · 960 sqft · $81/sqft · 54 DOM

101 CAMBRIDGE TRAIL UNIT 193Sold · Dec ’25

$110,000

101 CAMBRIDGE TRAIL UNIT 193 · same community

2 bd · 2 ba · 960 sqft · $115/sqft · 51 DOM

2203 NANTUCKET DRIVE UNIT 47Sold · May ’26

$158,000

2203 NANTUCKET DRIVE UNIT 47

2 bd · 1.5 ba · 963 sqft · $164/sqft · 55 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 101 CAMBRIDGE TRAIL UNIT 196 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 101 CAMBRIDGE TRAIL UNIT 196 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

101 CAMBRIDGE TRAIL UNIT 196 FAQs

What would the monthly payment be for 101 CAMBRIDGE TRAIL UNIT 196?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $952/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 101 CAMBRIDGE TRAIL UNIT 196?+

The most recent tax bill on record (2025) was $1,464. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sun City Center?+

At $105,900, this home is listed about 60% below the Sun City Center median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 101 CAMBRIDGE TRAIL UNIT 196?+

Lennard High School (high), Shields Middle School (middle), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SUN CITY CENTER 33573 market on paper

$105,900 is 57% below the SUN CITY CENTER 33573 median of $246,500, and at $110/sqft it sits under the Sun City Center average of $164.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $124,900, now $105,900 — a $19K cut. The full history is in the market section below.

Listing courtesy of LIST WITH 1 REALTY · Mark Borg. MLS #A4691613.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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