4015 OVERTURE CIRCLE UNIT 312, BRADENTON, FL, 34209
Active87 days on marketListed Apr 27, 2026MLS #A4691417
About this home
4015 OVERTURE CIRCLE UNIT 312
3BR/2BA condo in West Bradenton near Gulf beaches. Corner unit with 1-car garage, Flood Zone X, screened lanai, lease immediately. Located in Palma Sola Trace in West Bradenton near Anna Maria Island, this 3-bedroom, 2-bath corner-unit condominium offers 1,277 square feet of living space, an attached one-car garage, a screened lanai, and immediate leasing eligibility with no ownership waiting period, subject to association leasing requirements. Built in 2007 and located in Flood Zone X, this low-maintenance home provides convenient access to Gulf beaches, Robinson Preserve, local marinas, shopping, dining, and everyday conveniences. The open-concept floor plan connects the kitchen, dining area, and living room, creating functional space for everyday living and entertaining. The kitchen features extended counter space, ample cabinetry, and a breakfast bar overlooking the main gathering area. The primary suite includes a walk-in closet, while two additional bedrooms provide flexibility for guests, a home office, hobbies, or changing household needs. The screened lanai expands the living space outdoors, and the corner-unit location offers additional natural light and privacy. Residents enjoy a clubhouse, fitness center, community pool, playground, sidewalks, community mailbox, and professionally maintained common areas. The monthly HOA fee of $529.66 includes cable television, common area taxes, community pool maintenance, escrow reserves, exterior maintenance, grounds maintenance, and professional community management, helping simplify ownership by covering many routine community expenses. Palma Sola Trace is pet friendly and allows up to two pets, including large dogs, subject to community rules and regulations. With no ownership waiting period before leasing, the property offers added rental flexibility, subject to association requirements. Buyers looking for a corner-unit condominium near Anna Maria Island with a one-car garage, screened lanai, Flood Zone X designation, community amenities, pet-friendly policies, and immediate leasing eligibility will find many of their key ownership considerations already addressed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,277
Sqft
15.04 ac
Lot size
1
Garage
2007
Year built
Multi/Split
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,220 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,220/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.8%
Days on market
87 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Sola Trace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Palma Sola Trace — neighborhood snapshot
Population
914
Median age
65
Median income
$101,520
Median home value
$418,400
Avg household
2
Households w/ children
12%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the BRADENTON 34209 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4015 OVERTURE CIRCLE UNIT 312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4015 OVERTURE CIRCLE UNIT 312 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4015 OVERTURE CIRCLE UNIT 312 FAQs
What would the monthly payment be for 4015 OVERTURE CIRCLE UNIT 312?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,220/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4015 OVERTURE CIRCLE UNIT 312?+
The most recent tax bill on record (2025) was $2,776. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4015 OVERTURE CIRCLE UNIT 312?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $289,000, this home is listed about 27% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4015 OVERTURE CIRCLE UNIT 312?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of THE KEYES COMPANY - SARASOTA · Beth Beckert Beckert. MLS #A4691417.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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