David Ramirez
$399,9002 bd2 ba1,386 sqft$289 /sqft$2,970 /mo all-in ↓

2002 VIRGINIA DRIVE, BRADENTON, FL, 34205

Active89 days on marketListed Apr 24, 2026MLS #A4691391

Single Family ResidenceVIRGINIA PARK

About this home

2002 VIRGINIA DRIVE

Solid, Classic Home with Amazing Views — Just Minutes from Downtown Bradenton! Welcome to 2002 Virginia Dr — a truly sturdy, well-built home with concrete block construction that’s made to last. This classic gem offers timeless charm combined with modern updates, sitting in a peaceful, scenic location. Relax on the front porch and watch the birds soar over Wares Creek, just across the street. Even though it’s close to the water, this home is elevated above most homes on the creek, offering better views and peace of mind from flooding. Inside, you’ll find new flooring, updated bathrooms, fresh paint, and a new AC — move-in ready and built for comfort and durability. The spacious, fenced backyard is perfect for outdoor gatherings and family fun. Sitting on a corner lot with a double garage, it provides plenty of space and privacy. Recent upgrades like plumbing, electric, flooring, paint, bathrooms and more make this home even more inviting. And the best part? It’s just a short walk to downtown Bradenton — enjoy the shops, cafes, and vibrant local scene that makes this area so special. If you’re looking for a solid, charming home with incredible views and a prime location, this one checks all the boxes. Come see it for yourself — you’ll love what you find!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,386

Sqft

0.21 ac

Lot size

2

Garage

1949

Year built

One

Levels

$289

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesElectric Water Heater
InteriorWindow Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationCrawlspace
FacesSoutheast
ExteriorRain Gutters

Community & fees

Taxes (2024)$3,345/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,970 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property tax — 2024 actual bill$279
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,997
Interest rate6.00%
Loan term

Estimated payment

$2,970/mo

Principal & interest$2,354
FHA mortgage insurance (est.)$177
Property taxes (actual bill)$279
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $400K
$337KedgeAI estimate $437,831 · range $351K$473K$491K

vs edgeAI estimate

−8.7%

Days on market

89 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wares Creek

Map of 2002 VIRGINIA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa51 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Wares Creek — neighborhood snapshot

Population

1,472

Median age

45

Median income

$55,764

Median home value

$263,268

Avg household

2

Households w/ children

160

For the school run

Manatee County School District

ElementaryBallard Elementary School★★★★
HighManatee High School★★★★★
MiddleW. D. Sugg Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 137% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

Apr 24, 2026Listed at $399,900 · 89 days on market since
1949Built · VIRGINIA PARK

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2002 VIRGINIA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2002 VIRGINIA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2002 VIRGINIA DRIVE FAQs

What would the monthly payment be for 2002 VIRGINIA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,970/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2002 VIRGINIA DRIVE?+

The most recent tax bill on record (2024) was $3,345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2002 VIRGINIA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $399,900, this home is listed about 1% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 2002 VIRGINIA DRIVE?+

Ballard Elementary School (elementary), Manatee High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SAVVY AVENUE, LLC · Moe Mossa. MLS #A4691391.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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