18122 BEACH RANCH TERRACE, LAKEWOOD RANCH, FL, 34211
Active109 days on marketListed Apr 24, 2026MLS #A4691299
About this home
18122 BEACH RANCH TERRACE
One or more photo(s) has been virtually staged. Better than NEW | Tile Roof | Paver Driveway | Upgrades | Private Clubhouse | Western Lakeview Exposure!!! Then there are places "You Choose" because something inside you is ready for a "New Life". Welcome to Star Farms ~ Adventure Retreat at Lakewood Ranch —a place where life is just BETTER ($40,000 in upgrades),!! The warm sunshine you feel sitting on your lanai with your first cup of coffee as the Florida sun comes up awaiting "Your New Life-style". The life that is "I'm done dreaming" "I'm finally moving to Florida" Everything you can imagine and only a short half-hour drive to the Best Beaches in the world! The day filled with activities and all the way to the evening golf cart ride after dinner, the sound of neighbors becoming friends, the peaceful lake view beyond your backyard, and the feeling that you are finally living somewhere that gives something back to you. This is resort-ranch living with soul. A community designed for connection, movement, wellness, and ease~ where you can spend the morning at the fitness center, meet friends by the pool, walk the trails, enjoy the dog park, play pickleball, or enjoy the restaurant..being outside and remember what it feels like to breathe. Star Farms was created for those who want more than a beautiful home. It was created for those who want a beautiful rhythm of life. The Country Beachy lifestyle...wait until you see the exclusive Adventure Retreat and have the experience you've been dreaming of —a setting that invites you to live actively, socially, and fully, while still coming home to peace. On the quiet street of Beach Ranch Terrace, the story becomes personal. A nearly new 2024 Emerald series luxury home, beautiful brick pavers and an elegant yet tough lasting real tile florida roof. The upgraded enhanced landscaping with Palm trees and lighting adding to the curb appeal. This one level living designed spacious with 3BR, 2BA split floor plan for privacy, plenty of closet space, and serene lake views, this home offers (Brand New Furniture Negotiable) the comfort and ease of simplicity moving to Florida. The open floor plan, stone counters, impressive kitchen island, walk-in pantry, smart-home features are some of the main features. The additional upgrades Accent wall, beadboard detailing on the island, and wainscoting with chair rail throughout the main living area. Adding the impressive lighting pendants hanging over the center island and also new upgraded lighting and fan fixtures throughout, creating light-filled spaces in every room-including epoxy garage flooring. The screened patio and water view invite you to slow down, exhale, and enjoy the life you worked so hard to create. This is the kind of home where you could wake up each morning with purpose. Where you could host the people you love. Where you could walk out the door and feel connected. Where you could finally stop waiting for vacation —because life itself starts to feel like one. Star Farms is not just a community. It is a reminder that your next chapter can healthier, and more alive than the one before it...And maybe that is the real luxury...not just the home...not just the amenities...not just the Lakewood Ranch address. But the feeling of coming home to a beautiful sunset and a life that finally feels like yours. Call for a tour of this exclusive home in Adventure Retreat and learn about what Star Farms has to offer ~ you ~ Today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,816
Sqft
0.16 ac
Lot size
2
Garage
2024
Year built
One
Levels
$275
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,339 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,339/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.2%
$/sqft vs STAR FARMS AT LAKEWOOD RANCH
$275 vs $252
Days on market
109 vs 51 typical
Where $275/sqft sits among the 43 homes for sale in STAR FARMS AT LAKEWOOD RANCH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakewood Ranch
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakewood Ranch. See the full Lakewood Ranch guide →
LAKEWOOD RANCH 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakewood Ranch market
$577K → $600K
Lakewood Ranch median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
13 of 43
STAR FARMS AT LAKEWOOD RANCH have cut their price
Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the LAKEWOOD RANCH 34211 median. See the full Lakewood Ranch market guide →
Paper trail
This home's history
Reality check
What actually sold near 18122 BEACH RANCH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$509,990
18319 BEACH RANCH TERRACE · same community
3 bd · 2 ba · 1,816 sqft · $281/sqft · 0 DOM
Sold · Feb ’26$452,900
18241 BEACH RANCH TERRACE · same community
3 bd · 2 ba · 1,844 sqft · $246/sqft · 68 DOM
Sold · Jul ’26$413,990
18124 GANDER TERRACE · same community
4 bd · 2 ba · 1,665 sqft · $249/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18122 BEACH RANCH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18122 BEACH RANCH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18122 BEACH RANCH TERRACE FAQs
What would the monthly payment be for 18122 BEACH RANCH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,339/mo — principal and interest, the actual property-tax bill, the $373/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18122 BEACH RANCH TERRACE?+
The association fee works out to $373 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18122 BEACH RANCH TERRACE?+
The most recent tax bill on record (2025) was $7,701. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18122 BEACH RANCH TERRACE?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakewood Ranch?+
At $499,900, this home is listed about 17% below the Lakewood Ranch median of $599,000. The market section on this page shows how the area is trending.
Which schools are assigned to 18122 BEACH RANCH TERRACE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,900 runs 21% above the LAKEWOOD RANCH 34211 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
109 days on market against a Lakewood Ranch median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $519,900, now $499,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HELP-U-SELL GULF COAST · Lissa Laakso. MLS #A4691299.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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