David Ramirez
$170,000$210,0002 bd2 ba930 sqft$183 /sqft$1,616 /mo all-in ↓

346 ANDROS DRIVE, SARASOTA, FL, 34233

Active101 days on marketListed Apr 23, 2026MLS #A4691142

Priced 39% below the SARASOTA 34233 medianReduced $40KManufactured HomeWINDWARD ISLES

About this home

346 ANDROS DRIVE

WELCOME TO WINDWARD ISLES – ONE OF SARASOTA’S MOST DESIRABLE RESIDENT-OWNED 55+ COMMUNITIES! This WELL-MAINTAINED 2 BEDROOM, 2 BATH DOUBLE-WIDE HOME offers the perfect blend of comfort, convenience, and FLORIDA LIFESTYLE LIVING. Built in 2003 and featuring APPROXIMATELY 930 SQ FT OF HEATED SPACE, this home sits on a nicely sized lot with COVERED PARKING, A PRIVATE DRIVEWAY, AND ADDITIONAL STORAGE SHED. Step inside to find a LIGHT AND BRIGHT FLOOR PLAN with LAMINATE FLOORING THROUGHOUT MAIN LIVING AREAS, a SPACIOUS LIVING ROOM, and a FUNCTIONAL KITCHEN equipped with CONVECTION OVEN, REFRIGERATOR, MICROWAVE, and more. The PRIMARY SUITE includes a WALK-IN CLOSET and EN-SUITE BATH, while the SPLIT BEDROOM DESIGN offers privacy for guests. Enjoy your morning coffee or evening relaxation from MULTIPLE OUTDOOR SPACES INCLUDING A SCREENED PORCH, FRONT PORCH, AND REAR PATIO—perfect for taking in Sarasota’s year-round sunshine. WINDWARD ISLES IS A LAND-OWNED CO-OP COMMUNITY offering residents access to a HEATED COMMUNITY POOL, RECREATIONAL FACILITIES, AND A FULL CALENDAR OF SOCIAL ACTIVITIES. The LOW HOA FEE (APPROX. $178/MONTH) INCLUDES WATER, TRASH, LAWN MAINTENANCE, AND COMMUNITY AMENITIES, making this an EXCEPTIONAL VALUE. Ideally located just minutes from SHOPPING, DINING, MEDICAL FACILITIES, AND WORLD-FAMOUS GULF BEACHES, this property offers both PEACEFUL COMMUNITY LIVING and EASY ACCESS TO EVERYTHING SARASOTA HAS TO OFFER. Whether you're looking for a SEASONAL RETREAT or a FULL-TIME RESIDENCE, this home is a fantastic opportunity to own in a HIGHLY SOUGHT-AFTER COMMUNITY. SCHEDULE YOUR PRIVATE SHOWING TODAY.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

930

Sqft

0.1 ac

Lot size

2003

Year built

One

Levels

$183

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Laminate
AppliancesConvection Oven · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorPrimary Bedroom Main Floor · Skylight(s) · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationConcrete Perimeter
FacesNorth
ParkingCovered · Driveway
ExteriorRain Gutters

Community & fees

HOA fee$178/mo
Taxes (2025)$2,425/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,616 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,001
FHA mortgage insurance (est.)$75
Property tax — 2025 actual bill$202
HOA fee — from the listing$178
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,950Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,950
Interest rate6.00%
Loan term

Estimated payment

$1,616/mo

Principal & interest$1,001
FHA mortgage insurance (est.)$75
Property taxes (actual bill)$202
HOA / condo fee$178
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$183 vs $343

Days on market

101 vs 58 typical

Where $183/sqft sits among the 400 Sarasota actives

220 · this home
61
37
33
19
30
$158–377$377–597$597–816$816–1035$1035–1254$1254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 346 ANDROS DRIVE

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34233 — neighborhood snapshot

Population

18,875

Median age

52.4

Median income

$77,041

Median home value

$364,300

Avg household

2.23

Households w/ children

1,770

For the school run

Sarasota County School District

ElementaryAshton Elementary School★★★★★
MiddleSarasota Middle School★★★★
HighRiverview High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

151 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% below the SARASOTA 34233 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $170,000 $40K
Apr 23, 2026Listed at $210,000 · 101 days on market since
2003Built · WINDWARD ISLES

Reality check

What actually sold near 346 ANDROS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

235 FREEPORT DRIVESold · Sep ’25

$79,900

235 FREEPORT DRIVE · same community

3 bd · 2 ba · 720 sqft · $111/sqft · 277 DOM

365 ANDROS DRIVESold · Mar ’26

$85,000

365 ANDROS DRIVE · same community

1 bd · 1 ba · 624 sqft · $136/sqft · 136 DOM

2875 NE 4th St, Homestead FL 33033Sold · Jun ’26

$492,000

2875 NE 4th St, Homestead FL 33033 · same community

4 bd · 3 ba · 1,889 sqft · $260/sqft · 94 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 346 ANDROS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 346 ANDROS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

346 ANDROS DRIVE FAQs

What would the monthly payment be for 346 ANDROS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,616/mo — principal and interest, the actual property-tax bill, the $178/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 346 ANDROS DRIVE?+

The association fee works out to $178 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 346 ANDROS DRIVE?+

The most recent tax bill on record (2025) was $2,425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 346 ANDROS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $170,000, this home is listed about 70% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 346 ANDROS DRIVE?+

Ashton Elementary School (elementary), Sarasota Middle School (middle), Riverview High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the SARASOTA 34233 market on paper

$170,000 is 39% below the SARASOTA 34233 median of $280,000, and at $183/sqft it sits under the Sarasota average of $496.

02Strong assigned schools

Ashton Elementary School, Sarasota Middle School, Riverview High School — Ashton Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $210,000, now $170,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of FINE PROPERTIES · Jeff Simpson. MLS #A4691142.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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