408 31ST STREET NW, BRADENTON, FL, 34205
Active100 days on marketListed Apr 26, 2026MLS #A4691000
About this home
408 31ST STREET NW
Discover a rare opportunity to own prime waterfront land along the scenic Manatee River in Bradenton, Florida. This exceptional vacant parcel located just north of Riverview Boulevard offers breathtaking water views, peaceful surroundings, and direct access to the Gulf—perfect for boating, fishing, and enjoying the Florida lifestyle. Nestled in a desirable location, the property provides the ideal setting to build your custom dream home on this 0.9 acre lot, whether you envision a modern coastal retreat or a private estate. With ample space and flexible possibilities, you can design a residence that takes full advantage of the riverfront setting, including outdoor living areas, a dock, or pool overlooking the water. Enjoy the tranquility of waterfront living while remaining just minutes from downtown Bradenton, local dining, shopping, and world-famous Gulf Coast beaches. This unique homesite combines natural beauty, convenience, and investment potential in one of Florida’s most sought-after areas. Don’t miss this chance to create your own slice of paradise on the Manatee River.
Facts & features
The home at a glance
0.91 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$14,291 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,291/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fogartyville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Fogartyville — neighborhood snapshot
Population
1,259
Median age
62
Median income
$44,857
Median home value
$266,030
Avg household
2
Households w/ children
107
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1123% above the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 408 31ST STREET NW
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$1,450,000
3101 RIVERVIEW BOULEVARD · same community
5 bd · 4.5 ba · 4,092 sqft · $354/sqft · 4 DOM
Sold · Dec ’25$245,000
3014 16TH AVENUE W
2 bd · 1 ba · 832 sqft · $294/sqft · 2 DOM
Sold · Dec ’25$245,000
1114 17TH AVENUE W
3 bd · 1 ba · 838 sqft · $292/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 408 31ST STREET NW — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 408 31ST STREET NW — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
408 31ST STREET NW FAQs
What would the monthly payment be for 408 31ST STREET NW?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 408 31ST STREET NW?+
The most recent tax bill on record (2025) was $17,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $2,200,000, this home is listed about 464% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 408 31ST STREET NW?+
Manatee High School (high), Ballard Elementary School (elementary), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STARZ REAL ESTATE, LLC · Rainy Altiere. MLS #A4691000.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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