David Ramirez
$4,095,0004 bd4.5 ba3,102 sqft$1,320 /sqft$27,400 /mo all-in ↓

416 ALAMANDA ROAD, ANNA MARIA, FL, 34216

Active89 days on marketListed May 5, 2026MLS #A4690578

Private poolFully furnishedSingle Family ResidenceSHORE ACRES THIRD ADD

About this home

416 ALAMANDA ROAD

Located just two blocks from Bean Point on the coveted north end of Anna Maria Island, this beautifully designed 2023 residence offers a rare combination of privacy, walkability, and elevated coastal living. Never used as a rental, the home has been carefully maintained as a private retreat and is offered fully furnished. Professionally designed by Emily Moss Designs and recognized by SRQ Magazine as a 2025 Home of the Year, the residence blends architectural detail with relaxed island elegance. The main living level features an open floor plan with coffered ceilings, gas fireplace, wet bar, powder room, and balcony access. The primary suite includes a private balcony, walk-in closet, dedicated laundry area, and a spacious spa-style bath with soaking tub and multi-feature shower. The large chef’s kitchen is appointed with distinctive cabinetry, Thermador appliances, generous island seating for five, and an inviting eat-in dining area designed for effortless everyday living and entertaining. A detached guest suite connected by a covered walkway offers its own private entrance, refrigerator, full bath, private balcony overlooking the pool, and garage—ideal for extended family or guests seeking independence and privacy. Upstairs, two additional king en-suite bedrooms with vaulted beamed ceilings are centered around a private second-level sitting area with television, balcony access, and laundry room—creating a comfortable and well-separated guest retreat. Two rooftop decks capture sweeping Gulf views and vistas toward the Sunshine Skyway Bridge—perfect for sunrise, sunset, and evening skies. Outdoor living centers around a beautifully landscaped private courtyard complete with pool, heated spa, putting green, and an expansive covered lanai designed for year-round enjoyment. A two-person dry sauna and flexible lower-level space add further comfort and versatility. Constructed in 2023 with elevated hurricane-rated block construction, impact windows and doors, a metal roof, and low-maintenance composite decking, the home combines durability with thoughtful design. Elevator access to all living levels and multiple garage bays with gated boat or RV storage provide exceptional convenience and parking flexibility—rare on the north end. Situated on a desirable corner lot just moments from the Gulf and Pine Avenue, this is a unique opportunity to own a nearly new, designer-furnished island residence in one of Anna Maria’s most sought-after locations. Detailed property brochure available.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

3,102

Sqft

0.16 ac

Lot size

3

Garage

2023

Year built

Two

Levels

$1,320

Per sqft

Private poolFireplaceWater viewFurnishedPets allowed

Inside

FlooringCeramic Tile · Engineered Hardwood · Epoxy · Marble · Travertine
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Chair Rail · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Sauna · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryCommon Area · Electric Dryer Hookup · Inside · Laundry Room · Other · Washer Hookup
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesSoutheast
ParkingAssigned · Boat · Driveway · Garage Door Opener · Garage Faces Side · Golf Cart Parking · Ground Level · Guest · Oversized · RV Parking
ExteriorBalcony · Courtyard · Irrigation System · Lighting · Outdoor Grill · Private Entrance · Private Yard · Rain Gutters · Sliding Doors · Storage

Community & fees

Taxes (2025)$43,291/yr
PetsCats OK, Dogs OK, Yes
CommunityGolf Carts OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Fiber Optics · Phone Available · Propane · Public · Sewer Available · Sewer Connected · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$27,400 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$22,096
PMI (est., until 20% equity)$1,536
Property tax — 2025 actual bill$3,608
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $409,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $409,500
Interest rate6.00%
Loan term

Estimated payment

$27,400/mo

Principal & interest$22,096
PMI (est., until 20% equity)$1,536
Property taxes (actual bill)$3,608
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Anna Maria actives

$1,320 vs $1,470

Days on market

89 vs 101 typical

Where $1,320/sqft sits among the 67 Anna Maria actives

14
18 · this home
10
12
8
5
$854–1115$1115–1376$1376–1637$1637–1898$1898–2159$2159+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Shore Acres

Map of 416 ALAMANDA ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Anna Maria. See the full Anna Maria guide →

Shore Acres — neighborhood snapshot

Population

87

Median age

65

Median income

$86,964

Median home value

$967,500

Avg household

1

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Anna Maria market

Seller’s marketLeans buyer10.4 months of inventoryBuyer’s market

$1.5M$2.2M

Anna Maria median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

32 of 67

Anna Maria actives have cut their price

Median sold price, Anna Maria, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the ANNA MARIA 34216 median. See the full Anna Maria market guide →

Paper trail

This home's history

May 5, 2026Listed at $4,095,000 · 89 days on market since
2023Built · SHORE ACRES THIRD ADD

Reality check

What actually sold near 416 ALAMANDA ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

709 GLADIOLUS STREETSold · Feb ’26

$1,300,000

709 GLADIOLUS STREET · same community

4 bd · 3 ba · 1,933 sqft · $673/sqft · 174 DOM

412 ALAMANDA ROADSold · Apr ’26

$1,575,000

412 ALAMANDA ROAD · same community

2 bd · 2 ba · 1,168 sqft · $1,348/sqft · 169 DOM

213 OAK AVENUESold · Jun ’26

$3,100,000

213 OAK AVENUE

4 bd · 4 ba · 3,053 sqft · $1,015/sqft · 105 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 416 ALAMANDA ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 416 ALAMANDA ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

416 ALAMANDA ROAD FAQs

What would the monthly payment be for 416 ALAMANDA ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,400/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 416 ALAMANDA ROAD?+

The most recent tax bill on record (2025) was $43,291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 416 ALAMANDA ROAD?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Anna Maria?+

At $4,095,000, this home is listed about 17% above the Anna Maria median of $3,495,000. The market section on this page shows how the area is trending.

Which schools are assigned to 416 ALAMANDA ROAD?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,095,000 runs 39% above the ANNA MARIA 34216 median — but at 3,102 sqft it's also 28% larger than the typical Anna Maria listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of KELLER WILLIAMS ON THE WATER · Kim Bowersox. MLS #A4690578.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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