605 CONCORD LANE, HOLMES BEACH, FL, 34217
Active95 days on marketListed Apr 20, 2026MLS #A4690364
About this home
605 CONCORD LANE
Monthly Vacation Rental. Contact agent for exact pricing per month. Waterfront canal home with private dock (ideal for boating & fishing) Private heated pool + outdoor living space. Recently renovated + professionally decorated. Pet-friendly (small pets allowed) Whether you're a snowbird, remote worker, or relocating, this home is set up for comfort beyond a typical vacation rental. Enjoy spacious living areas, multiple places to relax, and peaceful water views right from your backyard. Spend your days enjoying the private pool, dining outdoors, or relaxing by the canal. The private dock makes it easy to bring or rent a boat and experience Anna Maria Island from the water. Located just minutes from beaches, restaurants, and local shops, you’ll have easy access to everything while still enjoying a quiet, residential waterfront setting. --- VRC# 25-000001 30 Day Minimum Stay 8 Persons Maximum 4 Driveway Parking Spots Quiet hours are 10pm to 8am
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,625
Sqft
0.25 ac
Lot size
1
Garage
1965
Year built
One
Levels
$7
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$247 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$247/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Key Royale
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holmes Beach. See the full Holmes Beach guide →
Key Royale — neighborhood snapshot
Population
388
Median age
65
Median income
$192,667
Median home value
$1,283,100
Avg household
2
Households w/ children
17%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holmes Beach market
$875K → $850K
Holmes Beach median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
Median sold price, Holmes Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the HOLMES BEACH 34217 median. See the full Holmes Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 605 CONCORD LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 605 CONCORD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
605 CONCORD LANE FAQs
What would the monthly payment be for 605 CONCORD LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $247/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 605 CONCORD LANE?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holmes Beach?+
At $12,000, this home is listed about 99% below the Holmes Beach median of $1,375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 605 CONCORD LANE?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOLMES BEACH 34217 market on paper
$12,000 is 99% below the HOLMES BEACH 34217 median of $1,250,000, and at $7/sqft it sits under the Holmes Beach average of $939.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Manatee High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of COLDWELL BANKER REALTY · Brian Leakeas. MLS #A4690364.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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