9604 CORTEZ ROAD W UNIT 334, BRADENTON, FL, 34210
Active98 days on marketListed Apr 18, 2026MLS #A4689956
About this home
9604 CORTEZ ROAD W UNIT 334
Enjoy cheerful coastal living in this beautifully furnished 3-bedroom, 3-bathroom flexible, annual, monthly, or seasonal rental located in the highly desirable Waterway Condominiums community with breathtaking views of Palma Sola Bay. This spacious residence is fully turnkey and thoughtfully designed, featuring tasteful coastal décor and a comfortable, functional layout. The home offers a king bed in the primary suite and two queen beds, providing ample sleeping accommodations, while upstairs bonus rooms add valuable flex space—perfect for a home office, media room, or additional guest area. The open living and dining areas are enhanced by soaring vaulted ceilings, creating a bright and airy atmosphere with plenty of room to gather, unwind, or entertain. Natural light and neutral finishes elevate the space, while residents also enjoy a deeded dock and boat slip, with limited space ideal for small watercraft such as a jet ski, kayak, or paddleboard—perfect for embracing the waterfront lifestyle. Residents of Waterway enjoy a wide array of amenities, including a fitness center, clubhouse, billiards room, ping pong, and tennis courts, all within a well-maintained waterfront setting. Ideally located just minutes from the stunning beaches of Anna Maria Island—less than 3 miles away—you’ll have easy access to sugar-white sands, Gulf waters, and a variety of popular restaurants, shopping, and local attractions nearby. This is a very walkable community with local restaurants, shopping, and more. With its combination of space, flexibility, deeded boating access, and prime location, this annual rental is perfect for anyone looking to enjoy the best of Florida’s coastal lifestyle. Association approval required. The listed rate is for the off-season months. Rates vary with lease terms and seasonal rentals.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,988
Sqft
3.07 ac
Lot size
1982
Year built
Two
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$184 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$184/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$2 vs $236
Days on market
98 vs 53 typical
Where $2/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
187 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 9604 CORTEZ ROAD W UNIT 334
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$235,000
9604 CORTEZ ROAD W UNIT 421 · same community
2 bd · 2 ba · 1,218 sqft · $193/sqft · 134 DOM
Sold · Dec ’25$550,000
7621 HIGHGROVE AVENUE
3 bd · 2 ba · 1,984 sqft · $277/sqft · 134 DOM
Sold · Sep ’25$593,265
7625 HIGHGROVE AVENUE
3 bd · 2 ba · 1,984 sqft · $299/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9604 CORTEZ ROAD W UNIT 334 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9604 CORTEZ ROAD W UNIT 334 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9604 CORTEZ ROAD W UNIT 334 FAQs
What would the monthly payment be for 9604 CORTEZ ROAD W UNIT 334?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $184/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 9604 CORTEZ ROAD W UNIT 334?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $3,250, this home is listed about 99% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 9604 CORTEZ ROAD W UNIT 334?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Shandra Holbrook. MLS #A4689956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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