4518 7TH STREET COURT E, ELLENTON, FL, 34222
Active112 days on marketListed Apr 14, 2026MLS #A4689713
About this home
4518 7TH STREET COURT E
Enjoy the best of waterfront living with this beautifully renovated canal-front property offering direct access to the Manatee River. Situated on a lush .25-acre lot, this unique home features two fully separate living spaces, ideal for multigenerational living, guests, or income potential. The main home (downstairs) offers a spacious 2 bed, 2 bath layout (1,800 sq ft) plus a large bonus room perfect for an office or guest space. Upstairs, a private 2 bed, 1 bath apartment (950 sq ft) with its own entrance and laundry has been used as a successful short-term rental. The backyard is thoughtfully designed for effortless Florida living, featuring beautifully landscaped grounds, two spacious paver patios, and multiple gathering areas that take full advantage of the tranquil canal views. The outdoor space offers a serene waterfront setting with direct canal access?perfect for kayaking and embracing the Florida lifestyle. Recent updates include a new roof (2025), new HVAC systems (2023/2025), hurricane impact windows (2023), and full interior renovations, making this home truly move-in ready. A rare opportunity to own a flexible waterfront home with income potential in a prime Ellenton location.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,675
Sqft
0.25 ac
Lot size
1
Garage
1958
Year built
Two
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,264 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,264/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs Ellenton actives
$242 vs $181
Days on market
112 vs 45 typical
Where $242/sqft sits among the 91 Ellenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
ELLENTON 34222 — neighborhood snapshot
Population
14,529
Median age
55.7
Median income
$66,105
Median home value
$194,300
Avg household
2.34
Households w/ children
1,253
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$305K → $393K
Ellenton median sold, yr/yr
94.0%
Sale-to-list ratio (12 mo)
46 of 91
Ellenton actives have cut their price
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 144% above the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4518 7TH STREET COURT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$635,000
4511 7TH STREET COURT E · same community
2 bd · 2.5 ba · 2,049 sqft · $310/sqft · 163 DOM
Sold · Jul ’26$800,000
708 45TH AVENUE E · same community
3 bd · 4 ba · 3,910 sqft · $205/sqft · 281 DOM
Sold · Sep ’25$1,170,000
4615 SHARK DRIVE
4 bd · 3 ba · 2,550 sqft · $459/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4518 7TH STREET COURT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4518 7TH STREET COURT E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4518 7TH STREET COURT E FAQs
What would the monthly payment be for 4518 7TH STREET COURT E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,264/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4518 7TH STREET COURT E?+
The most recent tax bill on record (2025) was $4,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4518 7TH STREET COURT E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $647,000, this home is listed about 116% above the Ellenton median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4518 7TH STREET COURT E?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$647,000 runs 144% above the ELLENTON 34222 median — but at 2,675 sqft it's also nearly twice the size of the typical Ellenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
112 days on market against a Ellenton median of 45 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of MILL CREEK REALTY · Brock Hamilton. MLS #A4689713.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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