David Ramirez
$4,199,000$4,495,0004 bd3.5 ba3,336 sqft$1,259 /sqft$27,966 /mo all-in ↓

476 MEADOW LARK DRIVE, SARASOTA, FL, 34236

Active105 days on marketListed Apr 11, 2026MLS #A4689563

Reduced $296KWaterfrontPrivate poolSingle Family ResidenceBIRD KEY SUB

About this home

476 MEADOW LARK DRIVE

A Key West-inspired waterfront retreat in prestigious Bird Key, this residence blends timeless coastal design with extensive updates and exceptional indoor-outdoor living. Set along 101 feet of canal frontage with direct access to Sarasota Bay, the property offers a rare opportunity to enjoy a boating lifestyle in one of the area’s most sought-after neighborhoods. Manicured landscaping and inviting front porches introduce the home’s architectural charm, while inside, nearly 3,400 square feet of living space unfolds across two levels (furnishings may be purchased separately). Beautiful hardwood flooring connects the open layout, where vaulted ceilings, skylights, and impact-rated PGT windows and doors fill the interiors with natural light. The double glass and solid wood entry opens to a bright, contemporary living space that flows effortlessly into the formal dining area. At the heart of the home, the eat-in chef’s kitchen is thoughtfully designed with shaker-style cabinetry, quartz countertops, stainless steel appliances, a center island, and a breakfast bar peninsula. A dedicated cafe-style dining area is complemented by a wet bar featuring dual wine cooler/beverage refrigerator, and floating shelving. Impact sliding glass doors open to the covered outdoor entertaining area and pool deck beyond. This inviting space overlooks the family room. Upstairs, the oversized primary suite offers a private retreat with terrace access, a spacious en-suite bathroom, and a walk-in closet. A second en-suite bedroom also enjoys its own terrace, while two additional guest bedrooms share a third bath, providing flexibility for family and visitors. Outdoor living is designed for both relaxation and entertaining. The heated swimming pool is surrounded by a brick paver deck, with an additional open deck ideal for lounging. Just beyond, the extended dock and newly reinforced seawall (2025) create a seamless connection to the water, offering direct access to the waterway that flows out to Sarasota Bay, for boating and waterfront enjoyment. A long list of improvements enhances the home’s value and peace of mind, including a 2023 metal roof, impact PGT windows and doors, updated mechanical systems, and recent exterior upgrades such as new soffit, fascia, and gutters (2026). Bird Key is known for its central location between downtown Sarasota and St. Armands Circle, offering residents convenient access to waterfront dining, boutique shopping, and cultural venues. Just minutes away, Lido Beach and Longboat Key provide some of the region’s most celebrated Gulf-front shorelines, while nearby marinas and yacht clubs complement the boating lifestyle that defines this exceptional community.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,336

Sqft

0.34 ac

Lot size

2

Garage

1985

Year built

Two

Levels

$1,259

Per sqft

Private poolWaterfrontFireplacePool & Water viewPets allowed

Inside

FlooringHardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Skylight(s) · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionStucco · Wood Frame · Wood Siding
FoundationStem Wall
ViewPool · Water
FacesEast
ParkingCircular Driveway · Driveway · Garage Door Opener · Oversized
ExteriorBalcony · French Doors · Irrigation System · Lighting · Private Entrance · Private Yard · Rain Gutters · Sliding Doors

Community & fees

HOA fee$110/mo
Taxes (2025)$41,567/yr
PetsYes
CommunityBay/Harbor Front · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Park · Special Community Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Connected · Propane · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$27,966 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$22,658
PMI (est., until 20% equity)$1,575
Property tax — 2025 actual bill$3,464
HOA fee — from the listing$110
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $419,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $419,900
Interest rate6.00%
Loan term

Estimated payment

$27,966/mo

Principal & interest$22,658
PMI (est., until 20% equity)$1,575
Property taxes (actual bill)$3,464
HOA / condo fee$110
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $4.2M
$2.1MedgeAI estimate $2,229,769 · range $2.2M$2.3M$4.4M

vs edgeAI estimate

+88.3%

$/sqft vs BIRD KEY SUB

$1,259 vs $1,440

Days on market

105 vs 58 typical

Where $1,259/sqft sits among the 19 homes for sale in BIRD KEY SUB

6
2 · this home
4
4
2
1
$730–1027$1027–1323$1323–1619$1619–1915$1915–2211$2211+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 476 MEADOW LARK DRIVE

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

SARASOTA 34236 — neighborhood snapshot

Population

13,916

Median age

66.6

Median income

$96,400

Median home value

$917,100

Avg household

1.63

Households w/ children

460

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

6 of 19

BIRD KEY SUB have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 395% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $4,199,000 $296K
Apr 11, 2026Listed at $4,495,000 · 105 days on market since
1985Built · BIRD KEY SUB

Reality check

What actually sold near 476 MEADOW LARK DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

659 N OWL DRIVESold · Aug ’25

$3,850,000

659 N OWL DRIVE · same community

4 bd · 3.5 ba · 3,342 sqft · $1,152/sqft · 24 DOM

355 W ROYAL FLAMINGO DRIVESold · Dec ’25

$4,150,000

355 W ROYAL FLAMINGO DRIVE · same community

4 bd · 3 ba · 3,273 sqft · $1,268/sqft · 31 DOM

430 PHEASANT WAYSold · Jan ’26

$3,717,500

430 PHEASANT WAY · same community

4 bd · 4.5 ba · 3,461 sqft · $1,074/sqft · 165 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 476 MEADOW LARK DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 476 MEADOW LARK DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

476 MEADOW LARK DRIVE FAQs

What would the monthly payment be for 476 MEADOW LARK DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,966/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 476 MEADOW LARK DRIVE?+

The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 476 MEADOW LARK DRIVE?+

The most recent tax bill on record (2025) was $41,567. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 476 MEADOW LARK DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $4,199,000, this home is listed about 637% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$4,199,000 runs 395% above the SARASOTA 34236 median — but at 3,336 sqft it's also nearly twice the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $4,495,000, now $4,199,000 — a $296K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Roger Pettingell. MLS #A4689563.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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