9978 BRIGHT WATER DRIVE, ENGLEWOOD, FL, 34223
Active119 days on marketListed Apr 9, 2026MLS #A4689483
About this home
9978 BRIGHT WATER DRIVE
Discover refined coastal living in this exquisitely appointed residence, completed in February 2023 within the prestigious Beachwalk By Manasota Key community. This thoughtfully designed home offers 1,670 square feet of sophisticated living space, featuring two bedrooms, two bathrooms, and a versatile den that adapts to your lifestyle needs. Positioned on a distinguished corner lot with HOA approved fence. This residence showcases meticulous attention to detail with premium upgrades throughout. The property's preparedness for Florida living is evident in its whole-house Generac generator and protective accordion hurricane shutters. The two-car garage presents an expertly epoxied floor, elevating both functionality and aesthetics. Culinary enthusiasts will appreciate the home's forward-thinking design, which includes plumbing provisions for an outdoor kitchen, perfect for alfresco entertaining. The interior spaces flow seamlessly, creating an atmosphere of refined comfort and contemporary elegance. Beachwalk's resort-style amenities offer a luxurious complement to daily living, while the proximity to Manasota Beach's crystalline waters (just 2.3 miles away) provides the quintessential Florida lifestyle. The surrounding area features convenient access to upscale shopping, dining, and recreational destinations. This move-in ready residence presents an exceptional opportunity to embrace sophisticated coastal living without the extended wait times associated with new construction. Here, luxury meets practicality in a home that's designed for both comfort and distinction, offering a maintenance-free lifestyle in one of Florida's most desirable coastal communities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,704
Sqft
0.16 ac
Lot size
2
Garage
2023
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,266 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,266/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.1%
$/sqft vs Englewood actives
$323 vs $238
Days on market
119 vs 67 typical
Where $323/sqft sits among the 400 Englewood actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood
Get to know Englewood. See the full Englewood guide →
ENGLEWOOD 34223 — neighborhood snapshot
Population
19,036
Median age
67.6
Median income
$70,155
Median home value
$358,000
Avg household
1.89
Households w/ children
693
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Englewood market
$330K → $330K
Englewood median sold, yr/yr
94.6%
Sale-to-list ratio (12 mo)
177 of 400
Englewood actives have cut their price
Median sold price, Englewood, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the ENGLEWOOD 34223 median. See the full Englewood market guide →
Paper trail
This home's history
Reality check
What actually sold near 9978 BRIGHT WATER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$570,000
27061 PARADISE SHORES DRIVE · same community
2 bd · 2 ba · 1,687 sqft · $338/sqft · 27 DOM
Sold · Jun ’26$530,000
10125 BEACHWALK DRIVE · same community
2 bd · 2 ba · 1,670 sqft · $317/sqft · 97 DOM
Sold · Aug ’25$575,000
26017 SEASTONE DRIVE · same community
2 bd · 2 ba · 1,790 sqft · $321/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9978 BRIGHT WATER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9978 BRIGHT WATER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9978 BRIGHT WATER DRIVE FAQs
What would the monthly payment be for 9978 BRIGHT WATER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,266/mo — principal and interest, the actual property-tax bill, the $347/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9978 BRIGHT WATER DRIVE?+
The association fee works out to $347 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9978 BRIGHT WATER DRIVE?+
The most recent tax bill on record (2025) was $3,339. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9978 BRIGHT WATER DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Englewood?+
At $550,000, this home is listed about 50% above the Englewood median of $365,910. The market section on this page shows how the area is trending.
Which schools are assigned to 9978 BRIGHT WATER DRIVE?+
Englewood Elementary School (elementary), Lemon Bay High School (high), L. A. Ainger Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SARABAY REAL ESTATE INC · Dion Souza. MLS #A4689483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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