
9470 COLONY DRIVE, NORTH FORT MYERS, FL, 33917
Active124 days on marketListed Apr 8, 2026MLS #A4689220
About this home
9470 COLONY DRIVE
Waterfront living at its finest, must see to truly appreciate! Experience the ultimate Florida coastal lifestyle in this one-of-a-kind waterfront retreat offering three separate living spaces and exceptional income or multigenerational potential. Perfectly positioned along 100 feet of canal frontage, this property delivers a true private resort setting with direct water access from canal to Caloosahatchee River and an expansive sandy beach framed by swaying palms, hammocks, and a custom fire pit. The main residence, located on the upper level, features 2 bedrooms and 2 full bathrooms with custom-milled wood flooring throughout. A chef’s kitchen anchors the home, complete with a 12-foot island, natural gas 48-inch range with dual ovens, wine cooler, and a walk-in pantry. Expansive sliding glass doors open from both the primary suite and main living areas to a large elevated deck, seamlessly blending indoor and outdoor living. The lower level of the main home includes a private 600-square-foot apartment or in-law suite with its own entrance, kitchenette, full bathroom, and covered porch—ideal for guests or rental use. A detached guest cottage offers a third independent living space, featuring an open-concept layout with kitchenette, private laundry, full bathroom, and its own porch set directly along the sand. Designed for entertaining, the outdoor living area showcases a resort-style pool with a swim-up bar, connected to a custom tiki hut, creating a true Florida-inspired gathering space. Whether utilized as a primary residence, vacation home, or income-producing property, this unique offering captures the essence of waterfront living with unmatched versatility and lifestyle appeal.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
2,402
Sqft
0.44 ac
Lot size
2025
Year built
Two
Levels
$353
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,183 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,183/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs North Fort Myers actives
$353 vs $177
Days on market
124 vs 38 typical
Where $353/sqft sits among the 66 North Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside East Lake Colony
Get to know North Fort Myers. See the full North Fort Myers guide →
East Lake Colony — neighborhood snapshot
Population
108
Median age
72
Median home value
$93,000
Avg household
1
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Fort Myers market
$203K → $277K
North Fort Myers median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
31 of 66
North Fort Myers actives have cut their price
Median sold price, North Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 183% above the NORTH FORT MYERS 33917 median. See the full North Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 9470 COLONY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$350,000
17040 E LAKE DRIVE · same community
4 bd · 2 ba · 1,711 sqft · $205/sqft · 119 DOM
Sold · May ’26$435,000
17503 SADDLEBACK LOOP
3 bd · 3 ba · 2,444 sqft · $178/sqft · 0 DOM
Sold · Jun ’26$425,000
18189 SANDY PINES CIRCLE
4 bd · 2 ba · 1,931 sqft · $220/sqft · 16 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9470 COLONY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9470 COLONY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9470 COLONY DRIVE FAQs
What would the monthly payment be for 9470 COLONY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,183/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9470 COLONY DRIVE?+
The most recent tax bill on record (2025) was $1,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in North Fort Myers?+
At $849,000, this home is listed about 170% above the North Fort Myers median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9470 COLONY DRIVE?+
Bayshore School (elementary), Riverdale High School (high), J. Colin English Elementary School (elementary), Lehigh Senior High School (high), Gateway High School (high), Diplomat Middle School (middle), Caloosa Middle School (middle) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,000 runs 183% above the NORTH FORT MYERS 33917 median — but at 2,402 sqft it's also 34% larger than the typical North Fort Myers listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
124 days on market against a North Fort Myers median of 38 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $899,000, now $849,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL RESERVE · Cassandra Miller. MLS #A4689220.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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