David Ramirez

2800 HARBOURSIDE DRIVE UNIT E-07, LONGBOAT KEY, FL, 34228

Active110 days on marketListed Apr 2, 2026MLS #A4688599

Priced 54% below the LONGBOAT KEY 34228 medianWaterfrontDock-Rackominium8177 - LONGBOAT KEY MOORINGS MARINA 2

About this home

2800 HARBOURSIDE DRIVE UNIT E-07

A favorite dock in the Marina with ample turning radius. This 55 x 21 foot slip at Longboat Key Club Moorings is located on the west side of the Marina. Club membership is not required. Direct access to Sarasota Bay and the ICW. The deep water marina is as much a luxury resort as any other neighborhood on the island, thanks to individual slip ownership, a Mediterranean style marina village that includes restaurants, shopping (close to Publix, CVS, and other specialty shops), recreational and social activities, on-site maintenance and concierge services. Electric, water and wireless internet access. Longboat Key Moorings is truly a World Class facility. Membership in the Longboat Key Club is available with the option to join anytime. Each vessel must be approved by the Association's Board of Directors prior to entering the Marina. The longest vessel permitted in the slip is 50 LOA; beam depends on the vessel. Call to discuss!

Facts & features

The home at a glance

1985

Year built

One

Levels

WaterfrontPets allowed

Inside

LaundryCommon Area

Outside & construction

FoundationConcrete Perimeter · Pillar/Post/Pier · Slab · Stilt/On Piling
FacesNorth

Community & fees

HOA fee$372/mo
Taxes (2025)$2,230/yr
PetsYes
CommunityBay/Harbor Front · Intracoastal Waterway · Marina · Water Access · Waterfront · Deed Restrictions · Gated Community - Guard

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,617 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$186
HOA fee — from the listing$372
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,617/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$186
HOA / condo fee$372
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Longboat Key

Map of 2800 HARBOURSIDE DRIVE UNIT E-07

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Apr 2, 2026Listed at $300,000 · 110 days on market since
1985Built · 8177 - LONGBOAT KEY MOORINGS MARINA 2

Reality check

What actually sold near 2800 HARBOURSIDE DRIVE UNIT E-07

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2800 HARBOURSIDE DRIVE DRIVE UNIT D-19 D-20Sold · May ’26

$725,000

2800 HARBOURSIDE DRIVE DRIVE UNIT D-19 D-20 · same community

346 DOM

1945 GULF OF MEXICO DRIVE UNIT M2-310Sold · Jul ’25

$600,000

1945 GULF OF MEXICO DRIVE UNIT M2-310

2 bd · 2 ba · 928 sqft · $647/sqft · 91 DOM

2045 GULF OF MEXICO DRIVE UNIT M1-410Sold · Feb ’26

$549,000

2045 GULF OF MEXICO DRIVE UNIT M1-410

2 bd · 2 ba · 928 sqft · $592/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2800 HARBOURSIDE DRIVE UNIT E-07 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2800 HARBOURSIDE DRIVE UNIT E-07 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2800 HARBOURSIDE DRIVE UNIT E-07 FAQs

What would the monthly payment be for 2800 HARBOURSIDE DRIVE UNIT E-07?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,617/mo — principal and interest, the actual property-tax bill, the $372/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2800 HARBOURSIDE DRIVE UNIT E-07?+

The association fee works out to $372 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2800 HARBOURSIDE DRIVE UNIT E-07?+

The most recent tax bill on record (2025) was $2,230. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2800 HARBOURSIDE DRIVE UNIT E-07?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $300,000, this home is listed about 69% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2800 HARBOURSIDE DRIVE UNIT E-07?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LONGBOAT KEY 34228 market on paper

$300,000 is 54% below the LONGBOAT KEY 34228 median of $649,450.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of LBRE LLC · Jennifer Wilson. MLS #A4688599.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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