David Ramirez
$670,000$735,0002 bd2 ba1,650 sqft$406 /sqft$4,708 /mo all-in ↓

8710 MIDNIGHT PASS ROAD UNIT 203B, SARASOTA, FL, 34242

Active124 days on marketListed Apr 1, 2026MLS #A4688439

Reduced $65KWaterfrontCondominiumTORTUGA BEACH CLUB

About this home

8710 MIDNIGHT PASS ROAD UNIT 203B

Perfect Beach Life on Siesta Key! Tortuga Beach has so much to offer. Private 77 unit complex has the small intimate feel with a luxury with it's many offerings. Private Beachfront, Tennis & Pickleball across the street, Clubhouse with kitchen, library and entertainment area, indoor/outdoor community pool, sauna, sun deck with grills and seating, and boat slips across the street on the bay. There are 3 slips open for rental for $300 a year. Just fill out your application. With the friendly residents you can enjoy the relaxing atmosphere with the wonderful views of the Gulf of Mexico from daytime sunbathing to sunset pleasures. Upon arrival to the condo you will find an enclosed lanai to offer more living space in the 1650 Square feet. Kitchen has plenty of space with it's wood cabinets and granite countertops with pass through breakfast bar. New AC. Split Floor plan. Primary bedroom closet contains the washer dryer but Tortuga also offers a laundry facility if you are in need. Separate dining room just off the kitchen for entertainment. Covered Parking spot very close to the entrance and elevator for easy loading and unloading.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,650

Sqft

0 ac

Lot size

1

Garage

1980

Year built

One

Levels

$406

Per sqft

WaterfrontPool & Water viewTurnkey

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Elevator · L Dining · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Sauna · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewPool · Water
FacesNorth
ParkingAssigned · Garage Door Opener · Guest · Under Building
ExteriorIrrigation System · Lighting · Outdoor Grill · Outdoor Shower · Sauna · Sprinkler Metered · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$8,179/yr
PetsNo
CommunityBoat Slip · Dock · Fishing · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Pool · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Connected · Sprinkler Well · Street Lights · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,708 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property tax — 2025 actual bill$682
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,000
Interest rate6.00%
Loan term

Estimated payment

$4,708/mo

Principal & interest$3,615
PMI (est., until 20% equity)$251
Property taxes (actual bill)$682
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $670K
$312KedgeAI estimate $438,474 · range $325K$538K$697K

vs edgeAI estimate

+52.8%

$/sqft vs Sarasota actives

$406 vs $343

Days on market

124 vs 58 typical

Where $406/sqft sits among the 400 Sarasota actives

225
58 · this home
35
35
18
29
$158–382$382–605$605–828$828–1052$1052–1275$1275+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tortuga

Map of 8710 MIDNIGHT PASS ROAD UNIT 203B inside its neighborhood boundary

Drive times from this address

Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Tortuga — neighborhood snapshot

Population

567

Median age

69

Median income

$113,375

Median home value

$654,800

Avg household

2

Households w/ children

6%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

153 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $670,000 $65K
Apr 1, 2026Listed at $735,000 · 124 days on market since
1980Built · TORTUGA BEACH CLUB

Reality check

What actually sold near 8710 MIDNIGHT PASS ROAD UNIT 203B

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9211 MIDNIGHT PASS ROAD UNIT 6Sold · Mar ’26

$1,725,000

9211 MIDNIGHT PASS ROAD UNIT 6

3 bd · 2.5 ba · 1,632 sqft · $1,057/sqft · 6 DOM

9397 MIDNIGHT PASS ROAD UNIT 901Sold · May ’26

$820,000

9397 MIDNIGHT PASS ROAD UNIT 901

3 bd · 2 ba · 1,630 sqft · $503/sqft · 39 DOM

8779 MIDNIGHT PASS ROAD UNIT 406HSold · Dec ’25

$800,000

8779 MIDNIGHT PASS ROAD UNIT 406H

2 bd · 2.5 ba · 1,768 sqft · $452/sqft · 119 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8710 MIDNIGHT PASS ROAD UNIT 203B — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8710 MIDNIGHT PASS ROAD UNIT 203B — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8710 MIDNIGHT PASS ROAD UNIT 203B FAQs

What would the monthly payment be for 8710 MIDNIGHT PASS ROAD UNIT 203B?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,708/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8710 MIDNIGHT PASS ROAD UNIT 203B?+

The most recent tax bill on record (2025) was $8,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8710 MIDNIGHT PASS ROAD UNIT 203B?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $670,000, this home is listed about 18% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8710 MIDNIGHT PASS ROAD UNIT 203B?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$670,000 runs 38% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

124 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $735,000, now $670,000 — a $65K cut. The full history is in the market section below.

Listing courtesy of PRECISE REALTY CORP · Jennifer Le Blanc. MLS #A4688439.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sarasota homes, in your inbox

Like 8710 MIDNIGHT PASS ROAD UNIT 203B but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 3, 2026 at 11:10 AM UTC. The listing information on this page last changed on August 3, 2026 at 11:10 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 3, 2026 at 11:10 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 3, 2026 at 11:10 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.