
0 GULF BOULEVARD LOT 15, INDIAN ROCKS BEACH, FL, 33785
Active130 days on marketListed Mar 30, 2026MLS #A4688124
About this home
0 GULF BOULEVARD LOT 15
Pre-Construction. To be built. Brought to you by Noah Thomas Builders, where elevated coastal design meets premier investment potential. Located in the heart of Indian Rocks Beach and within a highly sought-after short-term rental zone, this luxury duplex is designed for both personal enjoyment and high-performing income. Each residence features thoughtfully designed living spaces with private elevators servicing all levels, leading to a stunning 4th-floor kitchen and main living area crafted to capture breathtaking Gulf views. In addition, every floor offers its own private balcony, allowing for Gulf views from each level—a rare and highly sought-after feature that elevates both lifestyle and rental appeal. This top-level layout maximizes natural light and creates the ultimate entertaining space—an elevated feature that sets this property apart from typical beach duplexes. Built to today’s highest coastal standards, the property will feature FEMA-rated construction, offering enhanced durability, storm resilience, and long-term peace of mind—an increasingly important advantage for both owners and investors. Expansive sliding glass doors open to seamless indoor-outdoor living, while each unit enjoys its own private pool, delivering a true resort-style experience for guests and owners alike. These private outdoor spaces significantly enhance rental appeal and overall revenue potential. Built with the signature craftsmanship of Noah Thomas Builders, each unit will offer spacious multi-bedroom layouts, high-end finishes, and modern coastal architecture tailored to today’s luxury market. Beyond the property itself, Indian Rocks Beach is known for its laid-back coastal vibe, beautiful wide sandy beaches, and local charm without the congestion of larger beach towns. Residents and guests enjoy walkability to popular local restaurants, beach bars, parks, and boutique shops, along with easy access to nearby Clearwater and St. Petersburg for additional dining, entertainment, and cultural attractions. Positioned just steps from the beach, this property offers the perfect blend of lifestyle, location, and investment. Finishes, materials, and specifications may change during the build process. Pricing, availability, and final details subject to adjustment prior to completion.
Facts & features
The home at a glance
8
Bedrooms
5,100
Sqft
0.13 ac
Lot size
3
Garage
2027
Year built
Three Or More
Levels
$882
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$26,129 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$30,254/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$882 vs $630
Days on market
130 vs 68 typical
Where $882/sqft sits among the 87 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
INDIAN ROCKS BEACH 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 87
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 529% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 GULF BOULEVARD LOT 15
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$4,500,000
1522 GULF BOULEVARD · same community
4 bd · 4.5 ba · 4,728 sqft · $952/sqft · 430 DOM
Sold · Aug ’25$4,037,000
1600 BEACH TRAIL · same community
6 bd · 4 ba · 3,100 sqft · $1,302/sqft · 212 DOM
Sold · Nov ’25$1,400,000
204 21ST AVENUE · same community
4 bd · 3 ba · 2,188 sqft · $640/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 GULF BOULEVARD LOT 15 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 GULF BOULEVARD LOT 15 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 GULF BOULEVARD LOT 15 FAQs
What would the monthly payment be for 0 GULF BOULEVARD LOT 15?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $26,129/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 GULF BOULEVARD LOT 15?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Indian Rocks Beach?+
At $4,500,000, this home is listed about 501% above the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 GULF BOULEVARD LOT 15?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,500,000 runs 529% above the INDIAN ROCKS BEACH 33785 median — but at 5,100 sqft it's also nearly 4 times the size of the typical Indian Rocks Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of 1ST CLASS REAL ESTATE SUNCOAST · Holly Wikfors, LLC. MLS #A4688124.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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