4511 106TH STREET W, BRADENTON, FL, 34210
Active125 days on marketListed Mar 30, 2026MLS #A4688042
About this home
4511 106TH STREET W
Live the coastal Florida lifestyle at its best! This ready-to-build lot at the end of 106th St W offers nearly 10,000 sq ft with platted zoning that allows for either a single-family home or conversion back to its original duplex designation—perfect for personal use, multi-generational living, or income-producing potential. Enjoy deeded water access with a private boat ramp, and full freedom with no HOA, no deed restrictions, and short-term rentals allowed. Just minutes to IMG Academy and under two miles to the Cortez Bridge leading to Anna Maria Island and Longboat Key. Located directly across from Peninsula Bay, a planned 359-acre waterfront community featuring a marina, public boat access, nature trails, and 90,000 sq ft of retail and dining. Bring your building plans—or work with our trusted local builder who has experience designing both custom homes and duplexes on nearby lots. Seller may consider short-term owner financing while you finalize permits.
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,881 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,881/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 106% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 4511 106TH STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$480,000
4524 106TH STREET W · same community
3 bd · 3 ba · 1,075 sqft · $447/sqft · 7 DOM
Sold · Jul ’26$265,000
8 6TH STREET
2 bd · 1 ba · 844 sqft · $314/sqft · 78 DOM
Sold · Apr ’26$435,000
4785 INDEPENDENCE DRIVE UNIT 1
2 bd · 2 ba · 1,188 sqft · $366/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4511 106TH STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4511 106TH STREET W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4511 106TH STREET W FAQs
What would the monthly payment be for 4511 106TH STREET W?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,881/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4511 106TH STREET W?+
The most recent tax bill on record (2025) was $1,516. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $410,000, this home is listed about 4% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4511 106TH STREET W?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MACHADO PROPERTY PROS · Patrick Bucko. MLS #A4688042.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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