3321 BONNIE DRIVE, ELLENTON, FL, 34222
Active123 days on marketListed Apr 1, 2026MLS #A4687761
About this home
3321 BONNIE DRIVE
Investor alert! Located in the desirable 55+ community of Terra Siesta, this 1-bedroom, 1-bath home presents a fantastic opportunity for buyers looking to renovate and make it their own. Being sold as-is, the property requires significant work but offers great potential for the right vision and creativity. Whether you’re seeking a seasonal retreat or a full-time residence, this home is a blank canvas ready for transformation. Terra Siesta is known for its active lifestyle and impressive amenities, with a low monthly HOA fee of $213 that covers water, sewer, and trash, along with access to two heated pools, two clubhouses, pickleball courts, shuffleboard, and a variety of social activities. Conveniently located near shopping, dining, and entertainment, you’ll enjoy both the tranquility of the community and the convenience of everything you need just minutes away.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
552
Sqft
0.08 ac
Lot size
1970
Year built
One
Levels
$72
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$718 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$718/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−43.7%
$/sqft vs TERRA SIESTA MOBILE HOME PARK CO-OP
$72 vs $136
Days on market
123 vs 68 typical
Where $72/sqft sits among the 8 homes for sale in TERRA SIESTA MOBILE HOME PARK CO-OP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ellenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ellenton. See the full Ellenton guide →
ELLENTON 34222 — neighborhood snapshot
Population
14,529
Median age
55.7
Median income
$66,105
Median home value
$194,300
Avg household
2.34
Households w/ children
1,253
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ellenton market
$329K → $415K
Ellenton median sold, yr/yr
94.4%
Sale-to-list ratio (12 mo)
6 of 8
TERRA SIESTA MOBILE HOME PARK CO-OP have cut their price
Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% below the ELLENTON 34222 median. See the full Ellenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 3321 BONNIE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$87,000
3109 CYNTHIA PLACE · same community
1 bd · 1 ba · 600 sqft · $145/sqft · 34 DOM
Sold · Apr ’26$81,000
7704 TERRA SIESTA BOULEVARD · same community
2 bd · 1 ba · 612 sqft · $132/sqft · 1 DOM
Sold · Jul ’26$95,000
7712 TERRA SIESTA BOULEVARD · same community
2 bd · 1 ba · 672 sqft · $141/sqft · 37 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3321 BONNIE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3321 BONNIE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3321 BONNIE DRIVE FAQs
What would the monthly payment be for 3321 BONNIE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $718/mo — principal and interest, the actual property-tax bill, the $213/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3321 BONNIE DRIVE?+
The association fee works out to $213 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3321 BONNIE DRIVE?+
The most recent tax bill on record (2025) was $1,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3321 BONNIE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ellenton?+
At $40,000, this home is listed about 85% below the Ellenton median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3321 BONNIE DRIVE?+
James Tillman Elementary Magnet School (elementary), Lincoln Memorial Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LESLIE WELLS REALTY, INC. · Melissa Jo Moore, PLLC. MLS #A4687761.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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