David Ramirez
$325,000$339,0003 bd2.5 ba1,604 sqft$203 /sqft$2,852 /mo all-in ↓

12348 TRAILHEAD DRIVE, BRADENTON, FL, 34211

Active117 days on marketListed Mar 27, 2026MLS #A4687680

Priced 19% below the BRADENTON 34211 medianReduced $14KTownhouseHARMONY AT LAKEWOOD RANCH

Come see it

Upcoming open house

Sun, Jul 26

1:00 PM – 3:00 PM

New price makes this lovely townhome a good investment property or 2nd home!

About this home

12348 TRAILHEAD DRIVE

This light, bright 3-bedroom, 2.5-bath townhome is available for move-in before the end of Summer. Conveniently located in the center of Lakewood Ranch, close to great schools and athletic facilities! This townhome features stylish ceramic tile flooring on the main level and tranquil water views from the screened, pavered lanai—creating the perfect setting to relax and unwind. Step inside to a welcoming, spacious entry with a convenient drop zone, ideal for packages, shoes, and everyday essentials. The thoughtfully designed floor plan offers an open main living area perfect for both comfortable daily living and entertaining, while the spacious bedrooms upstairs provide a quiet respite. Enter the Primary Suite through elegant French Doors from the landing at the rear of the stairs; wide windows give you a full view of the water . The kitchen is a standout for those who love to cook, featuring quartz countertops, abundant cabinetry, and a large island perfect for meal prep, gathering, or casual dining. Enjoy easy, low-maintenance living in a beautifully maintained community just minutes from shopping, dining, parks, and top-rated schools. If you’re looking for a Seasonal Getaway, just lock & go without concerns for outside maintenance. Enjoy the active lifestyle & convenience of exciting Lakewood Ranch!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,604

Sqft

0.04 ac

Lot size

1

Garage

2016

Year built

Two

Levels

$203

Per sqft

Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorSolid Wood Cabinets · Tray Ceiling(s) · Window Treatments · Built-in Features · Ceiling Fan(s) · Stone Counters · Thermostat · Walk-In Closet(s) · PrimaryBedroom Upstairs
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
ViewWater
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$313/mo
Taxes (2025)$3,870/yr
PetsDogs OK, Yes
CommunityDeed Restrictions · Fitness Center · Irrigation-Reclaimed Water

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,852 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property tax — 2025 actual bill$323
HOA fee — from the listing$313
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,375
Interest rate6.00%
Loan term

Estimated payment

$2,852/mo

Principal & interest$1,913
FHA mortgage insurance (est.)$144
Property taxes (actual bill)$323
HOA / condo fee$313
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $325K
$295KedgeAI estimate $313,873 · range $308K$330K$343K

vs edgeAI estimate

+3.5%

$/sqft vs Bradenton actives

$203 vs $241

Days on market

117 vs 53 typical

Where $203/sqft sits among the 400 Bradenton actives

112
97 · this home
87
43
23
38
$123–185$185–246$246–307$307–369$369–430$430+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harmony At Lakewood Ranch

Map of 12348 TRAILHEAD DRIVE inside its neighborhood boundary

Get to know Bradenton. See the full Bradenton guide →

Harmony At Lakewood Ranch — neighborhood snapshot

Population

1,634

Median age

44

Median income

$77,376

Median home value

$490,500

Avg household

2

Households w/ children

149

For the school run

Manatee County School District

ElementaryB.D. Gullett Elementary School★★★★
MiddleDr Mona Jain Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

188 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 19% below the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $325,000 $14K
Mar 27, 2026Listed at $339,000 · 117 days on market since
2016Built · HARMONY AT LAKEWOOD RANCH

Reality check

What actually sold near 12348 TRAILHEAD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11828 SKY ACRES TERRACESold · Jul ’25

$323,500

11828 SKY ACRES TERRACE · same community

3 bd · 2.5 ba · 1,614 sqft · $200/sqft · 86 DOM

5229 BLOSSOM COVESold · Sep ’25

$390,000

5229 BLOSSOM COVE · same community

2 bd · 3 ba · 1,729 sqft · $226/sqft · 50 DOM

5552 PLEASANTVIEW COURTSold · Jul ’26

$324,000

5552 PLEASANTVIEW COURT · same community

3 bd · 2.5 ba · 1,739 sqft · $186/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12348 TRAILHEAD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12348 TRAILHEAD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12348 TRAILHEAD DRIVE FAQs

What would the monthly payment be for 12348 TRAILHEAD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,852/mo — principal and interest, the actual property-tax bill, the $313/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12348 TRAILHEAD DRIVE?+

The association fee works out to $313 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12348 TRAILHEAD DRIVE?+

The most recent tax bill on record (2025) was $3,870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12348 TRAILHEAD DRIVE?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $325,000, this home is listed about 18% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 12348 TRAILHEAD DRIVE?+

B.D. Gullett Elementary School (elementary), Dr Mona Jain Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BRADENTON 34211 market on paper

$325,000 is 19% below the BRADENTON 34211 median of $399,999, and at $203/sqft it sits under the Bradenton average of $264.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

117 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

B.D. Gullett Elementary School, Dr Mona Jain Middle School, Lakewood Ranch High School — B.D. Gullett Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $339,000, now $325,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of BERKSHIRE HATHAWAY HOMESERVICE · Faith Michael. MLS #A4687680.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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