
6634 38TH STREET E, SARASOTA, FL, 34243
Active127 days on marketListed Mar 25, 2026MLS #A4687504
About this home
6634 38TH STREET E
One or more photo(s) has been virtually staged. Remember when homes were built with generous room sizes, soaring ceilings, oversized lots, and driveways that actually fit guests? This is one of those homes - This is the smarter alternative to new construction...built before builders started shrinking everything. If you've toured today's new builds, you've likely noticed the smaller lots, narrower driveways, the so called "2 car garage", lower ceilings, cookie-cutter floor plans and underestimated HOA fees that increase after being built out and surprising you with a much larger mortgage payment then you originally anticipated. This beautifully updated home offers something that's becoming increasingly difficult to find—space to breathe (both inside and out), space to park and space to play. From the moment you step inside, soaring vaulted ceilings and expansive living areas create an open, bright and airy feeling that many newer homes simply can't replicate. Situated on an oversized 10,585-square-foot homesite, you'll enjoy mature landscaping, a spacious driveway for 4+cars, room to add the outdoor area and pool of your dreams, and the flexibility to install a privacy fence—features that often come with significant premiums or aren't available in many newer communities. The thoughtfully designed split floor plan includes three bedrooms, a dedicated office, and over 2,000 square feet of living space with larger room sizes and closets designed for comfortable everyday living rather than maximizing builder density. Peace of mind comes from major recent improvements, including a new roof (2021), a new 5-ton HVAC system (2021), remodeled kitchen (2022), fresh exterior paint (2022), and brand-new bedroom carpeting in 2026. Located in one of the area's most desirable locations, you'll enjoy a Sarasota address with the advantages of Manatee County while being just minutes from UTC, downtown Sarasota, SRQ Airport, world-class beaches, shopping, dining, and Sarasota Memorial Hospital. Riomar's quarterly HOA provides exceptional value by including high-speed internet, an extensive cable package, home security, irrigation water, and access to the community pool. Ask us how you can buy this home for 5.5% interest rate thru our trusted lender, free appraisal, no borrower paid mortgage insurance and no tax escrows required.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,094
Sqft
0.24 ac
Lot size
2
Garage
2007
Year built
One
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,911 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,911/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs Sarasota actives
$246 vs $331
Days on market
127 vs 58 typical
Where $246/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cascades At Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Cascades At Sarasota — neighborhood snapshot
Population
2,053
Median age
57
Median income
$104,250
Median home value
$471,900
Avg household
3
Households w/ children
169
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
161 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the SARASOTA 34243 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 6634 38TH STREET E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$532,000
6605 38TH LANE E · same community
3 bd · 2 ba · 2,076 sqft · $256/sqft · 22 DOM
Sold · Nov ’25$725,000
6651 38TH LANE E · same community
5 bd · 3.5 ba · 3,329 sqft · $218/sqft · 41 DOM
Sold · May ’26$650,000
6627 38TH LANE E · same community
6 bd · 4 ba · 3,425 sqft · $190/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6634 38TH STREET E — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6634 38TH STREET E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6634 38TH STREET E FAQs
What would the monthly payment be for 6634 38TH STREET E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,911/mo — principal and interest, the actual property-tax bill, the $191/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6634 38TH STREET E?+
The association fee works out to $191 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6634 38TH STREET E?+
The most recent tax bill on record (2025) was $3,601. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6634 38TH STREET E?+
The listing reports pets: Breed Restrictions, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $515,000, this home is listed about 10% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6634 38TH STREET E?+
Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$515,000 runs 58% above the SARASOTA 34243 median — but at 2,094 sqft it's also 25% larger than the typical Sarasota listing.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
127 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $559,000, now $515,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TURNING TIDES REALTY, LLC. MLS #A4687504.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Sarasota homes, in your inbox
Like 6634 38TH STREET E but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


