David Ramirez
Short-Term Rental Eligible
$449,900$459,9003 bd2.5 ba2,121 sqft$212 /sqft$3,888 /mo all-in ↓

5427 NAPA DRIVE, SARASOTA, FL, 34243

Active124 days on marketListed Mar 26, 2026MLS #A4687419

Est. $62K/yr short-term rental revenueReduced $10KTownhouseSONOMA PH I

About this home

5427 NAPA DRIVE

SENSATIONAL SONOMA TOWNHOME!!! Positioned within the GATED community of Sonoma, this extensively renovated, with OVER $120,000 IN UPGRADES AND FINISHES, end-unit townhome offers a rare combination of modern design, MAINTENANCE-FREE living, and a location that keeps you connected without the noise of it all. Tucked away in a quiet, park-like setting just off University Parkway, this residence is ideally suited for those seeking a low-maintenance lifestyle in a gated Sarasota community — while still being just minutes from University Town Center (UTC), I-75, and the shopping, dining, and everyday conveniences that define the area. Not to mention, you’re also a short drive to the world-renowned beaches of Sarasota and Manatee County, as well as St. Petersburg and Tampa. Traverse the threshold, and the difference is palpable. This is not a typical resale. Since 2021, nearly every surface and finish has been thoughtfully reimagined, creating a space that feels clean, cohesive, and move-in ready. As an end unit, natural light pours in from multiple sides, bringing warmth and energy into every room. The kitchen anchors the home with a redesigned single-level island, sleek QUARTZ surfaces that extend seamlessly into the backsplash, and premium KitchenAid appliances — a space that functions just as well for everyday living as it does for entertaining. On the main level, you’ll also find a PRIVATE DEN/OFFICE, ideal for those who value their own space — whether tackling weekend work or working from home full-time — along with a conveniently located half bath for guests. Upstairs, the layout continues to impress with a split floor plan, allowing both owners and guests to enjoy their own respective space and privacy. The primary suite delivers a true sense of retreat, featuring a spa-inspired bath, custom closet system, and a PRIVATE BALCONY overlooking the Conservatory — where one can sit whilst sipping on a cup of their favorite brew and taking in the birdsong. Throughout the home, the attention to detail is consistent. Updated bathrooms, upgraded lighting, added architectural touches, and durable luxury vinyl plank flooring all come together to create a modern, cohesive finish from room to room. Even the utility spaces have been thoughtfully elevated. The laundry room has been redesigned with custom cabinetry, quartz surfaces, and a utility sink, while a recently installed water heater adds an extra layer of efficiency and peace of mind. Beyond the home itself, Sonoma offers a secure, gated environment with a COMMUNITY POOL, recreation areas including a basketball/tennis court and access to the Conservatory’s walking trails, bike paths, and outdoor fitness stations. Whether you're a working professional who prefers free time over home maintenance, a snowbird seeking your seasonal escape, or searching for the feel of a single-family home without the upkeep… this exceptional townhome was designed with you in mind! THE VERY BEST DEALS SELL QUICKLY IN ANY MARKET… DON’T LET THIS ONE ESCAPE YOU TOO!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,121

Sqft

0.08 ac

Lot size

2

Garage

2010

Year built

Two

Levels

$212

Per sqft

Garden & Park/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringLuxury Vinyl · Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Open Floorplan · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGarden · Park/Greenbelt · Trees/Woods
FacesSouth
ParkingCovered · Driveway · Garage Door Opener · Parking Pad
ExteriorAwning(s) · Balcony · Basketball Court · Hurricane Shutters · Irrigation System · Lighting · Playground · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

HOA fee$396/mo
Taxes (2025)$5,813/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Park · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,888 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$484
HOA fee — from the listing$396
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,888/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$484
HOA / condo fee$396
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$325KedgeAI estimate $348,047 · range $339K$371K$468K

vs edgeAI estimate

+29.3%

$/sqft vs Sarasota actives

$212 vs $331

Days on market

124 vs 58 typical

Where $212/sqft sits among the 400 Sarasota actives

231 · this home
58
33
24
22
32
$154–390$390–626$626–862$862–1098$1098–1333$1333+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Sonoma, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$62,149/yr gross

Avg nightly rate$345
Occupancy (comp set)50%
CommunitySonoma
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$3,500/mo median

MarketSarasota
Annual gross at median$42,000
Gross yield on this price9.3%
Homes for rent right now1,349

Live Sarasota rental listing data — this home’s rate depends on size, condition and furnishing.

The Tampa short-term market

▼ Softening

46%

Occupancy

▼ 27% yr/yr

$227

Avg nightly rate

▲ 5% yr/yr

$25K/yr

Revenue per listing

$108

RevPAR

35 days

Booking lead time

4.7 nights

Avg stay

4

Typical min nights

4,292

Active rentals

▲ 2% supply

Seasonality — monthly occupancy

Peaks at 58% in Mar · bottoms at 36% in Jun

45%
53%
58%
49%
41%
36%
49%
45%
38%
42%
42%
47%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Tampa — the projection above is specific to this home’s size.

Where it sits

Inside Sonoma

Map of 5427 NAPA DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Sonoma is a short-term-rental community. See the full guide →

Sonoma — neighborhood snapshot

Population

1,069

Median age

50

Median income

$72,054

Median home value

$389,300

Avg household

2

Households w/ children

85%

For the school run

Manatee County School District

ElementaryMarjorie G. Kinnan Elementary School★★★★★
HighBraden River High School★★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

156 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% above the SARASOTA 34243 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,900 $10K
Mar 26, 2026Listed at $459,900 · 124 days on market since
2010Built · SONOMA PH I

Reality check

What actually sold near 5427 NAPA DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5503 NAPA DRIVESold · Nov ’25

$403,000

5503 NAPA DRIVE · same community

3 bd · 2.5 ba · 2,121 sqft · $190/sqft · 60 DOM

5531 NAPA DRIVESold · Jul ’26

$350,000

5531 NAPA DRIVE · same community

3 bd · 2.5 ba · 2,121 sqft · $165/sqft · 42 DOM

8168 VILLA GRANDE COURTSold · Dec ’25

$400,000

8168 VILLA GRANDE COURT · same community

3 bd · 2.5 ba · 2,121 sqft · $189/sqft · 151 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5427 NAPA DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5427 NAPA DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5427 NAPA DRIVE FAQs

What would the monthly payment be for 5427 NAPA DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,888/mo — principal and interest, the actual property-tax bill, the $396/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5427 NAPA DRIVE?+

The association fee works out to $396 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5427 NAPA DRIVE?+

The most recent tax bill on record (2025) was $5,813. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 5427 NAPA DRIVE be rented short-term?+

Yes — this home sits inside Sonoma, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 5427 NAPA DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $449,900, this home is listed about 21% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5427 NAPA DRIVE?+

Marjorie G. Kinnan Elementary School (elementary), Braden River High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$449,900 runs 38% above the SARASOTA 34243 median — but at 2,121 sqft it's also 27% larger than the typical Sarasota listing.

02Zoned for nightly rentals

Sonoma is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Garden & Park/Greenbelt & Trees/Woods views

The garden and park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

04Time on market is leverage

124 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $459,900, now $449,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of KW SUNCOAST · Matthew Sharp, Pa. MLS #A4687419.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Sarasota homes, in your inbox

Like 5427 NAPA DRIVE but not quite? A daily digest of every new listing in Sarasota — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 29, 2026 at 3:25 AM UTC. The listing information on this page last changed on July 29, 2026 at 3:25 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 29, 2026 at 3:25 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 29, 2026 at 3:25 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.