12004 NEWGATE AVENUE, PORT CHARLOTTE, FL, 33981
Active136 days on marketListed Mar 23, 2026MLS #A4687232
About this home
12004 NEWGATE AVENUE
One or more photo(s) has been virtually staged. Brand-new 2026 construction offering 3 bedrooms plus a versatile den, blending modern architecture with elevated finishes and thoughtful craftsmanship throughout. Soaring ceilings and tile flooring throughout the entire home — with no carpet — create a bright, expansive atmosphere from the moment you step inside. The open-concept design flows effortlessly into a stunning chef-inspired kitchen featuring an oversized island with cabinetry on both sides, sleek push-open and soft-close cabinetry, and a spacious walk-in pantry — ideal for everyday living and entertaining. The living area is enhanced by expansive sliding glass doors that open fully to the covered patio, creating seamless indoor-outdoor flow and allowing natural light to pour in. Premium upgrades include high-end plumbing fixtures and shower heads, Toto toilets, a bathtub integrated within the shower for added versatility, USB-integrated outlets, modern interior doors and hardware, a Rheem Gladiator water heater for long-term reliability, and epoxy-coated garage flooring for a polished, finished look. The den offers flexible space perfect for a home office, media room, or additional living area. Step outside to a generous covered patio with ample room to personalize your outdoor space. Situated on its own well and septic system, offering efficiency and potential long-term savings. Seller is motivated — bring all offers. Identical floor plan available at additional addresses. English, Russian, Spanish, and Portuguese assistance available.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,831
Sqft
0.23 ac
Lot size
2
Garage
2026
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,904 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,904/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.5%
$/sqft vs Port Charlotte actives
$232 vs $208
Days on market
136 vs 59 typical
Where $232/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
180 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 983% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12004 NEWGATE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$372,000
12977 XAVIER AVENUE · same community
3 bd · 2 ba · 1,824 sqft · $204/sqft · 169 DOM
Sold · Mar ’26$256,000
12121 HELIOS AVENUE · same community
4 bd · 2 ba · 1,841 sqft · $139/sqft · 29 DOM
Sold · Oct ’25$408,500
12063 CLAREMONT DRIVE · same community
3 bd · 2 ba · 1,679 sqft · $243/sqft · 231 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12004 NEWGATE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12004 NEWGATE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12004 NEWGATE AVENUE FAQs
What would the monthly payment be for 12004 NEWGATE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,904/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12004 NEWGATE AVENUE?+
The most recent tax bill on record (2025) was $649. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $425,000, this home is listed about 28% above the Port Charlotte median of $332,425. The market section on this page shows how the area is trending.
Which schools are assigned to 12004 NEWGATE AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW ELEVATE LUXURY · Christina Ruud. MLS #A4687232.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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