David Ramirez
Short-Term Rental Eligible
$195,000$198,5002 bd2 ba1,375 sqft$142 /sqft$1,578 /mo all-in ↓

301 NEW PROVIDENCE PROMENADE UNIT 301, DAVENPORT, FL, 33897

Active139 days on marketListed Mar 23, 2026MLS #A4687192

Priced 43% below the DAVENPORT 33897 medianEst. $27K/yr short-term rental revenueReduced $4KCondominiumBAHAMA BAY

About this home

301 NEW PROVIDENCE PROMENADE UNIT 301

OWNER MOTIVATED TO SELL. The unit has a full booking that it owner managed and makes money. Ground floor unit no steps, this 2-bed 2-bath home provides nearly 1,400 square feet of living space and enticing extras such as an in unit laundry room, a private screened balcony and vaulted ceilings. It includes a king-sized bed in the master bedroom, two twin beds in the guest bedroom, and a sofa in the living room that opens into a queen-sized bed. This villa includes a crib and a highchair, blow up mattress. and has two full bathrooms. It has a large and fully-equipped kitchen with all the major appliances and also includes cookware, utensils and glassware so you can stay in and have family meals in the dining area. Smart TVs in each room where different groups can stretch out in the spacious living area and in the master bedroom to enjoy different programming at the same time. The layout is thoughtfully designed to maximize space and provide a comfortable living environment for its occupants. The property is perfect for those seeking a low-maintenance lifestyle without compromising on style and comfort. The Bahama Bay Resort & Spa boasts amenities like shared pools, hot tubs, fitness center, and a sauna. Located on the shores of Old Lake Davenport, you can enjoy the sand beach, view wildlife from the pier, or relax in a hammock. The resort is also conveniently located near Polo Park East Golf Course. Located only 10 miles from Walt Disney World, there are plenty of local dining and shopping options nearby. Disney Springs offers over 100 shops and 60 restaurants along with daily and nightly entertainment. Gatorland has a free-flight aviary, petting zoo, animal shows, zip line, and a new Stompin' Gator Off-Road Adventure. For additional entertainment, Sea World is just 16 miles away, Universal Studios is 22 miles and for the younger guests, Legoland Florida is 23 miles away from the resort. The best of it all it feels like a vacation within a vacation. After a busy day at the parks you have the peaceful resort and condo to chill and recharge. The Tradewinds Restaurant and Bar, located within the resort, is located poolside on the shore of Lake Davenport which is five minutes walking distance from this unit. . With both indoor and outdoor seating, as well as a bar with lake views, guests can enjoy ice cold drinks, signature burgers and fries, and more! The Market Place, located in the main Clubhouse, offers a wide selection of items from sundries and necessities to souvenirs, apparel, gifts, drinks, snacks, ice cream, and accessories. Overall, this condo is a fantastic opportunity for those seeking a comfortable and stylish living space in a desirable location. With its convenient layout, modern amenities, and serene surroundings, 301 New Providence Promenade is truly a place to call home. Don't miss out on the chance to make this property your own! ACCESS to unit: After getting parking pass from gate security at any time, please stop by front desk and they will give you directions to the unit 301. New water heater (2023), new dryer (2022), New HVAC motor, deep cleaning and filters (2026). Ground floor, does not share entrance with any other units.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,375

Sqft

0.02 ac

Lot size

2004

Year built

One

Levels

$142

Per sqft

PartiallyPets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofConcrete
ConstructionBlock
FoundationSlab
FacesSouth
ExteriorSliding Doors

Community & fees

Taxes (2024)$2,200/yr
PetsYes
CommunityAssociation Recreation - Owned · Clubhouse · Dog Park · Fitness Center · Gated Community - Guard · Handicap Modified · Park · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,578 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,148
FHA mortgage insurance (est.)$86
Property tax — 2024 actual bill$183
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,825
Interest rate6.00%
Loan term

Estimated payment

$1,578/mo

Principal & interest$1,148
FHA mortgage insurance (est.)$86
Property taxes (actual bill)$183
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $195K
$173KedgeAI estimate $185,722 · range $181K$198K$206K

vs edgeAI estimate

+5%

$/sqft vs BAHAMA BAY

$142 vs $160

Days on market

139 vs 54 typical

Where $142/sqft sits among the 6 homes for sale in BAHAMA BAY

2
0 · this home
2
0
0
2
$123–138$138–153$153–167$167–182$182–196$196+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Bahama Bay, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental · projected

$26,811/yr gross

Avg nightly rate$150
Occupancy (comp set)47%
CommunityBahama Bay
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,285/mo median

MarketDavenport
Annual gross at median$27,420
Gross yield on this price14.1%
Homes for rent right now541

Live Davenport rental listing data — this home’s rate depends on size, condition and furnishing.

The Four Corners short-term market

▼ Softening

48%

Occupancy

▼ 37% yr/yr

$325

Avg nightly rate

▲ 13% yr/yr

$38K/yr

Revenue per listing

$151

RevPAR

78 days

Booking lead time

5.7 nights

Avg stay

3

Typical min nights

11,479

Active rentals

▼ 20% supply

Seasonality — monthly occupancy

Peaks at 57% in Jul · bottoms at 36% in Jun

44%
56%
55%
54%
44%
36%
57%
48%
39%
44%
44%
46%
JanFebMarAprMayJunJulAugSepOctNovDec

Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Four Corners — the projection above is specific to this home’s size.

Where it sits

Inside Bahama Bay

Map of 301 NEW PROVIDENCE PROMENADE UNIT 301 inside its neighborhood boundary

Drive times from this address

Walt Disney World19 min
Universal Orlando33 min
Downtown Orlando39 min
Orlando Int’l Airport (MCO)44 min
Downtown Tampa67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Bahama Bay is a short-term-rental community. See the full guide →

DAVENPORT 33897 — neighborhood snapshot

Population

29,206

Median age

38.9

Median income

$73,457

Median home value

$279,100

Avg household

2.85

Households w/ children

3,278

For the school run

Polk County School District

ElementaryLoughman Oaks Elementary School★★★★★
HighRidge Community High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Davenport market

Seller’s marketLeans buyer7.1 months of inventoryBuyer’s market

$350K$370K

Davenport median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

2 of 6

BAHAMA BAY have cut their price

Median sold price, Davenport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the DAVENPORT 33897 median. See the full Davenport market guide →

Paper trail

This home's history

CurrentPrice reduced to $195,000 $4K
Mar 23, 2026Listed at $198,500 · 139 days on market since
2004Built · BAHAMA BAY

Reality check

What actually sold near 301 NEW PROVIDENCE PROMENADE UNIT 301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

306 LUCAYA LOOP UNIT B5/U306Sold · Sep ’25

$195,000

306 LUCAYA LOOP UNIT B5/U306 · same community

2 bd · 2 ba · 1,307 sqft · $149/sqft · 288 DOM

608 LUCAYA LOOP UNIT 608Sold · Apr ’26

$200,000

608 LUCAYA LOOP UNIT 608 · same community

3 bd · 2 ba · 1,227 sqft · $163/sqft · 56 DOM

202 RUM RUN UNIT 36102Sold · May ’26

$220,000

202 RUM RUN UNIT 36102 · same community

3 bd · 2 ba · 1,227 sqft · $179/sqft · 29 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 301 NEW PROVIDENCE PROMENADE UNIT 301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 301 NEW PROVIDENCE PROMENADE UNIT 301 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

301 NEW PROVIDENCE PROMENADE UNIT 301 FAQs

What would the monthly payment be for 301 NEW PROVIDENCE PROMENADE UNIT 301?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,578/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 301 NEW PROVIDENCE PROMENADE UNIT 301?+

The most recent tax bill on record (2024) was $2,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 301 NEW PROVIDENCE PROMENADE UNIT 301 be rented short-term?+

Yes — this home sits inside Bahama Bay, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 301 NEW PROVIDENCE PROMENADE UNIT 301?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Davenport?+

At $195,000, this home is listed about 50% below the Davenport median of $389,990. The market section on this page shows how the area is trending.

Which schools are assigned to 301 NEW PROVIDENCE PROMENADE UNIT 301?+

Loughman Oaks Elementary School (elementary), Ridge Community High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the DAVENPORT 33897 market on paper

$195,000 is 43% below the DAVENPORT 33897 median of $339,500, and at $142/sqft it sits under the Davenport average of $195.

02Zoned for nightly rentals

Bahama Bay is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

139 days on market against a Davenport median of 54 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $198,500, now $195,000 — a $4K cut. The full history is in the market section below.

Listing courtesy of KEYS REALTY REDEFINED LLC · Randal Longo. MLS #A4687192.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Davenport homes, in your inbox

Like 301 NEW PROVIDENCE PROMENADE UNIT 301 but not quite? A daily digest of every new listing in Davenport — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 9, 2026 at 8:21 AM UTC. The listing information on this page last changed on August 9, 2026 at 8:21 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 9, 2026 at 8:21 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 9, 2026 at 8:21 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.