11440 1ST STREET E UNIT 1, TREASURE ISLAND, FL, 33706
Active136 days on marketListed Mar 19, 2026MLS #A4686853
About this home
11440 1ST STREET E UNIT 1
LOCATION-LOCATION-LOCATION-ON THE WATER WITH BOAT DOCK SLIP - walk 2 blocks to beach, walk to restaurants, bars, shopping and grocery stores. Condo is fully furnished turn-key and ready to rent or move in, includes all amenities in the unit. Condo is located on a navigable waterway minutes by water to John’s Pass inlet to the Gulf of Mexico and 2 blocks to Treasure Island beach. Includes permanently assigned boat dock slip #4, reserved parking space and lockable storage space. Condo common areas include heated pool, bike rack, huge patio with picnic tables on the water, coin-operated laundry room, docks for fishing and boat slips. Watch the dolphins and manatees swim by. Central HVAC cooling / heating system replaced in 2026.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
650
Sqft
0 ac
Lot size
1969
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$175 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$175/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Treasure Island actives
$3 vs $522
Days on market
136 vs 74 typical
Where $3/sqft sits among the 172 Treasure Island actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Isle Of Palms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Treasure Island. See the full Treasure Island guide →
Isle Of Palms — neighborhood snapshot
Population
1,143
Median age
62
Median income
$75,139
Median home value
$908,900
Avg household
2
Households w/ children
50%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Treasure Island market
$685K → $648K
Treasure Island median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
97 of 172
Treasure Island actives have cut their price
Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →
Paper trail
This home's history
Reality check
What actually sold near 11440 1ST STREET E UNIT 1
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$335,000
245 104TH AVENUE UNIT 7
1 bd · 1 ba · 635 sqft · $528/sqft · 96 DOM
Sold · Jun ’26$210,000
9755 HARRELL AVENUE UNIT 206
1 bd · 1 ba · 619 sqft · $339/sqft · 138 DOM
Sold · Oct ’25$250,000
9755 HARRELL AVENUE UNIT 101
1 bd · 1 ba · 619 sqft · $404/sqft · 78 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11440 1ST STREET E UNIT 1 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11440 1ST STREET E UNIT 1 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11440 1ST STREET E UNIT 1 FAQs
What would the monthly payment be for 11440 1ST STREET E UNIT 1?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $175/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 11440 1ST STREET E UNIT 1?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Treasure Island?+
At $2,100, this home is listed about 100% below the Treasure Island median of $659,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11440 1ST STREET E UNIT 1?+
Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TREASURE ISLAND 33706 market on paper
$2,100 is 100% below the TREASURE ISLAND 33706 median of $450,000, and at $3/sqft it sits under the Treasure Island average of $638.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $2,250, now $2,100 — a $150 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4686853.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Treasure Island homes, in your inbox
Like 11440 1ST STREET E UNIT 1 but not quite? A daily digest of every new listing in Treasure Island — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →