David Ramirez
$158,000$160,0003 bd2.5 ba1,046 sqft$151 /sqft$1,381 /mo all-in ↓

5105 8TH STREET W, BRADENTON, FL, 34207

Active127 days on marketListed Mar 18, 2026MLS #A4686609

Reduced $2KMobile HomeFAIR LANE ACRES THIRD ADD

About this home

5105 8TH STREET W

Welcome to this beautifully remodeled home located in a desirable 55+ mobile home community, just minutes from the stunning Gulf beaches. Offering 3 bedrooms, 1 full bathroom, and 2 half baths, this residence provides a functional layout with plenty of space for comfortable living and entertaining. Situated on a corner lot, this home enjoys a prime location within the community and is across the street from the community pond and pool with a nice view. Pefect for relaxing and socializing. Enjoy the benefits of ownership with no lot rent, you own the land, along with a low HOA fee, making this an affordable and attractive option. The home has been recently updated and features luxury vinyl flooring throughout, creating a modern and cohesive feel. Additional highlights include a Ring doorbell system for added security and a central A/C unit that is still under warranty and transferable to the new owner, offering peace of mind. Step outside to enjoy a large, covered carport, ideal for additional entertaining space or protected parking, along with a storage shed providing extra room for tools, equipment, or seasonal items. Whether you're looking for a seasonal retreat or a full-time residence, this move-in ready home offers convenience, style, and a prime location near shopping, dining, and coastal attractions. Don’t miss the opportunity to enjoy Florida living at its best!

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,046

Sqft

0.1 ac

Lot size

1966

Year built

One

Levels

$151

Per sqft

Water viewPartially55+ community

Inside

FlooringLuxury Vinyl
AppliancesConvection Oven · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor
LaundryWasher Hookup
CoolingCentral Air
HeatingElectric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionVinyl Siding
FoundationBlock · Slab
ViewWater
FacesNorth
ExteriorStorage

Community & fees

HOA fee$135/mo
Taxes (2025)$1,030/yr
PetsNo

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,381 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$930
FHA mortgage insurance (est.)$70
Property tax — 2025 actual bill$86
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,530Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,530
Interest rate6.00%
Loan term

Estimated payment

$1,381/mo

Principal & interest$930
FHA mortgage insurance (est.)$70
Property taxes (actual bill)$86
HOA / condo fee$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Oneco

Map of 5105 8TH STREET W inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)58 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Oneco — neighborhood snapshot

Population

31,672

Median age

50

Median income

$40,538

Median home value

$146,433

Avg household

2

Households w/ children

2,838

For the school run

Manatee County School District

ElementaryMarjorie G. Kinnan Elementary School★★★★★
HighSoutheast High School★★★★
MiddleElecta Lee Magnet Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the BRADENTON 34207 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $158,000 $2K
Mar 18, 2026Listed at $160,000 · 127 days on market since
1966Built · FAIR LANE ACRES THIRD ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5105 8TH STREET W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5105 8TH STREET W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5105 8TH STREET W FAQs

What would the monthly payment be for 5105 8TH STREET W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,381/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5105 8TH STREET W?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5105 8TH STREET W?+

The most recent tax bill on record (2025) was $1,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5105 8TH STREET W?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $158,000, this home is listed about 60% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 5105 8TH STREET W?+

Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Electa Lee Magnet Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$158,000 runs 22% above the BRADENTON 34207 median.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

127 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $160,000, now $158,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of ZITELLI REALTY NETWORK LLC · Tracy Goe. MLS #A4686609.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5105 8TH STREET W, BRADENTON, FL — 3 Bed, 2.5 Bath — $158,000 | CENTURY 21 Edge