
10218 46TH AVENUE W, BRADENTON, FL, 34210
Active130 days on marketListed Mar 17, 2026MLS #A4686579
About this home
10218 46TH AVENUE W
PRICE IMPROVEMENT!! Wide, open water views and exceptional outdoor living define this rare DEEP SAILBOAT waterfront opportunity. Set on more than 3/4 ACRE directly on Sarasota Bay, the property offers 106 feet of frontage with sweeping, unobstructed vistas that stretch across the water and capture the beauty of Florida’s Gulf Coast. Tucked along a peaceful residential waterway, the setting provides a sense of privacy while still offering direct boating access to both the bay and the Gulf of Mexico, making it ideal for those who enjoy life on the water. The 2,537-square-foot block home includes four bedrooms and two renovated bathrooms, with thoughtfully positioned living spaces that take full advantage of the surrounding views. Nearly every room enjoys a connection to the outdoors, creating a light-filled and inviting atmosphere throughout. Mostly rebuilt in the late 1990s, the home offers a solid foundation with generous interior proportions, making it well-suited for modern updates or a complete reimagining. The recently renovated kitchen features custom cabinetry, quartz surfaces and high-end appliances, blending contemporary finishes with everyday functionality. The living room has a sleek decorative electric fireplace with shimmering glass pieces that is seamlessly inset into the wall, creating a clean, modern focal point that enhances the living space. Outdoor living is a standout feature of the property, with balconies that overlook the water and provide ideal spaces for relaxing or entertaining. A rare rooftop terrace elevates the experience even further, delivering panoramic coastal views and unforgettable sunsets. The expansive lot offers ample room to enhance the existing residence or design a custom waterfront retreat tailored to your vision. Located in West Bradenton, the property combines a quiet neighborhood setting with close proximity to some of the area’s most desirable coastal destinations, including Anna Maria Island and Longboat Key. Whether enjoyed as it is or transformed into a custom designed waterfront estate, this property represents a unique opportunity to own a piece of Sarasota Bay with endless potential.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,537
Sqft
0.76 ac
Lot size
2
Garage
1951
Year built
Three Or More
Levels
$788
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$12,969 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,969/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+159.4%
$/sqft vs Bradenton actives
$788 vs $236
Days on market
130 vs 53 typical
Where $788/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34210 — neighborhood snapshot
Population
17,301
Median age
56.3
Median income
$64,306
Median home value
$279,500
Avg household
2.09
Households w/ children
1,160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
185 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 852% above the BRADENTON 34210 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 10218 46TH AVENUE W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$315,400
4420 101ST STREET W · same community
3 bd · 2 ba · 1,502 sqft · $210/sqft · 347 DOM
Sold · Dec ’25$640,000
9220 43RD TERRACE W
3 bd · 2 ba · 2,538 sqft · $252/sqft · 171 DOM
Sold · Jun ’26$1,150,000
12313 BAYPOINTE TERRACE
3 bd · 3 ba · 2,535 sqft · $454/sqft · 133 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10218 46TH AVENUE W — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10218 46TH AVENUE W — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10218 46TH AVENUE W FAQs
What would the monthly payment be for 10218 46TH AVENUE W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,969/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10218 46TH AVENUE W?+
The most recent tax bill on record (2025) was $15,209. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10218 46TH AVENUE W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $1,999,900, this home is listed about 405% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 10218 46TH AVENUE W?+
Sea Breeze Elementary School (elementary), W. D. Sugg Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,999,900 runs 852% above the BRADENTON 34210 median — but at 2,537 sqft it's also 60% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
130 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $2,100,000, now $1,999,900 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ALLEGIANT REAL ESTATE GROUP · Lori Campbell. MLS #A4686579.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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