6459 SW 204TH AVENUE, DUNNELLON, FL, 34431
Active142 days on marketListed Mar 16, 2026MLS #A4686476
About this home
6459 SW 204TH AVENUE
NEW BUILD – COMPLETED & READY FOR IMMEDIATE OCCUPANCY! Located on a charming and private street in Rainbow Acres, this lovely 2024 “Lily” Alamo model sits on a pristine oversized .95-acre lot just minutes from the crystal-clear Rainbow River and Rainbow Springs State Park. This thoughtfully designed home features 3 bedrooms, 2 bathrooms, an open-concept layout, and a split floor plan for privacy and functionality. Light and bright throughout, the interior showcases luxury vinyl plank flooring, solid stone countertops in the kitchen and bathrooms, and stainless steel appliances. Enjoy the peaceful setting of nearly an acre of land with plenty of room for outdoor living, a pool, garden, or boat/RV storage. Located just minutes from Rainbow River, where you can enjoy tubing, kayaking, boating, fishing, swimming, and camping in one of Florida’s most beautiful natural spring systems. Whether you’re looking for a full-time residence, weekend retreat, or investment property, this move-in-ready home offers modern finishes, privacy, and unbeatable access to Florida’s natural beauty. Interior paint & finishes may vary from actual home. Information is deemed reliable but not guaranteed. Dimensions are approximate.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,421
Sqft
0.95 ac
Lot size
2
Garage
2024
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,022 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,022/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs Dunnellon actives
$203 vs $183
Days on market
142 vs 40 typical
Where $203/sqft sits among the 400 Dunnellon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34431 — neighborhood snapshot
Population
8,663
Median age
55.4
Median income
$51,542
Median home value
$185,200
Avg household
2.2
Households w/ children
570
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
180 of 400
Dunnellon actives have cut their price
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 661% above the DUNNELLON 34431 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near 6459 SW 204TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$245,000
7568 SW 204TH AVENUE · same community
3 bd · 2 ba · 1,380 sqft · $178/sqft · 2 DOM
Sold · Sep ’25$319,000
5175 SW AZALEA ROAD · same community
3 bd · 2 ba · 1,629 sqft · $196/sqft · 0 DOM
Sold · Jan ’26$299,000
7176 SW 207 COURT · same community
3 bd · 2 ba · 1,629 sqft · $184/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6459 SW 204TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6459 SW 204TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6459 SW 204TH AVENUE FAQs
What would the monthly payment be for 6459 SW 204TH AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,022/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6459 SW 204TH AVENUE?+
The most recent tax bill on record (2025) was $397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $289,000, this home is listed about 4% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$289,000 runs 661% above the DUNNELLON 34431 median.
02Time on market is leverage
142 days on market against a Dunnellon median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $305,000, now $289,000 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Lauren Holt, Pllc. MLS #A4686476.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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