925 BAYSHORE DRIVE, TERRA CEIA, FL, 34250
Active135 days on marketListed Mar 21, 2026MLS #A4686443
About this home
925 BAYSHORE DRIVE
Terra Ceia, also known as Heavenly Earth, is the name of the State Archaeological Site of the Madeira Bickel Mound. This remarkable custom-built home, which has remained high and dry despite the 2024 storms, offers 4,055 square feet of air-conditioned space and 5,641 square feet of wraparound porches, screened lanai, and three open-air decks. It is perfectly situated on 1.66 acres of private uplands with a fenced yard. A decorative electric gate opens on your command, inviting you to stay and observe the natural bird habitat in an artesian pond. A private elevator takes you to the main levels of this spacious and open home, featuring soaring ceilings, hardwood floors, all-wood cabinets, a gas fireplace, granite countertops, and arched entries. The grand foyer with a wraparound staircase will also take you to all the well-used spaces in this home, which include two offices and a morning room. The three spacious bedrooms are all en suite, with the master suite offering a large jetted tub, a large separate walk-in shower with its own water heater, double sinks, a dressing vanity, and a spacious closet. A fabulous air-conditioned observatory with a wet bar, open deck, offers a 180-degree view of nature and Terra Ceia Bay. Enjoy the convenience of a community boat ramp. You will appreciate the side entry oversized garage with ample storage space. Located in a quiet yet convenient area, you will experience the Old Florida feeling of relaxation as you explore this 4,200-acre protected land surrounding the island. Recent updates include(Roof and gutters 2025, exterior painted, electric gate motor replaced)
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
4,055
Sqft
1.66 ac
Lot size
4
Garage
2009
Year built
Three Or More
Levels
$370
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,614 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,614/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Terra Ceia actives
$370 vs $560
Days on market
135 vs 58 typical
Where $370/sqft sits among the 8 Terra Ceia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Terra Ceia
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Terra Ceia. See the full Terra Ceia guide →
TERRA CEIA 34250 — neighborhood snapshot
Population
416
Median age
57.8
Median income
$153,566
Median home value
$921,100
Avg household
2.19
Households w/ children
28%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Terra Ceia market
$1.1M → $1.8M
Terra Ceia median sold, yr/yr
95.4%
Sale-to-list ratio (12 mo)
7 of 8
Terra Ceia actives have cut their price
Median sold price, Terra Ceia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% above the TERRA CEIA 34250 median. See the full Terra Ceia market guide →
Paper trail
This home's history
Reality check
What actually sold near 925 BAYSHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$1,180,000
455 HORSESHOE LOOP ROAD · same community
4 bd · 3.5 ba · 3,298 sqft · $358/sqft · 11 DOM
Sold · Mar ’26$265,000
25 MICHIANA DRIVE · same community
3 bd · 2 ba · 1,456 sqft · $182/sqft · 138 DOM
Sold · Feb ’26$850,000
1841 BAYSHORE DRIVE
3 bd · 2 ba · 3,440 sqft · $247/sqft · 50 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 925 BAYSHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 925 BAYSHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
925 BAYSHORE DRIVE FAQs
What would the monthly payment be for 925 BAYSHORE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,614/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 925 BAYSHORE DRIVE?+
The most recent tax bill on record (2025) was $9,568. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 925 BAYSHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Terra Ceia?+
At $1,499,999, this home is listed about 18% above the Terra Ceia median of $1,274,000. The market section on this page shows how the area is trending.
Which schools are assigned to 925 BAYSHORE DRIVE?+
Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,499,999 runs 100% above the TERRA CEIA 34250 median — but at 4,055 sqft it's also nearly twice the size of the typical Terra Ceia listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
135 days on market against a Terra Ceia median of 58 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Babette Paige. MLS #A4686443.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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