1430 SEA GULL COURT, PUNTA GORDA, FL, 33950
Active146 days on marketListed Mar 18, 2026MLS #A4686436
About this home
1430 SEA GULL COURT
Welcome to 1430 Sea Gull Dr, Punta Gorda, FL, a beautifully updated waterfront canal home with direct access and 8 minutes to Charlotte Harbor and the Gulf of Mexico, offering the ultimate Southwest Florida boating and coastal lifestyle. This move-in ready home has been freshly painted inside and out and features important upgrades including a brand-new AC system and new pool cage enclosure, providing comfort, efficiency, and peace of mind. Step outside to your private Florida oasis where the screened lanai and sparkling pool overlook the tranquil canal, creating the perfect setting for relaxing, entertaining, and enjoying year-round outdoor living. Boating enthusiasts will love the quick Gulf access, making it easy to spend the day fishing, cruising, or exploring the beautiful barrier islands. Inside, the home offers bright living spaces, a comfortable layout, and plenty of natural light, ideal for both everyday living and hosting guests. Furniture is negotiable, making this an excellent opportunity for a seasonal residence, vacation home, or full-time Florida retreat. Located in one of Punta Gorda’s most desirable waterfront areas, you are just minutes from: • Historic Downtown Punta Gorda • Fishermen’s Village waterfront dining and shops • Charlotte Harbor boating and marinas • Golf courses, parks, and walking trails • Restaurants, boutiques, and local events If you are searching for Punta Gorda waterfront homes for sale with Gulf access and a pool, this property offers exceptional value and the true Florida coastal lifestyle.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,268
Sqft
0.22 ac
Lot size
3
Garage
2019
Year built
One
Levels
$653
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,293 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,293/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+51.4%
$/sqft vs PUNTA GORDA ISLES SEC 14
$653 vs $389
Days on market
146 vs 62 typical
Where $653/sqft sits among the 20 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,031
Median age
68
Median income
$97,109
Median home value
$574,467
Avg household
2
Households w/ children
287
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
9 of 20
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 458% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1430 SEA GULL COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$610,000
1346 OSPREY DRIVE · same community
3 bd · 2.5 ba · 2,276 sqft · $268/sqft · 38 DOM
Sold · Apr ’26$1,120,000
3605 TOWHEE COURT · same community
3 bd · 3 ba · 2,209 sqft · $507/sqft · 17 DOM
Sold · Mar ’26$870,000
3400 NIGHTHAWK COURT · same community
3 bd · 2 ba · 2,185 sqft · $398/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1430 SEA GULL COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1430 SEA GULL COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1430 SEA GULL COURT FAQs
What would the monthly payment be for 1430 SEA GULL COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,293/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1430 SEA GULL COURT?+
The most recent tax bill on record (2025) was $19,101. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1430 SEA GULL COURT?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $1,480,000, this home is listed about 336% above the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 1430 SEA GULL COURT?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,480,000 runs 458% above the PUNTA GORDA 33950 median — but at 2,268 sqft it's also 35% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
146 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,690,000, now $1,480,000 — a $210K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Sandra Osorio, PA. MLS #A4686436.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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