
9996 KEY HAVEN ROAD, SEMINOLE, FL, 33777
Pending132 days on marketListed Mar 14, 2026MLS #A4686251
About this home
9996 KEY HAVEN ROAD
THE LAST ELEVATOR HOME WITH STUNNING WATER VIEWS BUILT BY TOLL BROTHERS. Enjoy peaceful bayou scenery from your covered lanai and second-floor deck, creating the perfect setting for relaxation and outdoor entertaining. This move-in ready residence blends luxury, comfort, and convenience with designer-selected finishes throughout and a private in-unit elevator offering seamless access to all three levels. Step inside to discover bright, open-concept living spaces designed for both everyday comfort and stylish entertaining. The expansive second-floor great room is filled with natural light and flows effortlessly into the beautifully appointed kitchen and casual dining area. High-stacked Baskin cabinetry offers exceptional storage, while the oversized walk-in pantry keeps everything organized and within reach. Retreat to the spiral staircase that leads you to the third floor, where the primary suite becomes your personal oasis, complete with a spa-inspired walk-in shower, featuring dual vanities, elegant finishes, and a spacious walk-in closet. Additional bedrooms provide generous closet space and easy access to a beautifully designed hall bath, while the thoughtfully placed third-floor laundry room adds everyday convenience. This home is positioned with water views, and close to the resort-style amenities including the community pool, clubhouse, tennis courts, and fitness center. This gated waterfront community places you only minutes from award-winning Gulf beaches, shopping, dining, and recreation. Built with PGT hurricane impact windows and doors for added confidence and security, this low-maintenance lifestyle includes HOA-covered water, cable, internet, trash service, exterior landscaping, and more. Experience the sought-after lifestyle of Toll Brothers at Seminole Isle and schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,374
Sqft
0.04 ac
Lot size
1
Garage
2025
Year built
Three Or More
Levels
$379
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,532 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,532/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+40.8%
Days on market
132 vs 44 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole Isle
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Seminole Isle — neighborhood snapshot
Population
429
Median age
53
Median income
$75,417
Median home value
$470,500
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 207% above the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9996 KEY HAVEN ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9996 KEY HAVEN ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9996 KEY HAVEN ROAD FAQs
What would the monthly payment be for 9996 KEY HAVEN ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,532/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9996 KEY HAVEN ROAD?+
The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9996 KEY HAVEN ROAD?+
The most recent tax bill on record (2025) was $520. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9996 KEY HAVEN ROAD?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $899,000, this home is listed about 119% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 9996 KEY HAVEN ROAD?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$899,000 runs 207% above the SEMINOLE 33777 median — but at 2,374 sqft it's also 56% larger than the typical Seminole listing.
02Time on market is leverage
132 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $10,409,000, now $899,000 — a $9.5M cut. The full history is in the market section below.
Listing courtesy of TAMPA TBI REALTY LLC · Carina Rosa. MLS #A4686251.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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