1095 GULF OF MEXICO DRIVE UNIT 104, LONGBOAT KEY, FL, 34228
Active154 days on marketListed Mar 14, 2026MLS #A4686237
About this home
1095 GULF OF MEXICO DRIVE UNIT 104
FURNISHED CONDO ON THE BEACH ! AVAILABLE MAY 1ST! SORRY JAN 1- MARCH 2027 IS NOT AVAILABLE . May - November are AVAILABLE MONTHS. This wonderful Condo 2 bed/2 bath and den is now available. Beach Place is one of the most sought out places on Longboat Key. Located mid-island, this association has a FANTASTIC beach, large heated pool, spa and his/hers fitness areas, EV charging station, tennis, pickle ball, and MORE!This condo is on the first floor so it has it's own entry so you don't have to use the elevator. The condo is completely turn key with pool toys and everything. All you need is your toothbrush and a bathing suit! The master bedroom overlooks the center lake and you do have a peek at the ocean. The 2nd bedroom has twin beds and the den has a pull out couch. All of the rooms have tv's. Enjoy coffee or cocktails on the porch for sunrises/sunsets! Utilities, good wifi and basic cable come with the unit. (cap on electric ). Sorry no pets per association. Resort taxes and cleaning fee not included. Come get out of the cold and put your toes in the sands of Longboat Key!! ( sorry porch furniture is in the living room because the balcony is getting painted!)
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,503
Sqft
5.01 ac
Lot size
1981
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Longboat Key actives
$2 vs $705
Days on market
154 vs 96 typical
Where $2/sqft sits among the 248 Longboat Key actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Longboat Key
Get to know Longboat Key. See the full Longboat Key guide →
LONGBOAT KEY 34228 — neighborhood snapshot
Population
7,512
Median age
71.5
Median income
$143,365
Median home value
$959,200
Avg household
1.8
Households w/ children
51%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Longboat Key market
$820K → $1.4M
Longboat Key median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
106 of 248
Longboat Key actives have cut their price
Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →
Paper trail
This home's history
Reality check
What actually sold near 1095 GULF OF MEXICO DRIVE UNIT 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$850,000
100 SANDS POINT ROAD UNIT 108
2 bd · 2 ba · 1,492 sqft · $570/sqft · 3 DOM
Sold · Aug ’26$850,000
100 SANDS POINT ROAD UNIT 225
2 bd · 2 ba · 1,492 sqft · $570/sqft · 33 DOM
Sold · Sep ’25$1,400,000
603 LONGBOAT CLUB ROAD UNIT 602N
2 bd · 2 ba · 1,458 sqft · $960/sqft · 336 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1095 GULF OF MEXICO DRIVE UNIT 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1095 GULF OF MEXICO DRIVE UNIT 104 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1095 GULF OF MEXICO DRIVE UNIT 104 FAQs
What would the monthly payment be for 1095 GULF OF MEXICO DRIVE UNIT 104?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1095 GULF OF MEXICO DRIVE UNIT 104?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Longboat Key?+
At $2,800, this home is listed about 100% below the Longboat Key median of $950,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1095 GULF OF MEXICO DRIVE UNIT 104?+
Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LONGBOAT KEY 34228 market on paper
$2,800 is 100% below the LONGBOAT KEY 34228 median of $644,500, and at $2/sqft it sits under the Longboat Key average of $849.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $4,500, now $2,800 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of STOCKTON REALTY ADVISORS LLC · Annabelle Newland. MLS #A4686237.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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