David Ramirez
Short-Term Rental Eligible
$1,000,0002 bd2 ba1,235 sqft$810 /sqft$6,841 /mo all-in ↓

2301 GULF OF MEXICO DRIVE UNIT 43N, LONGBOAT KEY, FL, 34228

Active158 days on marketListed Mar 13, 2026MLS #A4686190

WaterfrontCondominiumISLANDER CLUB OF LONGBOAT

About this home

2301 GULF OF MEXICO DRIVE UNIT 43N

Virtually Staged. Perfectly positioned in the sought-after Islander Club Condominium, this 2-bedroom, 2-bath residence offers commanding Gulf and beach views from the living room, dining room, and both bedrooms. Expansive windows frame the sparkling waters of the Gulf of Mexico, creating a breathtaking backdrop for everyday living while showcasing spectacular sunset skies each evening. Situated front and center on the 4th floor, the residence enjoys one of the most desirable vantage points in the building, elevated enough for panoramic shoreline views yet close enough to feel immersed in the beauty and rhythm of the beach below. Competitively priced, the condominium presents a rare opportunity for the next owner to create their own vision of coastal living. Whether designing a sophisticated modern retreat or a relaxed island escape, the residence offers a blank canvas ready to be transformed to your personal taste and style—truly a chance to make it your own. Residents of the Islander Club enjoy a collection of resort-style amenities including direct access to the pristine Gulf Beach, a beachfront Olympic size swimming pool, tennis courts, fitness center, clubhouse, library, and beautifully landscaped tropical grounds. Located on the coveted south end of Longboat Key, the community offers convenient access to Publix, the world-class shopping and dining of St. Armands Circle as well as the vibrant arts, cultural venues, and waterfront restaurants of downtown Sarasota. Go ahead – Make it your own and have it your way!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,235

Sqft

0 ac

Lot size

1970

Year built

One

Levels

$810

Per sqft

Waterfront

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorPrimary Bedroom Main Floor · Walk-In Closet(s)
LaundryCommon Area · Electric Dryer Hookup · Inside · Laundry Closet · Same Floor As Condo Unit · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionConcrete · Stucco
FoundationPillar/Post/Pier
FacesEast
ParkingAssigned · Covered · Guest
ExteriorBalcony · Outdoor Shower · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$10,915/yr
PetsNo
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Fitness Center · Gated Community - No Guard · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,841 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$910
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $100,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $100,000
Interest rate6.00%
Loan term

Estimated payment

$6,841/mo

Principal & interest$5,396
PMI (est., until 20% equity)$375
Property taxes (actual bill)$910
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.0M
$691KedgeAI estimate $763,453 · range $720K$872K$1.0M

vs edgeAI estimate

+31%

$/sqft vs ISLANDER CLUB OF LONGBOAT

$810 vs $971

Days on market

158 vs 95 typical

Where $810/sqft sits among the 7 homes for sale in ISLANDER CLUB OF LONGBOAT

2
0
1
0 · this home
0
4
$506–587$587–668$668–749$749–830$830–911$911+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityIsland Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$7,000/mo median

MarketLongboat Key
Annual gross at median$84,000
Gross yield on this price8.4%
Homes for rent right now130

Live Longboat Key rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Island Club

Map of 2301 GULF OF MEXICO DRIVE UNIT 43N inside its neighborhood boundary

Island Club is a short-term-rental community. See the full guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

1 of 7

ISLANDER CLUB OF LONGBOAT have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Mar 13, 2026Listed at $1,000,000 · 158 days on market since
1970Built · ISLANDER CLUB OF LONGBOAT

Reality check

What actually sold near 2301 GULF OF MEXICO DRIVE UNIT 43N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2301 GULF OF MEXICO DRIVE UNIT 52NSold · Aug ’25

$1,400,000

2301 GULF OF MEXICO DRIVE UNIT 52N · same community

2 bd · 2 ba · 1,235 sqft · $1,134/sqft · 149 DOM

2301 GULF OF MEXICO DRIVE UNIT 54NSold · Apr ’26

$550,000

2301 GULF OF MEXICO DRIVE UNIT 54N · same community

2 bd · 2 ba · 1,235 sqft · $445/sqft · 140 DOM

2301 GULF OF MEXICO DRIVE UNIT 34NSold · Jan ’26

$590,000

2301 GULF OF MEXICO DRIVE UNIT 34N · same community

2 bd · 2 ba · 1,235 sqft · $478/sqft · 13 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2301 GULF OF MEXICO DRIVE UNIT 43N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2301 GULF OF MEXICO DRIVE UNIT 43N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

2301 GULF OF MEXICO DRIVE UNIT 43N FAQs

What would the monthly payment be for 2301 GULF OF MEXICO DRIVE UNIT 43N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,841/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2301 GULF OF MEXICO DRIVE UNIT 43N?+

The most recent tax bill on record (2025) was $10,915. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2301 GULF OF MEXICO DRIVE UNIT 43N be rented short-term?+

Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2301 GULF OF MEXICO DRIVE UNIT 43N?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $1,000,000, this home is listed about 5% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2301 GULF OF MEXICO DRIVE UNIT 43N?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,000,000 runs 56% above the LONGBOAT KEY 34228 median.

02Zoned for nightly rentals

Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

04Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Steve Nursey. MLS #A4686190.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Longboat Key homes, in your inbox

Like 2301 GULF OF MEXICO DRIVE UNIT 43N but not quite? A daily digest of every new listing in Longboat Key — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 18, 2026 at 9:18 AM UTC. The listing information on this page last changed on August 18, 2026 at 9:18 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 18, 2026 at 9:18 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 18, 2026 at 9:18 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.