David Ramirez
$189,000$219,9002 bd2 ba972 sqft$194 /sqft$1,540 /mo all-in ↓

148 NIGHTINGALE CIRCLE, ELLENTON, FL, 34222

Active132 days on marketListed Mar 13, 2026MLS #A4685989

Priced 23% below the ELLENTON 34222 medianReduced $31KFully furnishedManufactured HomeRIDGEWOOD OAKS PH IV

About this home

148 NIGHTINGALE CIRCLE

Beautiful, Updated land owned 2bd/2ba home in the 55+ community of Ridgewood Oaks. This home features a large lot with an expanded driveway, large carport, an oversized storage shed and has a rear private patio for grilling or sunbathing. Upgrades outside include: Roof, AC, Vapor Barrier and the exterior have been freshly painted. Inside the home features a custom breakfast bar, stainless appliances, laminate flooring throughout, tile flooring in the bathrooms and a new custom shower. Walls have been textured for a rich look and feel. The large lanai has new custom blinds, beautiful tile flooring and has lots of room to entertain or relax and enjoy that morning cup of coffee. The home is being sold furnished so all you need to bring is your suitcase! This is a must-see home! The Oaks community includes Spectrum internet and cable in its fees along with weekly lawn maintenance. A beautiful clubhouse, pool, spa, tennis courts, Pickle ball courts, shuffle board and a fun outdoor fitness area. Golf cart and small pet friendly. Ridgewood has close access to I-75, many restaurants, the Ellenton Outlet Mall, Manatee County Library and provides 24-hour gated security. The Oaks, a Ridgewood community offers many activities and social events to enjoy. Make an appointment to see this home today!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

972

Sqft

0.1 ac

Lot size

1989

Year built

One

Levels

$194

Per sqft

Furnished55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Outside · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesSouth
ExteriorRain Gutters

Community & fees

HOA fee$35/mo
Taxes (2025)$1,784/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityFishing · Buyer Approval Required · Clubhouse · Gated Community - Guard · Golf Carts OK · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,540 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property tax — 2025 actual bill$149
HOA fee — from the listing$35
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,615
Interest rate6.00%
Loan term

Estimated payment

$1,540/mo

Principal & interest$1,113
FHA mortgage insurance (est.)$84
Property taxes (actual bill)$149
HOA / condo fee$35
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $189K
$130KedgeAI estimate $143,777 · range $136K$163K$197K

vs edgeAI estimate

+31.5%

Days on market

132 vs 68 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ridgewood Meadows

Map of 148 NIGHTINGALE CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ellenton. See the full Ellenton guide →

Ridgewood Meadows — neighborhood snapshot

Population

828

Median age

77

Median income

$52,565

Median home value

$179,700

Avg household

2

For the school run

Manatee County School District

ElementaryBlackburn Elementary School★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ellenton market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$329K$415K

Ellenton median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

Median sold price, Ellenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 23% below the ELLENTON 34222 median. See the full Ellenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $189,000 $31K
Mar 13, 2026Listed at $219,900 · 132 days on market since
1989Built · RIDGEWOOD OAKS PH IV

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 148 NIGHTINGALE CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 148 NIGHTINGALE CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

148 NIGHTINGALE CIRCLE FAQs

What would the monthly payment be for 148 NIGHTINGALE CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,540/mo — principal and interest, the actual property-tax bill, the $35/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 148 NIGHTINGALE CIRCLE?+

The association fee works out to $35 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 148 NIGHTINGALE CIRCLE?+

The most recent tax bill on record (2025) was $1,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 148 NIGHTINGALE CIRCLE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ellenton?+

At $189,000, this home is listed about 29% below the Ellenton median of $265,000. The market section on this page shows how the area is trending.

Which schools are assigned to 148 NIGHTINGALE CIRCLE?+

Blackburn Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ELLENTON 34222 market on paper

$189,000 is 23% below the ELLENTON 34222 median of $245,000, and at $194/sqft it sits under the Ellenton average of $202.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03The price has already moved

Listed at $219,900, now $189,000 — a $31K cut. The full history is in the market section below.

Listing courtesy of LARU BEYA REAL ESTATE COMPANY INC · Joseph Pickett. MLS #A4685989.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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