3220 78TH AVENUE E, SARASOTA, FL, 34243
Active130 days on marketListed Mar 15, 2026MLS #A4685961
About this home
3220 78TH AVENUE E
Price Reduction. Exceptional Opportunity in Sarasota for Buyers who want to update the home themselves to their specific style! Motivated Seller! Great time to own a single-family home in the gated community of Palm Lakes at an affordable reduced price. This move-in ready residence promises a maintenance-free lifestyle, allowing you the freedom to enjoy everything Sarasota provides. Avoid the hassle of inspections—both the 4-Point Inspection and Wind Mitigation Reports are complete and available for your review. Thoughtfully Designed Layout: This one-story home maximizes space, featuring a spacious front living room and two secluded bedrooms positioned for privacy. The main suite includes a versatile bonus alcove, perfect for a home office, reading nook, or hobby area. Outdoor Living: Enjoy your morning coffee on the screened lanai or entertain guests in your private courtyard. Prime Location: Just a short walk from the heated community pool, clubhouse, and playground, this home offers the best of both privacy and convenience. Low Maintenance, High Value: The association takes care of lawn care, yard maintenance, and pest control—all for reasonable monthly fees. Embrace a lifestyle that allows you more time to explore the Sarasota-Bradenton area, with its beautiful beaches, vibrant arts, and year-round cultural events. Located only six miles from downtown Sarasota and close to renowned destinations like Siesta Key, Anna Maria Island, the Ringling Museum, and UTC Mall, you’ll have easy access to shopping, dining, and endless entertainment options. The home is ready for the homebuyer's personal touch! Whether you’re seeking a year-round home or a seasonal retreat, this gem is ready for its new owners. Don’t miss out—schedule your showing today! Floor Plan is available in the Attachments.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,464
Sqft
0.05 ac
Lot size
1
Garage
2005
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,856 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,856/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.3%
$/sqft vs Sarasota actives
$219 vs $328
Days on market
130 vs 58 typical
Where $219/sqft sits among the 400 Sarasota actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34243 — neighborhood snapshot
Population
31,773
Median age
51.4
Median income
$79,799
Median home value
$395,000
Avg household
2.26
Households w/ children
2,313
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
147 of 400
Sarasota actives have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the SARASOTA 34243 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3220 78TH AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$360,000
7810 33RD STREET E · same community
2 bd · 2 ba · 1,464 sqft · $246/sqft · 59 DOM
Sold · Jul ’25$390,000
7823 33RD STREET E UNIT 20 · same community
2 bd · 2 ba · 1,463 sqft · $267/sqft · 273 DOM
Sold · Mar ’26$365,000
6226 CAMPHOR AVENUE · same community
3 bd · 2 ba · 1,316 sqft · $277/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3220 78TH AVENUE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3220 78TH AVENUE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3220 78TH AVENUE E FAQs
What would the monthly payment be for 3220 78TH AVENUE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,856/mo — principal and interest, the actual property-tax bill, the $280/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3220 78TH AVENUE E?+
The association fee works out to $280 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3220 78TH AVENUE E?+
The most recent tax bill on record (2025) was $4,690. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3220 78TH AVENUE E?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $320,000, this home is listed about 44% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3220 78TH AVENUE E?+
Braden River High School (high), Braden River Middle School (middle), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
130 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Braden River High School, Braden River Middle School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $349,900, now $320,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FINE PROPERTIES · Kristin Triolo. MLS #A4685961.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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