David Ramirez
$463,000$535,0003 bd2.5 ba2,227 sqft$208 /sqft$3,617 /mo all-in ↓

1549 WESTOVER AVENUE, PARRISH, FL, 34219

Active133 days on marketListed Mar 12, 2026MLS #A4685852

Reduced $72KSingle Family ResidenceRIVERS REACH PH I-A

About this home

1549 WESTOVER AVENUE

Welcome to 1549 Westover Ave, nestled within the highly sought-after gated community of Rivers Reach, where peaceful waterfront views, lush, mature landscaping, and effortless Florida living come together in one exceptional home. Perfectly positioned on a tranquil pond homesite, this beautifully maintained 3-bedroom, 2.5-bath residence with a private office/den offers the ideal blend of comfort, functionality, and indoor-outdoor living. From the moment you arrive, you'll appreciate the home's charming curb appeal, framed by established landscaping that creates a private and welcoming setting. Thoughtful updates provide peace of mind, including a NEW A/C with transferable warranty (May 2026), NEW hot water heater (June 2026), and a freshly painted exterior (February 2026). Inside, the bright, open floor plan is filled with natural light, creating an inviting atmosphere that's perfect for everyday living and entertaining. The spacious office/den provides the flexibility to serve as a home office, study, playroom, or hobby space. Every room has been thoughtfully designed to maximize comfort while embracing the relaxed elegance of Florida living. Step outside and discover your own private retreat on the extended screened lanai, where tranquil pond views and mature landscaping create the perfect backdrop for morning coffee, outdoor dining, or simply unwinding at the end of the day. This peaceful outdoor living space is ideal for enjoying Florida's beautiful weather year-round. The extended 2-car garage offers additional room for vehicles, storage, golf carts, or workshop space, adding even more versatility to this thoughtfully designed home. Life in Rivers Reach is about more than just the home—it's about the lifestyle. One of Parrish's most desirable gated communities, Rivers Reach is surrounded by the natural beauty of Old Florida while offering an impressive collection of resort-style amenities. Residents enjoy a beautifully appointed clubhouse, state-of-the-art fitness center, heated community pool and spa, scenic walking and nature trails, and a private kayak launch with direct access to the Manatee River. Whether you're spending the day exploring the river, relaxing poolside, staying active in the fitness center, or gathering with neighbors at the clubhouse, Rivers Reach offers a lifestyle that feels like a year-round vacation. Combining modern updates, peaceful waterfront views, and access to one of Parrish's premier gated communities, this exceptional home offers the perfect opportunity to embrace the very best of Florida living. Schedule your private showing today and experience everything 1549 Westover Ave and Rivers Reach have to offer.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,227

Sqft

0.19 ac

Lot size

2

Garage

2015

Year built

One

Levels

$208

Per sqft

Trees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Laminate · Luxury Vinyl · Tile
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock
ViewTrees/Woods · Water
FacesWest
ExteriorHurricane Shutters · Irrigation System · Private Mailbox · Sidewalk · Sliding Doors

Community & fees

HOA fee$12/mo
Taxes (2025)$6,179/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,617 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,726
FHA mortgage insurance (est.)$205
Property tax — 2025 actual bill$515
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,205Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,205
Interest rate6.00%
Loan term

Estimated payment

$3,617/mo

Principal & interest$2,726
FHA mortgage insurance (est.)$205
Property taxes (actual bill)$515
HOA / condo fee$12
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $463K
$361KedgeAI estimate $408,651 · range $376K$431K$482K

vs edgeAI estimate

+13.3%

Days on market

133 vs 42 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside River's Reach

Map of 1549 WESTOVER AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa60 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Parrish. See the full Parrish guide →

River's Reach — neighborhood snapshot

Population

968

Median age

49

Median income

$131,042

Median home value

$601,000

Avg household

3

Households w/ children

95%

For the school run

Manatee County School District

ElementaryAnnie Lucy Williams Elementary School★★★★
HighParrish Community High School★★★★★
MiddleBuffalo Creek Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Parrish market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$395K$411K

Parrish median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 12% above the PARRISH 34219 median. See the full Parrish market guide →

Paper trail

This home's history

CurrentPrice reduced to $463,000 $72K
Mar 12, 2026Listed at $535,000 · 133 days on market since
2015Built · RIVERS REACH PH I-A

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1549 WESTOVER AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1549 WESTOVER AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1549 WESTOVER AVENUE FAQs

What would the monthly payment be for 1549 WESTOVER AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,617/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1549 WESTOVER AVENUE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1549 WESTOVER AVENUE?+

The most recent tax bill on record (2025) was $6,179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1549 WESTOVER AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Parrish?+

At $463,000, this home is listed about 10% above the Parrish median of $421,470. The market section on this page shows how the area is trending.

Which schools are assigned to 1549 WESTOVER AVENUE?+

Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$463,000 runs 12% above the PARRISH 34219 median.

02Trees/Woods & Water views

The trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

133 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $535,000, now $463,000 — a $72K cut. The full history is in the market section below.

Listing courtesy of MARCUS & COMPANY REALTY · Heidi Stubbers. MLS #A4685852.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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