David Ramirez
$1,695,0003 bd2 ba1,624 sqft$1,044 /sqft$10,857 /mo all-in ↓

1563 4TH STREET, SARASOTA, FL, 34236

Active136 days on marketListed Mar 14, 2026MLS #A4685670

Single Family ResidenceROSEMARY DISTRICT

About this home

1563 4TH STREET

A rare opportunity to own a single-family residence in Sarasota’s sought-after Rosemary District. Set on a beautifully landscaped property, this home features a towering century-old oak tree that anchors the backyard and creates a distinctive outdoor setting rarely found in downtown locations. Spanish and Mediterranean architectural elements introduce the residence, offering classic Old World character paired with solid construction and an elevation of approximately 25 feet above sea level. The property is in Flood Zone X, where flood insurance is not required. Inside, the home features high ceilings, hardwood flooring and extensive crown molding throughout. A gas fireplace adds warmth and character to the living area during cooler winter evenings. Multiple windows allow natural light to flow throughout the interior spaces. The residence includes three bedrooms, with one configured as an office or study and featuring a separate exterior entrance, offering flexibility for work-from-home use or private guest access. Outdoor living spaces include a spacious garden area, an oversized patio and a pergola surrounded by mature landscaping, creating a private setting for dining and entertaining. In the heart of the Rosemary District, the home places residents within proximity to many culinary delights, Sarasota’s cultural amenities, including galleries, theaters and live music venues. More than 65 restaurants, cafés and shops are within approximately a six-block radius. The Bay Park waterfront district, a 53-acre public park along Sarasota Bay, is just five blocks away. Payne Park, the Legacy Trail for recreation and biking, Sarasota Farmers Market and Whole Foods Market are all nearby. The John Ringling Bridge provides convenient access to St. Armands Circle and Lido Beach. The property is zoned DTE, which offers future redevelopment potential, subject to city approvals. Owners may choose to enjoy the residence as a private downtown home while maintaining long-term flexibility for future planning. Or alternatively, since this is DTE zoning, this is ideal property for a restaurant possibility, just something else to consider! A unique opportunity to experience downtown Sarasota living in one of the city’s vibrant and evolving neighborhoods.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,624

Sqft

0.2 ac

Lot size

1927

Year built

One

Levels

$1,044

Per sqft

FireplaceCity & Trees/Woods view

Inside

FlooringConcrete · Tile · Hardwood
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · High Ceilings · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMembrane
ConstructionStucco · Wood Frame
FoundationBlock
ViewCity · Trees/Woods
FacesSouth
ParkingAlley Access · Ground Level · Guest · On Street · Open
ExteriorFrench Doors · Garden · Irrigation System · Private Mailbox · Rain Gutters · Sidewalk

Community & fees

Taxes (2025)$10,987/yr
PetsCats OK, Dogs OK
CommunityPark

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Propane · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,857 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$9,146
PMI (est., until 20% equity)$636
Property tax — 2025 actual bill$916
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $169,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $169,500
Interest rate6.00%
Loan term

Estimated payment

$10,857/mo

Principal & interest$9,146
PMI (est., until 20% equity)$636
Property taxes (actual bill)$916
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.7M
$396KedgeAI estimate $471,480 · range $412K$543K$1.8M

vs edgeAI estimate

+259.5%

$/sqft vs Sarasota actives

$1,044 vs $328

Days on market

136 vs 58 typical

Where $1,044/sqft sits among the 400 Sarasota actives

233
56
31
25 · this home
22
33
$156–392$392–627$627–863$863–1098$1098–1334$1334+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rosemary District

Map of 1563 4TH STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa64 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Rosemary District — neighborhood snapshot

Population

2,672

Median age

67

Median income

$81,939

Median home value

$508,987

Avg household

2

Households w/ children

114

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementaryAlta Vista Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

166 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

Mar 14, 2026Listed at $1,695,000 · 136 days on market since
1927Built · ROSEMARY DISTRICT

Reality check

What actually sold near 1563 4TH STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1960 LINCOLN DRIVESold · Mar ’26

$925,000

1960 LINCOLN DRIVE

3 bd · 2 ba · 1,611 sqft · $574/sqft · 47 DOM

2313 LOMA LINDA STREETSold · Jun ’26

$460,000

2313 LOMA LINDA STREET

3 bd · 2 ba · 1,606 sqft · $286/sqft · 177 DOM

2451 LOMA LINDA STREETSold · Oct ’25

$347,500

2451 LOMA LINDA STREET

3 bd · 2 ba · 1,660 sqft · $209/sqft · 61 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1563 4TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1563 4TH STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1563 4TH STREET FAQs

What would the monthly payment be for 1563 4TH STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1563 4TH STREET?+

The most recent tax bill on record (2025) was $10,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1563 4TH STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,695,000, this home is listed about 197% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1563 4TH STREET?+

Booker High School (high), Alta Vista Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$1,695,000 runs 100% above the SARASOTA 34236 median.

02City & Trees/Woods views

The city and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

136 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Frank Lambert. MLS #A4685670.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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