David Ramirez
$475,000$509,0003 bd2 ba1,320 sqft$360 /sqft$4,425 /mo all-in ↓

1633 BOATHOUSE CIRCLE UNIT 232, SARASOTA, FL, 34231

Active135 days on marketListed Mar 11, 2026MLS #A4685633

Reduced $34KWaterfrontCondominiumPELICAN COVE XII

About this home

1633 BOATHOUSE CIRCLE UNIT 232

Your Pelican Cove drive begins when the front gate lifts and the beauty of Pelican Cove unfolds. The main living area overlooks the harbor, providing the sought-after Florida indoor/outdoor lifestyle. This 3 bedroom/2 bath condo has an updated A/C unit, hot water tank, electric panel.  A canopy tree community on Sarasota Bay, Pelican Cove is a 75-acre gated, vibrant, waterfront community nestled among manicured tropical foliage truly offering something for everyone. Abundant amenities include an 86-slip boat harbor with sailboat water, excellent rates, and a launch dock for kayaks and canoes, 6 heated swimming pools, hot tub, 3 clubhouses, 4 lighted tennis courts, pickleball, shuffleboard, basketball, dog walk area, 5.5 miles of walking trails and boardwalks as well as fishing gazebos, water exercise classes, exercise facilities, 2 art studios and a pottery classroom. Take classes at Pelican Cove University or join one of the more than 37 clubs, including photography, fiber art, bike riding, yoga, Tai Chi, culinary arts, and card clubs. Woodworking, sculpting and evening jazz & classical music concerts round out the active lifestyle.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,320

Sqft

2.78 ac

Lot size

1980

Year built

One

Levels

$360

Per sqft

Waterfront

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorHigh Ceilings · Living Room/Dining Room Combo · Skylight(s) · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesEast
ExteriorBasketball Court · Dog Run · Lighting · Outdoor Shower · Storage · Tennis Court(s)

Community & fees

HOA fee$907/mo
Taxes (2025)$4,222/yr
PetsNumber Limit
CommunityFishing · Intracoastal Waterway · Marina · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Deed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,425 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$352
Condo fee — from the listing$907
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$4,425/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$352
HOA / condo fee$907
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$262KedgeAI estimate $281,766 · range $273K$303K$494K

vs edgeAI estimate

+68.6%

$/sqft vs Sarasota actives

$360 vs $328

Days on market

135 vs 58 typical

Where $360/sqft sits among the 400 Sarasota actives

230 · this home
61
31
24
21
33
$152–389$389–627$627–864$864–1101$1101–1339$1339+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Pelican Cove

Map of 1633 BOATHOUSE CIRCLE UNIT 232 inside its neighborhood boundary

Drive times from this address

Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Pelican Cove — neighborhood snapshot

Population

907

Median age

65

Median income

$106,943

Median home value

$426,332

Avg household

2

Households w/ children

55%

For the school run

Sarasota County School District

ElementaryGulf Gate Elementary School★★★★★
HighRiverview High School★★★★
MiddleBrookside Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

157 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the SARASOTA 34231 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $475,000 $34K
Mar 11, 2026Listed at $509,000 · 135 days on market since
1980Built · PELICAN COVE XII

Reality check

What actually sold near 1633 BOATHOUSE CIRCLE UNIT 232

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1633 BOATHOUSE CIRCLE UNIT 134Sold · Mar ’26

$510,000

1633 BOATHOUSE CIRCLE UNIT 134 · same community

2 bd · 2 ba · 1,216 sqft · $419/sqft · 3 DOM

1633 BOATHOUSE CIRCLE UNIT 131Sold · Apr ’26

$529,000

1633 BOATHOUSE CIRCLE UNIT 131 · same community

3 bd · 3 ba · 1,635 sqft · $324/sqft · 53 DOM

1531 CLOWER CREEK DRIVE UNIT HA245Sold · Jan ’26

$506,000

1531 CLOWER CREEK DRIVE UNIT HA245 · same community

3 bd · 3 ba · 1,734 sqft · $292/sqft · 85 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1633 BOATHOUSE CIRCLE UNIT 232 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1633 BOATHOUSE CIRCLE UNIT 232 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1633 BOATHOUSE CIRCLE UNIT 232 FAQs

What would the monthly payment be for 1633 BOATHOUSE CIRCLE UNIT 232?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,425/mo — principal and interest, the actual property-tax bill, the $907/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1633 BOATHOUSE CIRCLE UNIT 232?+

The association fee works out to $907 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1633 BOATHOUSE CIRCLE UNIT 232?+

The most recent tax bill on record (2025) was $4,222. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1633 BOATHOUSE CIRCLE UNIT 232?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $475,000, this home is listed about 17% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1633 BOATHOUSE CIRCLE UNIT 232?+

Gulf Gate Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$475,000 runs 107% above the SARASOTA 34231 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $907/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

135 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Gulf Gate Elementary School, Riverview High School, Brookside Middle School — Riverview High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER SARASOTA CENT. · Judy Limekiller. MLS #A4685633.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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