David Ramirez
$13,000,0003 bd4.5 ba4,891 sqft$2,658 /sqft$83,065 /mo all-in ↓

1561 GULF OF MEXICO DRIVE UNIT 304, LONGBOAT KEY, FL, 34228

Active153 days on marketListed Mar 17, 2026MLS #A4685495

WaterfrontFully furnishedCondominiumST. REGIS LONGBOAT KEY

About this home

1561 GULF OF MEXICO DRIVE UNIT 304

Experience the pinnacle of coastal luxury in the highly sought-after Armand building at The St. Regis Longboat Key, where breathtaking Gulf of Mexico views set the stage for an extraordinary living experience. This residence is absolutely breathtaking and is a must see. Designed for both grand entertaining and effortless everyday living, the expansive great room showcases a sophisticated wet bar and wine refrigerator, all enhanced by striking designer light fixtures and elegant sheers that create a soft, ethereal ambiance. Accordion glass doors seamlessly extend the space onto a sprawling wraparound terrace—complete with a private gas grill and unforgettable sunset vistas. Thoughtfully designed, this gracious room transitions beautifully between formal gatherings and relaxed coastal living. The chef’s kitchen is a true centerpiece, featuring premium Poggenpohl cabinetry, a Sub-Zero refrigerator, Wolf double ovens and gas cooktop, dual dishwashers, and a separate breakfast area with bar and microwave. A large island offers additional seating, making it as functional as it is elegant. Or just order room service! The owner’s suite is a private sanctuary, offering stunning Gulf views and a wet bar perfect for morning coffee or evening unwinding. Dual spa-inspired bathrooms provide two luxurious and private retreats—one with custom closets, an oversized vanity, seamless glass shower, and private water closet; the other with a large vanity, dedicated makeup area, custom closets, seamless shower, and private water closet. A spacious and comfortable club room creates an additional venue for entertaining, complete with a wet bar and beverage refrigerator. Two additional guest bedrooms are equally well-appointed, each opening onto a private terrace. One offers Gulf views, custom closets, and a luxurious bath with a large vanity, makeup area, seamless glass shower, and private water closet. The third bedroom is thoughtfully designed for comfort and privacy, featuring accordion doors to the terrace and a beautifully finished bathroom with a large vanity and makeup area, freestanding soaking tub, seamless glass shower, and private water closet. An elegant powder room adds convenience for guests. Additional highlights include a large laundry room with sink, built-in cabinetry, and hanging rack. The residence is offered fully turnkey, with exquisite furnishings curated by the renowned Marc-Michaels Interior Design—featuring designer-selected finishes, statement lighting, refined furniture pieces, and custom window treatments that create a cohesive, sophisticated aesthetic throughout. Modern living is elevated by fully integrated smart home technology, including iPad-controlled systems, electronic sheers, and blackout shades—delivering both convenience and ambiance at the touch of a button. Nestled within the first branded residential community and ultra-luxe 5 star resort on the Gulf of Mexico. The Residences at The St. Regis Longboat Key blend legendary service with the allure of a seaside getaway. Spanning over 17 acres with 800 feet of direct beachfront, this community offers unparalleled amenities, including the signature St. Regis Butler and Concierge services, a world-renowned St. Regis Spa, in residence dining. Resident only amenities include a clubhouse, fitness center, pool/spa and beach area. Enjoy your private resident only amenities, while having access to all the resort has to offer. Live like you are on vacation all year round!

Facts & features

The home at a glance

3

Bedrooms

4.5

Bathrooms

4,891

Sqft

0 ac

Lot size

2

Garage

2024

Year built

One

Levels

$2,658

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringPorcelain Tile
AppliancesBar Fridge · Built-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Smart Home · Solid Surface Counters · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofOther
ConstructionConcrete · Stucco
FoundationStilt/On Piling
ViewWater
FacesSouth
ParkingAssigned · Deeded · Garage Door Opener · Ground Level · Guest · Reserved · Under Building
ExteriorBalcony · Lighting · Outdoor Kitchen · Sidewalk · Sliding Doors · Storage

Community & fees

Taxes (2025)$94,589/yr
PetsNumber Limit, Size Limit, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Fitness Center · Gated Community - Guard · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$83,065 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$70,147
PMI (est., until 20% equity)$4,875
Property tax — 2025 actual bill$7,882
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,300,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,300,000
Interest rate6.00%
Loan term

Estimated payment

$83,065/mo

Principal & interest$70,147
PMI (est., until 20% equity)$4,875
Property taxes (actual bill)$7,882
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Longboat Key actives

$2,658 vs $682

Days on market

153 vs 95 typical

Where $2,658/sqft sits among the 243 Longboat Key actives

141
60
17
11
8
6 · this home
$369–750$750–1132$1132–1513$1513–1895$1895–2276$2276+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 1561 GULF OF MEXICO DRIVE UNIT 304

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

105 of 243

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1903% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Mar 17, 2026Listed at $13,000,000 · 153 days on market since
2024Built · ST. REGIS LONGBOAT KEY

Reality check

What actually sold near 1561 GULF OF MEXICO DRIVE UNIT 304

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1591 GULF OF MEXICO DRIVE UNIT 410Sold · Dec ’25

$6,400,000

1591 GULF OF MEXICO DRIVE UNIT 410 · same community

2 bd · 2.5 ba · 3,130 sqft · $2,045/sqft · 85 DOM

1591 GULF OF MEXICO DRIVE UNIT 511Sold · Oct ’25

$6,000,000

1591 GULF OF MEXICO DRIVE UNIT 511 · same community

2 bd · 2.5 ba · 3,130 sqft · $1,917/sqft · 99 DOM

1591 GULF OF MEXICO DRIVE UNIT 617Sold · Nov ’25

$4,500,000

1591 GULF OF MEXICO DRIVE UNIT 617 · same community

2 bd · 3.5 ba · 3,118 sqft · $1,443/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1561 GULF OF MEXICO DRIVE UNIT 304 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1561 GULF OF MEXICO DRIVE UNIT 304 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

1561 GULF OF MEXICO DRIVE UNIT 304 FAQs

What would the monthly payment be for 1561 GULF OF MEXICO DRIVE UNIT 304?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $83,065/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1561 GULF OF MEXICO DRIVE UNIT 304?+

The most recent tax bill on record (2025) was $94,589. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1561 GULF OF MEXICO DRIVE UNIT 304?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $13,000,000, this home is listed about 1268% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1561 GULF OF MEXICO DRIVE UNIT 304?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$13,000,000 runs 1903% above the LONGBOAT KEY 34228 median — but at 4,891 sqft it's also nearly 3 times the size of the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Lynn Morris, PLLC. MLS #A4685495.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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