825 S OSPREY AVENUE UNIT 101, SARASOTA, FL, 34236
Pending146 days on marketListed Mar 13, 2026MLS #A4685410
About this home
825 S OSPREY AVENUE UNIT 101
Welcome to Central Park I, ideally located in the heart of downtown Sarasota. This beautifully completely renovated 2-bedroom, 2-bath residence offers stylish, move-in-ready living just moments from the city's best dining, shopping, arts, and waterfront parks. Completely updated throughout, the condo features a bright and open layout with modern finishes and thoughtful upgrades at every turn. Premium luxury vinyl plank is in every room and features additional padding underneath for additional comfort. The renovated kitchen is equipped with all-new upgraded LG appliances (induction cooktop / craft ice), quartzite waterfall countertops and backsplash along with brand new cabinetry. From the kitchen, you look onto the spacious living and dining areas - perfect for everyday living and entertaining. A large southern facing terrace overlooking the bayou completes the main living areas, providing a covered seating area and ample space for enjoying the best indoor/outdoor living that Florida has to offer. The light filled primary bedroom features French Doors with custom blinds and access to the main terrace as well as a smaller private terrace for just the bedroom. The primary bath is spa like featuring double sinks, a walk-in shower as well as a fully built out closet with stacked large capacity LG washer/dryer completing the suite. A split, second bedroom with custom closet offers ample space for guest, home office , or additional living space .. The renovated guest bathroom provides a clean, contemporary feel. Major mechanical updates have already been completed, including a new hot water heater and HVAC system w/ added air quality options; Halo LED Indirect Air purifier and UV Light, offering peace of mind and efficiency for years to come. Central Park I residents enjoy a well-maintained community in a highly walkable downtown location, just minutes from Southside Village, Sarasota Bay, Selby Gardens, the Bayfront, and the vibrant cultural amenities that make Sarasota one of Florida's most sought-after cities.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,260
Sqft
0 ac
Lot size
1985
Year built
One
Levels
$396
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,763 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,763/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.3%
$/sqft vs CENTRAL PARK
$396 vs $228
Days on market
146 vs 61 typical
Where $396/sqft sits among the 23 homes for sale in CENTRAL PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Central Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Central Park — neighborhood snapshot
Population
308
Median age
53
Median income
$78,257
Median home value
$461,800
Avg household
2
Households w/ children
39%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
4 of 23
CENTRAL PARK have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the SARASOTA 34236 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 825 S OSPREY AVENUE UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$425,000
835 S OSPREY AVENUE UNIT 214 · same community
2 bd · 2 ba · 1,260 sqft · $337/sqft · 9 DOM
Sold · Dec ’25$400,000
825 S OSPREY AVENUE UNIT 302 · same community
2 bd · 2 ba · 1,260 sqft · $317/sqft · 216 DOM
Sold · May ’26$100,000
6160 WESTGATE DRIVE UNIT 304 · same community
1 bd · 1 ba · 1,228 sqft · $81/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 825 S OSPREY AVENUE UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 825 S OSPREY AVENUE UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
825 S OSPREY AVENUE UNIT 101 FAQs
What would the monthly payment be for 825 S OSPREY AVENUE UNIT 101?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,763/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 825 S OSPREY AVENUE UNIT 101?+
The most recent tax bill on record (2025) was $5,341. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 825 S OSPREY AVENUE UNIT 101?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $499,000, this home is listed about 12% below the Sarasota median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 825 S OSPREY AVENUE UNIT 101?+
Sarasota High School (high), Southside Elementary School (elementary), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SARASOTA 34236 market on paper
$499,000 is 40% below the SARASOTA 34236 median of $825,000, and at $396/sqft it sits under the Sarasota average of $496.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
146 days on market against a Sarasota median of 61 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sarasota High School, Southside Elementary School, Brookside Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $525,000, now $499,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · Dave Hall. MLS #A4685410.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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