David Ramirez
$1,390,000$1,490,0005 bd4.5 ba3,923 sqft$354 /sqft$9,622 /mo all-in ↓

5215 TITLE ROW DRIVE, BRADENTON, FL, 34210

Active134 days on marketListed Mar 9, 2026MLS #A4685359

Reduced $100KWaterfrontPrivate poolSingle Family ResidenceLEGENDS BAY

About this home

5215 TITLE ROW DRIVE

Step inside this sophisticated coastal retreat where modern elegance meets functional design. This expansive 3,923-square-foot residence is thoughtfully laid out to maximize privacy while offering grand spaces for entertaining. Gourmet Chef’s Kitchen: The heart of the home features a massive quartz island with seating, solid wood cabinetry, a professional-grade gas range with a statement hood, and a walk-in pantry. Grand Great Room soaring tray ceilings and panoramic views of the woods and partial Lakeview through the floor-to-ceiling glass sliders, this space seamlessly blends indoor and outdoor living even comes with a pool bathroom in the back . The primary suite offers dual walk-in closets and a spa-inspired ensuite , dual vanities and huge master walk-in closet .owner updated all bathroom toilet to a high end bidet toilet. Upstairs, discover a versatile loft space—perfect for a secondary media room or game room—leading to a private screened balcony overlooking the woods.Throughout the home, you’ll find tile through the whole house , impact-rated windows, and designer lighting fixtures. Legends Bay is a gated enclave with a community clubhouse, swimming pool, walking paths, a lakeside fishing pier, and is golf cart accessible to IMG. This exceptional quality-built home has had no storm damage and offers lower insurance premiums based on the elevated stem wall foundation and quality construction features. The HOA covers yard maintenance and cable/internet. Come see this incredible residence!

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,923

Sqft

0.17 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$354

Per sqft

Private poolWaterfrontPets allowed

Inside

FlooringTile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range Hood · Refrigerator · Washer
InteriorHigh Ceilings · In Wall Pest System · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
FacesWest
ExteriorFrench Doors

Community & fees

HOA fee$417/mo
Taxes (2025)$12,278/yr
PetsNumber Limit, Yes
CommunityDeed Restrictions · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Available · Natural Gas Available · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$9,622 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,500
PMI (est., until 20% equity)$521
Property tax — 2025 actual bill$1,023
HOA fee — from the listing$417
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,000
Interest rate6.00%
Loan term

Estimated payment

$9,622/mo

Principal & interest$7,500
PMI (est., until 20% equity)$521
Property taxes (actual bill)$1,023
HOA / condo fee$417
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs LEGENDS BAY

$354 vs $436

Days on market

134 vs 53 typical

Where $354/sqft sits among the 11 homes for sale in LEGENDS BAY

2
3 · this home
2
1
1
2
$280–351$351–423$423–495$495–567$567–638$638+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Legends Bay

Map of 5215 TITLE ROW DRIVE inside its neighborhood boundary

Get to know Bradenton. See the full Bradenton guide →

Legends Bay — neighborhood snapshot

Population

352

Median age

58

Median income

$174,085

Median home value

$786,127

Avg household

3

Households w/ children

14%

For the school run

Manatee County School District

MiddleElecta Lee Magnet Middle School★★★★★
ElementaryBayshore Elementary School★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

2 of 11

LEGENDS BAY have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 568% above the BRADENTON 34210 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,390,000 $100K
Mar 9, 2026Listed at $1,490,000 · 134 days on market since
2023Built · LEGENDS BAY

Reality check

What actually sold near 5215 TITLE ROW DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5822 TITLE ROW DRIVESold · Feb ’26

$1,525,000

5822 TITLE ROW DRIVE · same community

5 bd · 4 ba · 3,851 sqft · $396/sqft · 318 DOM

5204 TITLE ROW DRIVESold · Nov ’25

$1,525,000

5204 TITLE ROW DRIVE · same community

5 bd · 4.5 ba · 3,848 sqft · $396/sqft · 241 DOM

6211 LEGENDS BOULEVARDSold · Feb ’26

$1,000,000

6211 LEGENDS BOULEVARD · same community

4 bd · 3.5 ba · 3,480 sqft · $287/sqft · 296 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5215 TITLE ROW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5215 TITLE ROW DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5215 TITLE ROW DRIVE FAQs

What would the monthly payment be for 5215 TITLE ROW DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,622/mo — principal and interest, the actual property-tax bill, the $417/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5215 TITLE ROW DRIVE?+

The association fee works out to $417 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5215 TITLE ROW DRIVE?+

The most recent tax bill on record (2025) was $12,278. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5215 TITLE ROW DRIVE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $1,390,000, this home is listed about 251% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 5215 TITLE ROW DRIVE?+

Electa Lee Magnet Middle School (middle), Bayshore Elementary School (elementary), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,390,000 runs 568% above the BRADENTON 34210 median — but at 3,923 sqft it's also nearly 2 times the size of the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

134 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,490,000, now $1,390,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of VIVE REALTY · Nicole Long. MLS #A4685359.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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