David Ramirez

1267 STARBOARD LANE, SARASOTA, FL, 34242

Active150 days on marketListed Mar 6, 2026MLS #A4685279

WaterfrontMIDNIGHT HARBOR SUB

About this home

1267 STARBOARD LANE

A rare opportunity on Siesta Key’s Little Sarasota Bay. Positioned at the end of a quiet street in the established Midnight Harbor neighborhood, this 0.45-acre bayfront lot offers 287 feet of water frontage, approximately 92 feet along the bay and 195 feet along a protected saltwater canal, creating water on two sides and expansive open water views. The property is being offered for land value and presents an exceptional canvas for a new custom bayfront estate. The existing structure is not being marketed for renovation, allowing a buyer or builder to focus fully on designing a residence that maximizes the site’s orientation, water views and waterfront lifestyle potential. The bayside seawall was replaced in 2014, along with 20 feet of canal seawall. The protected canal frontage provides practical boating access with sailboat water and no fixed bridges, allowing direct navigation to the Intracoastal Waterway and Gulf beyond. The depth of the lot and the dual water exposure create compelling opportunities for architectural design, outdoor living spaces and waterfront amenities. The site is enhanced by mature coastal trees that contribute character and scale, elements often absent in newly created waterfront parcels. With nearly half an acre and substantial waterfront exposure, the property offers the scale required for a significant new coastal residence designed to modern building standards and elevated construction. Just minutes from Siesta Beach and offering convenient access to the mainland via the Stickney Point Bridge, the setting combines island privacy with proximity to Sarasota’s dining, cultural and entertainment districts. Waterfront redevelopment opportunities with this amount of bay and canal frontage on Siesta Key are increasingly limited, making this property a compelling investment for a builder, developer or buyer seeking to create a legacy waterfront home.

Facts & features

The home at a glance

0.45 ac

Lot size

WaterfrontWater viewPets allowed

Inside

Outside & construction

ViewWater
FacesWest

Community & fees

Taxes (2025)$9,037/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Available · Natural Gas Available · Sewer Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$16,783 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,839
PMI (est., until 20% equity)$1,031
Property tax — 2025 actual bill$753
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $275,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $275,000
Interest rate6.00%
Loan term

Estimated payment

$16,783/mo

Principal & interest$14,839
PMI (est., until 20% equity)$1,031
Property taxes (actual bill)$753
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Midnight Harbor

Map of 1267 STARBOARD LANE inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Midnight Harbor — neighborhood snapshot

Population

225

Median age

68

Median income

$106,038

Median home value

$990,500

Avg household

2

Households w/ children

5%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 466% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Mar 6, 2026Listed at $2,750,000 · 150 days on market since

Reality check

What actually sold near 1267 STARBOARD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1236 PORT LANESold · Jan ’26

$1,850,000

1236 PORT LANE · same community

3 bd · 2 ba · 2,522 sqft · $734/sqft · 125 DOM

8625 MIDNIGHT PASS ROAD UNIT 305BSold · Sep ’25

$375,000

8625 MIDNIGHT PASS ROAD UNIT 305B

1 bd · 1 ba · 697 sqft · $538/sqft · 158 DOM

1020 SUN N SEA DRIVE UNIT 104BSold · Dec ’25

$659,000

1020 SUN N SEA DRIVE UNIT 104B

2 bd · 2 ba · 752 sqft · $876/sqft · 158 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1267 STARBOARD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1267 STARBOARD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1267 STARBOARD LANE FAQs

What would the monthly payment be for 1267 STARBOARD LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $16,783/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1267 STARBOARD LANE?+

The most recent tax bill on record (2025) was $9,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1267 STARBOARD LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $2,750,000, this home is listed about 382% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1267 STARBOARD LANE?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,750,000 runs 466% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

150 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Judie Berger. MLS #A4685279.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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