3028 BAMBOO COURT, PUNTA GORDA, FL, 33950
Active151 days on marketListed Mar 6, 2026MLS #A4685199
About this home
3028 BAMBOO COURT
WATERFRONT LIVING AT AN AFFORDABLE PRICE – OWNER OCCUPANT OR INCOME OPPORTUNITY You want asuarnce in the purchase? we are including a seller $600 home warrenty for buyer to give you confidence with the NEW LOWER PRICE Bonus! new dock decking and refinished! Enjoy the Florida waterfront lifestyle in this well-maintained 3 bedroom, 2 bath double-wide elevated unimpacted home located in the beautiful boating community of Punta Gorda. Whether you are looking for a primary residence, seasonal getaway, or income-producing property, this home offers exceptional value. Situated on an oversized lot on a quiet private dead-end street, the property features saltwater canal frontage with a large wood dock, providing boating access to Charlotte Harbor and the Gulf of Mexico (no sailboats). Inside, the home offers a spacious and comfortable layout including: • Formal living room • Formal dining area • Large family room • Kitchen with seating counter and pantry closet • Split bedroom floor plan for privacy The private owner’s suite includes a large walk-in closet and private bathroom, while two additional bedrooms share a full bath with tub/shower combination. Outdoor living is where this property truly shines. Enjoy the Florida Room overlooking the backyard, an additional lanai, and a concrete patio area perfect for evening gatherings or a fire pit. The property also includes a separate laundry/utility room with wall A/C and a storage shed. Just minutes from the waterfront shops and restaurants at Fishermen’s Village, along with golf, tennis, pickleball, boating, fishing, and the charm of historic downtown Punta Gorda. Easy access to Interstate 75 makes travel simple. A rare opportunity to own affordable waterfront property with motivated seller in one of Southwest Florida’s most desirable boating communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,512
Sqft
0.29 ac
Lot size
1987
Year built
Multi/Split
Levels
$144
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,840 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,840/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−25%
$/sqft vs Punta Gorda actives
$144 vs $206
Days on market
151 vs 59 typical
Where $144/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
177 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 19% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3028 BAMBOO COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$310,000
3023 BAMBOO COURT · same community
3 bd · 2 ba · 1,800 sqft · $172/sqft · 107 DOM
Sold · Feb ’26$345,000
771 TANGERINE COURT
3 bd · 2 ba · 1,512 sqft · $228/sqft · 59 DOM
Sold · Oct ’25$365,000
3330 TRIPOLI BOULEVARD
2 bd · 2 ba · 1,475 sqft · $247/sqft · 17 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3028 BAMBOO COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3028 BAMBOO COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3028 BAMBOO COURT FAQs
What would the monthly payment be for 3028 BAMBOO COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,840/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3028 BAMBOO COURT?+
The most recent tax bill on record (2025) was $3,640. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3028 BAMBOO COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $217,500, this home is listed about 36% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3028 BAMBOO COURT?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33950 market on paper
$217,500 is 19% below the PUNTA GORDA 33950 median of $269,000, and at $144/sqft it sits under the Punta Gorda average of $229.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
151 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $229,900, now $217,500 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Craig McCoy. MLS #A4685199.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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