David Ramirez
$585,000$610,0004 bd2.5 ba2,434 sqft$240 /sqft$4,662 /mo all-in ↓

12959 SEASONG TERRACE, BRADENTON, FL, 34211

Active139 days on marketListed Mar 6, 2026MLS #A4685159

Reduced $25KSingle Family ResidenceINDIGO

About this home

12959 SEASONG TERRACE

Located on a quiet cul-de-sac in the village of Indigo at Lakewood Ranch, this beautifully maintained two-story home offers over 2,400 square feet of bright, open living space with peaceful preserve views and exceptional privacy in the backyard. Built in 2023, the home welcomes you with a charming covered entry and inviting curb appeal. Inside, the thoughtfully designed floor plan features warm wood flooring throughout the main living areas, abundant natural light, and an open layout that connects the kitchen, dining area, and great room into one comfortable gathering space. The kitchen serves as the heart of the home, showcasing a large quartz island with seating, sleek white cabinetry with soft-close features, stainless steel appliances, a gas range, and a spacious walk-in pantry. Contemporary pendant lighting adds style while the open design keeps everything connected for everyday living or entertaining. The great room features a tray ceiling and large sliding glass doors that lead to the covered lanai, creating an easy transition between indoor and outdoor living. The covered patio overlooks the wide backyard and tranquil preserve setting, offering a private backdrop and plenty of space for outdoor enjoyment. The home is also pre-plumbed for a future pool and outdoor television. The first-floor primary suite provides a peaceful retreat with sliding doors that open to the lanai, a spacious walk-in closet, and an ensuite bath with dual vanities and a large walk-in shower. Upstairs, a generous loft creates a versatile bonus space ideal for a media room, game room, home office, or additional living area. Three additional bedrooms provide comfortable accommodations for family or guests. Additional features include a blue light air filtration system integrated into the HVAC system for enhanced indoor air quality. Residents of Indigo enjoy a gated community with resort-style amenities including two pools, a fitness center, pickleball courts, playgrounds, walking trails, and a full-time lifestyle director coordinating neighborhood events. Lawn maintenance and irrigation are included for easy living. Conveniently located near A-rated schools, Bob Gardner Park, shopping, dining, and everything Lakewood Ranch has to offer, this home combines modern comfort, privacy, and a welcoming neighborhood atmosphere. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS.**

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,434

Sqft

0.13 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$240

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesDishwasher · Disposal · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · HardiPlank Type · Stucco
FoundationSlab
ViewTrees/Woods
FacesSouth
ParkingDriveway · Garage Door Opener
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$408/mo
Taxes (2025)$8,616/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,662 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property tax — 2025 actual bill$718
HOA fee — from the listing$408
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,500
Interest rate6.00%
Loan term

Estimated payment

$4,662/mo

Principal & interest$3,157
PMI (est., until 20% equity)$219
Property taxes (actual bill)$718
HOA / condo fee$408
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $585K
$489KedgeAI estimate $532,530 · range $510K$590K$613K

vs edgeAI estimate

+9.9%

Days on market

139 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 12959 SEASONG TERRACE

Drive times from this address

Downtown Tampa56 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

BRADENTON 34211 — neighborhood snapshot

Population

20,786

Median age

48.5

Median income

$118,565

Median home value

$601,300

Avg household

2.65

Households w/ children

1,934

For the school run

Manatee County School District

MiddleDr Mona Jain Middle School★★★★
ElementaryB.D. Gullett Elementary School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 44% above the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $585,000 $25K
Mar 6, 2026Listed at $610,000 · 139 days on market since
2023Built · INDIGO

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12959 SEASONG TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12959 SEASONG TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12959 SEASONG TERRACE FAQs

What would the monthly payment be for 12959 SEASONG TERRACE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,662/mo — principal and interest, the actual property-tax bill, the $408/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12959 SEASONG TERRACE?+

The association fee works out to $408 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12959 SEASONG TERRACE?+

The most recent tax bill on record (2025) was $8,616. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12959 SEASONG TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $585,000, this home is listed about 48% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 12959 SEASONG TERRACE?+

Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$585,000 runs 44% above the BRADENTON 34211 median — but at 2,434 sqft it's also 54% larger than the typical Bradenton listing.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

139 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $610,000, now $585,000 — a $25K cut. The full history is in the market section below.

Listing courtesy of KW COASTAL LIVING III · Toni Zarghami. MLS #A4685159.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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